Daily Current Affairs July 21

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs July 21. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing Daily GK Updates, Current Affairs Questions, and Monthly current affairs pdf.

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July 21 | Daily Current Affairs 2026

Sports – Daily Current Affairs July 21

1. Who were named India’s flag bearers for the opening ceremony of the Commonwealth Games 2026?
A) Neeraj Chopra and Mirabai Chanu
B) Mirabai Chanu and Lovlina Borgohain
C) Lovlina Borgohain and Srihari Nataraj
D) Neeraj Chopra and Pranati Nayak
E) Murali Sreeshankar and Mirabai Chanu
Answer: B) Mirabai Chanu and Lovlina Borgohain.

Event and Location:

• Event: India announced a 120-member contingent for the 23rd Commonwealth Games, with Mirabai Chanu and Lovlina Borgohain named as opening-ceremony flag bearers.
• Location: The Commonwealth Games 2026 will be held in Glasgow, Scotland.
• Date: The Games are scheduled from 23 July to 2 August 2026.

Mandates and Objectives:

• Mandates: Indian athletes will compete across 13 sporting categories, including athletics, boxing, judo, weightlifting, swimming, para sports, cycling, gymnastics, wheelchair basketball and lawn bowls.
• Objectives: The contingent aims to secure medals across major disciplines while representing India in the reduced and cost-efficient Glasgow 2026 sports programme.

Important Terms Explained:

• Commonwealth Games: A multi-sport competition involving athletes from countries and territories associated with the Commonwealth.
• Para sports: Competitive sporting events adapted for athletes with eligible physical, visual or intellectual impairments.
• Flag bearer: An athlete selected to carry the national flag and lead the country’s delegation during an opening or closing ceremony.
• 3×3 wheelchair basketball: A shortened form of wheelchair basketball played by teams of three players on the court.

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Banking and Finance – Daily Current Affairs July 21

2. Which organisation maintains India’s Central KYC Registry?
A) Reserve Bank of India
B) Securities and Exchange Board of India
C) CERSAI
D) National Payments Corporation of India
E) Insurance Regulatory and Development Authority of India
Answer: C) CERSAI.

Event and Location:

• Event: Central Know Your Customer provides individuals with a unique 14-digit CKYC Identification Number after successful identity verification.
• Location: The centralised KYC framework applies across India’s regulated financial sector.
• Date: The CKYC details were reported on 21 July 2026.

Mandates and Objectives:

• Mandates: The Central Registry of Securitisation Asset Reconstruction and Security Interest of India maintains the CKYC Registry and allows authorised financial institutions to access verified customer information.
• Objectives: The system aims to eliminate repeated KYC submissions, reduce paperwork, improve data accuracy and accelerate access to banking, insurance, investment and lending services.

Important Terms Explained:

• CKYC Identification Number: A unique 14-digit identifier, also called a KIN, allotted to an individual after successful registration in the Central KYC Registry.
• Know Your Customer: A regulatory process through which financial institutions verify a customer’s identity, address and other prescribed details.
• Non-Banking Financial Company: A financial institution that provides services such as loans and investments without holding a full banking licence.
• OTP verification: An identity-verification method that uses a one-time password sent to a registered mobile number or another authorised channel.

Tabular Summary:

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Business and Economy – Daily Current Affairs July 21

3. What is the revised base year for India’s Index of Core Industries series?
A) 2011-12
B) 2015-16
C) 2018-19
D) 2020-21
E) 2022-23
Answer: E) 2022-23.

Event and Location:

• Event: India’s Index of Core Industries recorded 5 per cent year-on-year growth in June 2026 under the revised base-year series.
• Location: The data covers India’s nine core industrial sectors.
• Date: The provisional estimates were reported on 21 July 2026.

Mandates and Objectives:

• Mandates: The Office of the Economic Adviser under DPIIT revised the ICI base year from 2011-12 to 2022-23, added iron ore as the ninth core industry and introduced methodological changes across steel and coal categories.
• Objectives: The revised series aims to reflect India’s current industrial structure, production processes, technological changes and updated sectoral importance more accurately.

