Daily Current Affairs April 22

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs April 22. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing  Daily GK Updates, Current Affairs Questions, and Monthly  current affairs pdf.

TO PURCHASE OUR BANKING AWARENESS (2021 Edition) – CLICK HERE

April 22| Daily Current Affairs 2022

Important Days – Daily Current Affairs April 22

1. Earth Day is annually observed on?
A) April 21
B) April 20
C) April 22
D) April 19
E) April 18
Answer: C) April 22

• Earth Day, celebrated annually on April 22, is a reminder to protect the environment, restore damaged ecosystems and live a more sustainable life.
• First celebrated in 1970.
• This year marks its 52^nd anniversary.
• In 2009, the United Nations designated April 22 as ‘International Mother Earth Day’.

Theme:

• ‘Invest In Our Planet’

---

Sports – Daily Current Affairs April 22

2. Asian Wrestling Championships SaritaMor bagged bronze for India in ___ kg category?
A) 45
B) 63
C) 43
D) 53
E) 59
Answer: E) 59

• SaritaMor (59kg) and SushmaShokeen (55kg) won bronze medals for India in their respective women’s freestyle weight categories at the Asian Wrestling Championships 2022 in Ulaanbaatar, Mongolia. 

---

Banking and Finance – Daily Current Affairs April 22

3. Who among the following extended Legal Entity Identifier for larger borrowers of NBFCs, UCBs?
A) RBI
B) DICGC
C) NPCI
D) Finance Ministry
E) SEBI
Answer: A) RBI

• The RBI further advised that non-individual borrowers enjoying aggregate exposure of ₹5 crore and above from banks and FIs shall be required to obtain LEI codes as per the given timeline.
• In a notification, the central bank said that on a review, it has been decided that the guidelines on LEI stand extended to Primary (Urban) Co-operative Banks (UCBs) and Non-Banking Financial Companies (NBFCs)
• The Reserve Bank of India (RBI) has extended the guidelines on Legal Entity Identifier (LEI) to large borrowers of NBFCs and Primary (Urban) Co-operative Banks (UCBs).

---

4. RBI imposed monetary penaltyof ₹36 lakh on which of the following bank?
A) Baroda Bank
B) Central Bank of India
C) Union Bank of India
D) State Bank of India
E) Axis Bank
Answer: B) Central Bank of India

• The Reserve Bank of India (RBI) has imposed a monetary penalty of ₹36 lakh on the government-owned Central Bank of India for non-compliance with certain directions issued by the central bank.
• The bank received a penalty for non-compliance with certain directions issued by RBI on ‘Customer Protection–Limiting Liability of Customers in Unauthorised Electronic Banking Transactions’.
• RBI had conducted a statutory Inspection for Supervisory Evaluation (ISE) of the bank with reference to its financial position as of March 31, 2020, and the examination of the Risk Assessment Report, Inspection Report, and all related correspondences pertaining to the same.
• The inspection resulted in non-compliance with the aforesaid directions to the extent the bank failed to credit (shadow reversal) the amount involved in the unauthorized electronic transaction to the customer’s account within 10 working days from the date of notification by the customer.
• Following this, RBI has issued a notice to the bank advising it to show cause as to why a penalty should not be imposed on it for failure to comply with the said directions.

---

5. RBI launched ____ round of the quarterly industrial outlook survey?
A) 50th
B) 69th
C) 88th
D) 98th
E) 75th
Answer: D) 98th

• The Reserve Bank of India (RBI) had launched the 98^thround of the quarterly industrial outlook survey of the country’s manufacturing sector for the reference period April-June 2022.
• The survey assesses business sentiment for the first quarter of 2022-23 and expectations for the ensuing quarter July-September 2022-23 period, based on qualitative responses on a set of indicators pertaining to demand conditions, financial conditions, employment conditions and the price situation.
• The survey provides useful insight into the performance of the manufacturing sector.
• Owing to continued uncertainty because of the COVID-19 pandemic, an additional block has been included in this survey round for assessing the outlook on key parameters for the two subsequent quarters (Q3:2022-23 and Q4:2022-23).
• Genesis Management & Market Research Pvt Ltd has been authorised to conduct the survey for April-June 2022 on behalf of the Reserve Bank of India.
• While the agency will approach selected companies, other manufacturing companies are also encouraged to participate in the survey by downloading the survey questionnaire from the Bank’s website.

---

6. RBI directs UCBs to eliminate honorary positions within how many year?
A) 5
B) 4
C) 3
D) 2
E) 1
Answer: E) 1

• The Reserve Bank asked Urban Cooperative Banks (UCBs) not to create create any honorary position or title such Chairman Emeritus and Group Chairman at the board level as it results in creation of a shadow authority.
• The RBI has directed these banks to eliminate such positions within one year.
• While such positions or titles may be indicative of certain privileges or rights for the incumbent to access all board materials and participate in board or committee meetings, enforcing liability or obligations on such person may be difficult.
• UCBs are directed not to create any honorary positions/titles at board level or confer such titles that are non-statutory in nature and to eliminate any such existing position or titles within one year from date of this circular.

