Daily Current Affairs September 02
Table of Contents
Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs September 02. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.
Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing Daily GK Updates, Current Affairs Questions, and Monthly current affairs pdf.
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September 02| Daily Current Affairs 2022
Important Days – Daily Current Affairs September 02
1. World Coconut Day is observed on?
A) September 3
B) September 5
C) September 1
D) September 4
E) September 2
Answer: E) September 2
- Date: September 2
- Day: World Coconut Day
- 1st Observed: 2009
- Observed By: Asia Pacific Coconut Community (APCC)
- Theme: Growing Coconut for a Better Future and Life
Banking and Finance – Daily Current Affairs September 02
2. Indian Bank hiked MCLR by how many percent across tenors?
A) 0.40%
B) 0.30%
C) 0.10%
D) 0.50%
E) 0.20%
Answer: C) 0.10%
- State-owned Indian Bank has revised the marginal cost of funds-based lending rates (MCLR) by 0.10 per cent across tenors from September 3, which will make most of the consumer loans costlier.
- The Asset Liability Management Committee (ALCO) of the bank has reviewed the Benchmark Lending Rates and decided on an upward revision in MCLR and TBLR across various tenors.
- The benchmark one-year MCLR will be 7.75 per cent from September 3 against the existing rate of 7.65 per cent.
- The one-year rate is used to fix most consumer loans such as auto, personal and home loans.
- The overnight to six months tenor MCLRs are raised by 0.10 per cent each in the range of 6.95 to 7.60 per cent.
- Besides, the lender also revised the treasury bills benchmark lending rate (TBLR) in the range of 5.55 per cent to 6.20 per cent for various tenors.
Indian Bank:
Founded: 15/08/1907
HQ: Chennai
MD & CEO: Shanti Lal Jain
Tagline: Your Own Bank
3. Which of the following bank will open 207 branches in Maharashtra?
A) HDFC Bank
B) DBS Bank
C) Axis Bank
D) Federal Bank
E) ICICI Bank
Answer: A) HDFC Bank
- HDFC Bank will open 207 branches and 80 smart banking lobbies in Maharashtra this financial year.
- It plans to hire more than 3,000 employees across the state.
- The new branches will be spread across Maharashtra and will cover all 34 districts.
- As many as 90 of the branches will be located in metro and urban areas and the remaining 117 in semi-urban and rural areas.
HDFC Bank:
Founded: August 1994
HQ: Mumbai
Chairman: AtanuChakraborthy
CEO: SashidharJagdishan
Tagline: We Understand Your World
4. Bank of Baroda and who among the following launchedBoB JCB RuPay Credit Card?
A) Amazon
B) Snapdeal
C) Flipkart
D) Meesho
E) Ajio
Answer: B) Snapdeal
- BOB Financial Solutions Ltd (BFSL), the wholly-owned subsidiary of Bank of Baroda (BoB), and Snapdeal in partnership with National Payments Corporation of India (NPCI) and Japan’s JCB International Co. Ltd. have launched the “Snapdeal BoB JCB RuPay Credit Card”.
- Users of the co-branded contactless credit card will receive up to 5 per cent unlimited cashback (accrued as 20 reward points on every ₹100 spent) on the Snapdeal app and website, per a joint statement by the four partners.
- Activation of the co-branded credit card within 30 days of issuance will entitle the cardholder to shopping benefits on Snapdeal worth up to ₹500.
- The card also offers 10 Reward points per ₹100 spent on online, grocery and departmental store spends.
- For purchases in all other categories, customers will get 4 reward points for every ₹100 spent.
Bank of Baroda:
Founded: 20/07/1908
HQ: Vadodara,Gujarat
Chairman: Hasmukh Adhia
MD & CEO: Sanjiv Chadha
Tagline: India’s International Bank
Business and Economy – Daily Current Affairs September 02
5. India’s urban unemployment rate dropped to how many percent in April-June 2022 quarter?
A) 7.3%
B) 7.5%
C) 7.2%
D) 7.6%
E) 7.4%
Answer: D) 7.6%
- India’s urban unemployment rate fell to 7.6 per cent in April-June 2022 quarter, the lowest in four years, as per the Periodic Labour Force Survey (PLFS) conducted by the National Statistical Office (NSO).
- The unemployment rate in urban areas for persons of age 15 years and above stood at 12.6 per cent in April-June 2021 quarter.
- It has declined consistently in the past four quarters.
- The urban unemployment rate fell to 9.8 per cent in July-September 2021 quarter.
- It fell to 8.7 per cent in October-December 2021 period and fell further to 8.2 per cent in January-March 2022 quarter.
- In the first quarter of the current financial year, the urban unemployment rate fell to 7.6 per cent, registering a decline for the fourth straight quarter.