Important Terms Explained:

• Base year: A reference year assigned an index value for comparing changes in production or economic activity over time.
• Linking factor: A numerical ratio used to connect an old statistical series with a revised series and support comparisons between the two datasets.
• Gross production: The total quantity produced by an industry before deductions, now used for calculating the steel index under the revised methodology.
• Index of Industrial Production: A statistical indicator that measures changes in the volume of industrial output across major sectors of the economy.

Tabular Summary:

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Appointments – Daily Current Affairs July 21

4. Who was appointed Chancellor of the Exchequer in Andy Burnham’s new UK cabinet?
A) Ed Miliband
B) John Healey
C) Wes Streeting
D) Pat McFadden
E) Jonathan Reynolds
Answer: B) John Healey.

Event and Location:

• Event: Andy Burnham became the United Kingdom’s new Prime Minister and announced a cabinet comprising experienced Labour Party leaders.
• Location: Burnham was invited to form the government at Buckingham Palace in London, United Kingdom.
• Date: He formally assumed office on 20 July 2026.

Mandates and Objectives:

• Mandates: Burnham formed a new government after Keir Starmer stepped down and appointed ministers across finance, foreign affairs, defence, health, housing, education and other major portfolios.
• Objectives: The government aims to restore political and economic stability, address the cost-of-living crisis, strengthen public control over essential services and promote British industry.

Important Terms Explained:

• Chancellor of the Exchequer: The senior UK minister responsible for the Treasury, taxation, public spending and overall economic policy.
• Chancellor of the Duchy of Lancaster: A senior Cabinet position generally responsible for coordinating government priorities and overseeing work across departments.
• Chief Whip: The official responsible for maintaining party discipline and ensuring that legislators support the government during parliamentary votes.

Tabular Summary:

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Awards – Daily Current Affairs July 21

5. Which filmmaker will receive the Honorary Career Pardo Award at the 79th Locarno Film Festival?
A) James Cameron
B) James Gray
C) Christopher Nolan
D) Martin Scorsese
E) David Fincher
Answer: B) James Gray.

Event and Location:

• Event: American filmmaker James Gray will receive the Honorary Career Pardo Award at the 79th Locarno Film Festival.
• Location: The award ceremony will take place at Piazza Grande in Locarno.
• Date: The award is scheduled to be presented on 9 August 2026.

Mandates and Objectives:

• Mandates: The Locarno Film Festival will honour Gray for his three-decade filmmaking career and screen his latest film, Paper Tiger, along with selected earlier works.
• Objectives: The award aims to recognise Gray’s contribution to global cinema, distinctive visual style and exploration of themes such as family, identity, immigration and morality.

Important Terms Explained:

• Pardo alla Carriera: The Honorary Career Pardo presented by the Locarno Film Festival to filmmakers whose body of work has significantly influenced world cinema.
• Piazza Grande: A major open-air screening venue associated with the Locarno Film Festival and capable of accommodating approximately 8,000 spectators.
• Film noir: A filmmaking style generally characterised by crime-based narratives, moral ambiguity, dark visual presentation and psychologically complex characters.

Tabular Summary:

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Science and Technology – Daily Current Affairs July 21

6. Which vaccine became India’s first approved dengue vaccine?
A) Dengvaxia
B) QDENGA
C) Mosquirix
D) JENVAC
E) ZyCoV-D
Answer: B) QDENGA.

Event and Location:

• Event: QDENGA, developed by Takeda Biopharmaceuticals, became India’s first approved dengue vaccine.
• Location: The vaccine has been authorised for use in India.
• Date: The approval was reported on 21 July 2026.

Mandates and Objectives:

• Mandates: The Drug Controller General of India approved the two-dose vaccine for people aged 4 to 60 years without requiring pre-vaccination screening for previous dengue infection.
• Objectives: The approval aims to strengthen dengue prevention by providing protection against all four dengue virus serotypes alongside mosquito control, disease surveillance and public-awareness measures.