---

7. Which of the following NBFC launched ‘Mera Gold Loan, Mera Interest’ TV commercial campaign?
A) Power Finance Corporation Ltd
B) Bajaj Finance Ltd
C) MuthootFinCorp
D) Manappuram Finance Ltd
E) Tata Capital
Answer: C) MuthootFinCorp

• MuthootFinCorp, a leading non-banking financial company, has launched the ‘Mera Gold Loan, Mera Interest’ campaign with star cricketer
• MuthootFinCorp introduced a revolutionary concept wherein customers can choose the interest rate on their gold loan.

---

8. Ashiana Housing signed pact with which state government to invest Rs 420 cr in Bhiwadi?
A) Rajasthan
B) Punjab
C) West Bengal
D) Odisha
E) Uttar Pradesh
Answer: A) Rajasthan

• Realty firm Ashiana Housing had signed MoU with the Rajasthan government to invest Rs 420 crore for developing housing projects in
• The MoU (Memorandum of Understanding) was signed at an investment summit in the Alwar district of Rajasthan.
• Ashiana Housing reported a 7 per cent increase in its sales bookings for 2021-22 at Rs 573.25 crore.
• Sales bookings in financial year 2020-21 stood at Rs 534.68 crore, according to a regulatory filing.

---

9. India extends duration of _____ million currency swap facility with Sri Lanka?
A) $100 million
B) $200 million
C) $300 million
D) $400 million
E) $500 million
Answer:D) $400 million

• In an “unstinted and multi-faceted support” to Sri Lanka which is grappling with its worst-ever economic crisis, India has extended the duration of the USD 400 million currency swap facility which had been concluded with the island nation in January.
• This was the first extension of an international debt instrument to Sri Lanka after the government led by President Gotabaya Rajapaksa on April 12 temporarily suspended debt servicing.
• The embattled government had announced an orderly default until the country came to an agreement with the International Monetary Fund (IMF) for a possible bailout package.

---

Business and Economy – Daily Current Affairs April 22

10. Who among the following signed MoU with NRDC to give a boost to export value chain?
A) SIDBI
B) FAO
C) APEDA
D) MPEDA
E) Agriculture Ministry
Answer: C) APEDA

• Aiming to give a boost to the export value chain, the Agricultural and Processed Food Products Export Development Authority (APEDA) signed a Memorandum of Understanding (MoU) with National Research Development Corporation (NRDC).
• The MoU has been inked for utilizing both the organizations’ expertise by working together to synergize the activities in the interest of agriculture and allied sectors for bringing better value to the stakeholders.
• The MoU has been signed for the implementation of the Agri Export Policy and to strengthen the export value chain.
• The MoU’s mandate is to infuse and disseminate technologies jointly with APEDA in the areas of climate-resilient agriculture related to zero carbon emission farming to produce residue/carbon-free food for exports.
• The key areas of cooperation include developing and improvising farm machinery for low cost, user-friendly and energy-efficient tools for small scale farmers, promoting and supporting Agri Start-ups associated with the NRDC Incubation Centre (NRDCIC) for engagement in agri-exports and strengthening of the Startup ecosystem and nomination of expert resources of NRDC/APEDA for mutual knowledge sharing.

---

National Affairs – Daily Current Affairs April 22

11. India to get world’s longest and highest tunnel in Himachal by which year?
A) 2040
B) 2050
C) 2030
D) 2024
E) 2025
Answer: E) 2025

• India will soon be home to the world’s longest highway tunnel beneath the 16,580 ft high Shinku-La Pass, between Zanskar Valley in Ladakhand Lahaul Valley in Himachal Pradesh will be completed by 2025.

---

12. AP CM credited how many crores under ‘YSR Sunna Vaddi’ scheme?
A) Rs 1,621 cr
B) Rs 1,261 cr
C) Rs 1,216cr
D) Rs 1,612cr
E) Rs 1,126cr
Answer: B) Rs 1,261 cr

• For the third consecutive year, Andhra Pradesh Chief Minister Y S Jagan Mohan Reddy Rs 1261 crore directly into the accounts of 02 crore women belonging to ‘Self-help Groups’ (SHGs) as interest reimbursement under ‘YSR Sunna Vaddi’ scheme.
• The state government is committed to women empowerment and thus rolled out schemes like Sunna Vaddi, Aasara, andCheyuthato strengthen women in all aspects.
• In the last three years, the government had disbursed Rs 3,615 crore under YSR Sunna Vaddi scheme benefiting all those women who availed of loans and made timely repayments.
• Reduced the interest rates for women to 5-9.5 percent from the existing 12.5- 13.5 percent.

---

13. PM Modi released stamp, coin on Guru Tegh Bahadur’s 400th ParkashPurab at which of the following place?
A) Gujarat
B) Red Fort
C) Raj Bhavan
D) Lok Sabha
E) Rajya Sabha
Answer: B) Red Fort

• Prime Minister Narendra Modi released a postage stamp and coin during celebrations of the 400^thParkashPurab of Guru Tegh Bahadur at Red Fort and said that the country is moving forward with full devotion on the ideals of the Gurus.
• Red Fort is located near Gurdwara Sis Ganj, where the ninth Sikh Guru, Guru Tegh Bahadur was beheaded in November 1675 on the order of Mughal ruler Aurangzeb.

---

---

Over All Review

DOWNLOAD TODAY’S CURRENT AFFAIRS PDF – CLICK HERE

You Must Also Read Daily Current Affairs April 21