- This is the lowest unemployment rate in India since the launch of the Periodic Labour Force Survey.
National Statistical Commission:
Formed: 21/07/2006
HQ: New Delhi
Chairman: Prof Bimal Kumar Roy
6. SBI slashed FY23 growth forecast to 6.8% from ___ percent earlier?
A) 7.3%
B) 7.5%
C) 7.2%
D) 7.6%
E) 7.4%
Answer: B) 7.5%
- Chief economist at State Bank of India has revised downward the full-year growth forecast to a low 6.8 per cent from 7.5 per cent earlier for FY2023, citing ”the way below GDP numbers for the first quarter”.
State Bank of India:
Founded: 01/07/1955
HQ: Mumbai
Chairman: Dinesh Kumar Khara
Tagline: With You all the way, Pure Banking Nothing Else, The Nation Bank on Us, The Banker to Every Indian, A Bank of the Common Man
7. India to be 6th largest insurance market by which year?
A) 2031
B) 2030
C) 2034
D) 2032
E) 2035
Answer: D) 2032
- India to become sixth largest insurance market in the world in the next 10 years supported by regulatory push and rapid economic expansion.
- Total insurance premiums in India will grow by an average 14 per cent per annum in nominal local currency terms over the next decade, making India the 6th largest in terms of total premium volume by 2032 from 10th largest in 2021, Swiss Re Institute.
- With regard to Indian life insurance industry, the report said it will grow at an exceptional rate of 6.6 per cent (in real terms) in 2022 and further grow at 7.1 per cent in 2023.
- Considering the projected growth rate, the life insurance premiums in India are set to cross USD 100 billion for the first time in 2022.
8. SBI Card ready with card tokenization mandate,who among the following is MD & CEO of SBI Card?
A) Rama Mohan Rao Amara
B) MV Iyer
C) Laxman Narasimhan
D) Manoj Jain
E) Yamuna Kumar Chaubey
Answer: A) Rama Mohan Rao Amara
- The pure-play credit card issuer SBI Card has prepared the ground for moving towards card tokenization, which is set to kick-in from October, a move aimed at protecting against fraud as well as data theft.
- As per the Reserve Bank of India (RBI), tokenisation refers to replacement of actual card details with an alternate code called the ”token”, which shall be unique for a combination of card, token requestor and device.
- A tokenised card transaction is considered safer as the actual card details are not shared with the merchant during transaction processing.
SBI Card:
Founded: October 1998
HQ: Gurugram,Haryana
MD & CEO: Rama Mohan Rao Amara
Appointments – Daily Current Affairs September 02
9. Who among the following appointed as CEO of Starbucks?
A) Rama Mohan Rao Amara
B) MV Iyer
C) Laxman Narasimhan
D) Manoj Jain
E) Yamuna Kumar Chaubey
Answer: C) Laxman Narasimhan
- Company: Starbucks
- Position: CEO
- Appointed: Laxman Narasimhan
- Succeeded: Howard Schultz
Starbucks:
Founded: 30/03/1971
HQ: Washington DC
10. Who among the following appointed as chairman and managing director of NHPC?
A) Rama Mohan Rao Amara
B) MV Iyer
C) Laxman Narasimhan
D) Manoj Jain
E) Yamuna Kumar Chaubey
Answer: E) Yamuna Kumar Chaubey
- Organization: NHPC
- Position: Chairman and Managing Director
- Appointed: Yamuna Kumar Chaubey
- Succeeded: Abhay Kumar Singh
NHPC:
National Hydroelectric Power Corporation
Founded: 1975
HQ: Faridabad,Haryana
Chairman & MD: Yamuna Kumar Chaubey
11. Who among the following assumed additional charge as GAIL CMD?
A) Rama Mohan Rao Amara
B) MV Iyer
C) Laxman Narasimhan
D) Manoj Jain
E) Yamuna Kumar Chaubey
Answer: B) MV Iyer
- Organization: GAIL
- Position: Chairman and Managing Director
- Appointed: MV Iyer(Additional charge)
- Succeeded: Manoj Jain
GAIL:
Gas Authority of India Limited
Founded: 1984
HQ: New Delhi
International Affairs – Daily Current Affairs September 02
12. Which of the following country and Indiareiterate commitment to achieve goal of 100bn of bilateral trade in next 5 years?
A) Israel
B) Iraq
C) Saudi Arabia
D) UAE
E) Iran
Answer: D) UAE
- India and UAE have reiterated their commitment to achieving the goal of 100 billion US dollars of bilateral trade in the next five years.
- Both countries have also noted the possibility of linking instant payment platforms, such as through the United Payment Interface of India.