Important Terms Explained:

• Live attenuated vaccine: A vaccine containing weakened forms of a pathogen that stimulate an immune response without causing the disease in healthy recipients.
• Dengue serotypes: The four distinct dengue virus types, identified as DENV-1, DENV-2, DENV-3 and DENV-4.
• Pre-vaccination screening: Testing conducted before vaccination to determine whether a person has previously been infected or meets specific medical eligibility conditions.
• WHO prequalification: A World Health Organization assessment confirming that a vaccine meets prescribed standards of quality, safety and efficacy for international procurement.

Tabular Summary:

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7. Which company developed India’s first electric air taxi prototype?
A) Sarla Aviation
B) The ePlane Company
C) Joby Aviation
D) Archer Aviation
E) EHang
Answer: B) The ePlane Company.

Event and Location:

• Event: The ePlane Company unveiled India’s first electric vertical take-off and landing aircraft prototype for urban air mobility.
• Location: The prototype was developed by an IIT Madras-incubated startup in Chennai, Tamil Nadu.
• Date: The development was reported on 21 July 2026.

Mandates and Objectives:

• Mandates: The company plans to initially deploy the aircraft for air ambulance services before expanding into passenger transportation and airport connectivity.
• Objectives: The initiative aims to reduce urban travel time, avoid road congestion and develop cleaner electric aviation services, with commercial operations planned by 2028.

Important Terms Explained:

• Electric Vertical Take-Off and Landing aircraft: An electrically powered aircraft that can take off and land vertically while flying horizontally like a conventional aeroplane.
• Advanced Air Mobility: An emerging transportation system that uses innovative aircraft to provide safe, efficient and sustainable passenger or cargo services.
• Distributed electric propulsion: A propulsion system in which multiple electric motors generate lift and thrust, improving operational efficiency and redundancy.
• Vertiport: A designated facility equipped for eVTOL take-off, landing, battery charging, passenger boarding and aircraft maintenance.

Tabular Summary:

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Schemes – Daily Current Affairs July 21

8. Under the Gruha Jyothi Scheme, eligible households can receive free electricity up to how many units per month?
A) 100 units
B) 150 units
C) 175 units
D) 200 units
E) 250 units
Answer: D) 200 units.

Event and Location:

• Event: The Gruha Jyothi Scheme provides eligible domestic consumers with up to 200 units of free electricity per month.
• Location: The scheme applies across urban and rural areas of Karnataka.
• Date: The scheme details were reported on 21 July 2026.

Mandates and Objectives:

• Mandates: The Karnataka Government extends the electricity benefit to eligible homeowners and tenants with domestic connections, subject to prescribed consumption limits and document verification.
• Objectives: The scheme aims to reduce household electricity expenses, improve access to affordable energy and allow families to spend more on essential needs such as education and healthcare.

Important Terms Explained:

• Seva Sindhu Portal: Karnataka’s online service-delivery platform through which eligible residents can apply for government schemes and public services.
• RR Number: A unique Revenue Register number assigned to an electricity connection and printed on the consumer’s electricity bill.
• ESCOM: An Electricity Supply Company responsible for distributing electricity and providing consumer services within a specified region.
• Domestic electricity connection: A power connection used for household purposes and not for commercial, industrial or business activities.

Tabular Summary:

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9. Which two digital services were launched by NHAI on the RajmargYatra mobile app?
A) FASTag Plus and Highway Mitra
B) Digital Local Pass and MargMitra Help Centre
C) Toll Sathi and DigiPass
D) Rajmarg Card and FASTag Help Desk
E) Highway Pass and MargSetu
Answer: B) Digital Local Pass and MargMitra Help Centre.

Event and Location:

• Event: The National Highways Authority of India launched the Digital Local Pass and MargMitra Help Centre on the RajmargYatra mobile app.
• Location: The services are intended for users of National Highways across India, with the first Digital Local Pass introduced at the Mundka–Bakkarwala Toll Plaza on UER-II in Delhi.
• Date: The new digital services were announced on 20 July 2026.