- These issues were discussed in the 14th India-UAE Joint Commission Meeting which was co-chaired by External Affairs Minister Dr. S. Jaishankar and Foreign Minister of UAE Sheikh Abdulla bin Zayed Al Nahyan in Abu Dhabi.
- Two MoUs were signed between both sides in the presence of the Ministers.
- One MoU was signed between the Wildlife Institute of India and the International Fund for Houbara Conservation for the Conservation of the Great Indian Bustard and the Lesser Florican.
- Another MoU was signed between the Ministry of Foreign Affairs and International Cooperation of UAE and the Indian Council for Cultural Relations on the establishment of the India-UAE Cultural Council Forum.
United Arab Emirates:
Capital: Abu Dhabi
Currency: UAE Dirham
President: Mohamed Bin Zayed Al Nahyan
Prime Minister: Mohammed Bin Rashid Al Maktoum
Language: Arabic
National Affairs – Daily Current Affairs September 02
13. How manylakh crore spent on MGNREGA scheme in 8 years?
A) Rs 5 lakh crore
B) Rs 4 lakh crore
C) Rs 3 lakh crore
D) Rs 2 lakh crore
E) Rs 1 lakh crore
Answer: A) Rs 5 lakh crore
- The Centre has spent Rs 5 lakh crore on MGNREGA scheme during the past eight years, out of which 20 per cent was spent during the COVID-19 pandemic.
- During the past eight years, Telangana received Rs 20,000 crore under MGNREGA.
- The Central Government is spending 28 rupees over one kilo rice for the poor under Garib Kalyan Yojana.
Ministry of Finance:
Union Minister: Nirmala Sitharaman (Rajya Sabha MP,Karnataka)
Minister of State: Bhagwat Karad(Rajya Sabha MP,Maharashtra),Pankaj Choudhary (Maharajganj,Uttar Pradesh)
14. Rs 869 crore distributed to 41 lakh farmers under KALIA scheme, it was implemented by which of the following state?
A) Karnataka
B) Jharkhand
C) Odisha
D) Gujarat
E) Uttarakhand
Answer: C) Odisha
- Odisha government distributed financial assistance of Rs 869 crores to 41 lakh small and marginalised farmers and 85,000 landless farmers under the Krushak Assistance for Livelihood and Income Augmentation (KALIA) scheme on the occasion of Nuakhai, the Harvesting festival of Odisha.
- As per the press statement from CMO, each registered farmer has got Rs 2000 directly in their bank account under the assistance.
Odisha:
Capital: Bhubaneshwar
CM: Naveen Patnaik
Governor: Ganeshi Lal
Language: Odia
National Park: Bhitarkanika National Park
Wildlife Sanctuary: Baisipalli
Ramsar Site: BhitarkanikaMagroves, Chilka Lake
Tiger Reserve: Similipal
Power Station: Talcher Super Thermal Power Station, Hirakund Hydro Electric Power Plant
Dams: Lower Indra dam in Indra River
RRB: Odisha Gramya Bank (IOB), Utkal Grameen Bank (SBI)
UNESCO Site: Sun Temple Konark
15. Who among the following stateCM inauguratedRanibagh bridge connecting Kumaon?
A) Karnataka
B) Jharkhand
C) Odisha
D) Gujarat
E) Uttarakhand
Answer: E) Uttarakhand
- Uttarakhand Chief Minister Pushkar Singh Dhami inaugurated
- RanibaghBhimtalPadampuriLohaghatPancheshwar Rajya Marg two-lane ‘A’ class loading steel girder bridge constructed under the Central Road Fund at a cost of Rs 72 crore in district Nainital.
- Union Minister of State for Defense Ajay Bhatt was also present on the occasion.
With the commissioning of the two-lane bridge, people going to the hilly areas of Almora, Pithoragarh, Bageshwar, Champawat and Nainital will get a lot easier.
Uttarakhand:
Capital: Behrarisain (Summer),Dehradun (Winter)
CM: Pushkar Singh Dhami
Governor: Gurmit Singh
Language: Hindi
National Park: Valley of Flowers National Park
Wildlife Sanctuary: Sonanadi WLS
Ramsar Site: Asan Conservation Reserve
Tiger Reserve: Rajaji
Power Station: Tehri Hydro Electric Power Plant
Dams: Ramganga Dam in Ramganga River
RRB: Uttarakhand Gramin Bank (SBI)
UNESCO Site: Nanda Devi and Valley of National Park
16. Which of the following state implemented old pension scheme?
A) Karnataka
B) Jharkhand
C) Odisha
D) Gujarat
E) Uttarakhand
Answer: B) Jharkhand
- The old pension scheme came into effect in Jharkhand with the state cabinet approving the Standard Operating Procedure (SOP).
- The old pension scheme was discontinued on April 1, 2004, and replaced by the National Pension System (NPS).
- The scheme will be considered effective from September 1.
Jharkhand:
Capital: Ranchi
CM: Hemant Soren
Governor: Ramesh Bais
Language: Hindi
National Park: Betla National Park
Wildlife Sanctuary: Dalma WLS
Ramsar Site : –
Tiger Reserve: Palamau
Power Station: Subarnarekha Hydro Electric Power Plant, Chandrapura Thermal Power Station
Dams: Chandil Dam in Subarnarekha River
RRB: Jharkhand Rajya Gramin Bank (SBI)
UNESCO Site: –
17. Over 90 lakh direct benefit transfer payments are processed daily the data was shared by which ministry?
A) Ministry of Electronics and IT
B) Ministry of MSME
C) Ministry of Agriculture
D) Ministry of Commerce and Industry
E) Ministry of Finance
Answer: A) Ministry of Electronics and IT
- On an average over 90 lakh direct benefit transfer payments are being processed in India daily to send money directly into the account of eligible beneficiaries of government schemes.
- According to data shared by the Ministry of Electronics and IT, on average 28.4 crore digital transactions are performed in a day.
Ministry of Electronics and Information Technology:
Union Minister: Ashwini Vaishnaw(Rajya Sabha MP,Odisha)
Minister of State: Rajeev Chandrasekhar (Rajya Sabha MP,Karnataka)
18. Shopian, Kulgam, Ganderbal districts achieved 100% saturation under ABPMJAY, it is located in which of the following State/UT?
A) Ladakh
B) Jharkhand
C) Jammu and Kashmir
D) Daman and Diu
E) Uttarakhand
Answer: C) Jammu and Kashmir
- Shopian, Kulgam and Ganderbal districts are first districts in the Union Territory of Jammu and Kashmir to cover 100 percent households under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Sehat Scheme (AB PM-JAY SEHAT scheme).
- The scheme is the world’s largest health insurance scheme fully financed by the government and provides a cover of Rs five lakh per family per year for secondary and tertiary care hospitalization.
- These districts achieved the milestone due to the special registration drives organized by the State Health Agency (SHA) in all Blocks across the district aimed to cover all families under ABPMJAY SEHAT scheme in the district.
- Chief Executive Officer SHA Ayushi Sudan complimented the districts and SHA officials for the achievement.
- She said this will inspire other districts also to join the league of 100% saturation districts.
Jammu and Kashmir:
Capital: Srinagar,Jammu
Lieutenent Governor: Manoj Sinha
Language: Kashmiri,Dogri,Urdu,Hindi,English
National Park: Salim Ali National Park (City Forest) National Park
Wildlife Sanctuary: Changtang WLS
Ramsar Site: Hokera Wetland, Surinsar-Mansar Lakes, Wular Lake
Tiger Reserve: –
Power Station: Uri Hydro Electric Power Plant
Dams: PakalDul Dam in Marusudar River
RRB: EllaquaiDehati Bank (SBI), J&K Grameen Bank (J&K Bank)
UNESCO Site: –
19. Union Agriculture Minister inaugurated regional office of CDB at Junagarah, it is located in which of the following state?
A) Karnataka
B) Jharkhand
C) Odisha
D) Gujarat
E) Uttarakhand
Answer: D) Gujarat
- Union Agriculture Minister Narendra Singh Tomar inaugurated the Regional office of the Coconut Development Board at Junagadh in Gujarat on the occasion of World Coconut Day.
- Mr. Tomar also virtually inaugurated the World Coconut Day celebration at Kochi in Kerala.
Gujarat:
Capital: Gandhinagar
CM: Bhupendrabhai Patel
Governor: Acharya Dev Vrat
Language: Gujarati
National Park: Vansda National Park
Wildlife Sanctuary: Balaram-Ambaji WLS
Ramsar Site: Thol Lake Wildlife Sanctuary,Nalsarovar Bird Sanctuary, Wadhvana Wetland, Khijadia Wildlife Sanctuary
Tiger Reserve: –
Power Station: Sardar Sarovar Hydro Electric Power Plant, Mithi Virdi Nuclear Power plant, Dhuruvan Thermal Power Plant
Dams: Sipu Dam in Sipu River
RRB: Baroda Gujarat Gramin Bank (BOB), Saurashtra Gramin Bank (SBI)
UNESCO Site: ChampanerPavagadhArchaelogicalPark,Rani-ki-Vav,Historic City of Ahmadabad,Dholavira(Harappan City)
Over All Review
Important Days
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Banking and Finance
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Business And Economy
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Appointments
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International Affairs
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National Affairs
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