Mandates and Objectives:

• Mandates: The initiative enables eligible local commuters to obtain toll passes online and provides multilingual digital assistance for FASTag services, grievances and highway-related information.
• Objectives: The services aim to reduce paperwork, eliminate unnecessary visits to toll plazas, accelerate verification and improve the overall highway travel experience.

Important Terms Explained:

• Digital Local Pass: An online monthly toll pass available through the RajmargYatra app for eligible residents living within 20 kilometres of a qualifying toll plaza.
• MargMitra Help Centre: An AI-enabled digital assistant that allows highway users to seek information, access FASTag services, register complaints and track grievances through text or voice.
• DigiLocker: A government-backed digital platform that stores and provides authenticated electronic documents with user consent.
• Geographic Information System: A technology used to verify whether an applicant’s residence falls within the prescribed 20-kilometre radius of a toll plaza.

Tabular Summary:

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10. Which vehicles are targeted for replacement under Delhi’s Parivartan Scheme?
A) BS-VI private cars
B) BS-IV and older commercial vehicles
C) Newly registered electric vehicles
D) Two-wheelers manufactured after 2020
E) Government vehicles only
Answer: B) BS-IV and older commercial vehicles.

Event and Location:

• Event: The Delhi Government approved the Parivartan Scheme to replace BS-IV and older commercial vehicles with BS-VI-compliant or electric vehicles.
• Location: The scheme will apply in Delhi and support cleaner commercial transportation across the National Capital Region.
• Date: The approval was reported on 21 July 2026.

Mandates and Objectives:

• Mandates: Eligible owners of old goods vehicles and commercial buses will receive tax exemptions, registration-fee waivers, interest subsidies, manufacturer discounts and other incentives for replacing their vehicles.
• Objectives: The scheme aims to reduce vehicular emissions, modernise the commercial vehicle fleet and accelerate the adoption of cleaner transportation technologies.

Important Terms Explained:

• BS-VI emission standards: India’s advanced vehicle-emission norms designed to reduce pollutants such as nitrogen oxides and particulate matter from automobiles.
• Original Equipment Manufacturer: A company that manufactures vehicles or their original components and may provide discounts under the scheme.
• Interest subsidy: Financial assistance through which the government bears a portion of the interest payable on a vehicle loan.
• Light Goods Vehicle: A commercial vehicle used for transporting goods within the prescribed lower weight category.

Tabular Summary:

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11. To what level did institutional deliveries reportedly rise in Sukma under the Mukhyamantri Swasth Bastar Abhiyan?
A) 94.5 per cent
B) 95.8 per cent
C) 96.7 per cent
D) 97.4 per cent
E) 98.6 per cent
Answer: E) 98.6 per cent.

Event and Location:

• Event: The Mukhyamantri Swasth Bastar Abhiyan improved maternal and child healthcare indicators, including institutional deliveries, in Sukma district.
• Location: The programme is being implemented in Sukma and other remote districts of the Bastar region in Chhattisgarh.
• Date: The initiative was launched on 14 April 2026.

Mandates and Objectives:

• Mandates: Health teams conduct early pregnancy registration, regular antenatal check-ups, vaccination, high-risk pregnancy screening and doorstep healthcare in remote communities.
• Objectives: The programme aims to reduce maternal and infant mortality, increase institutional deliveries and improve access to preventive and curative healthcare in geographically difficult and Left Wing Extremism-affected areas.

Important Terms Explained:

• Maternal Mortality Rate: A health indicator measuring maternal deaths related to pregnancy or childbirth within a specified population of live births.
• Infant Mortality Rate: The number of deaths of children below one year of age per specified number of live births.
• Institutional delivery: Childbirth conducted in a recognised healthcare facility under the supervision of trained medical personnel.
• Antenatal care: Medical supervision and healthcare provided to pregnant women before childbirth to monitor maternal and foetal health.

Tabular Summary:

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National Affairs – Daily Current Affairs July 21

12. Within what period must the Central Government constitute a committee on uniform post-retirement facilities for retired High Court judges?
A) One week
B) Two weeks
C) One month
D) Two months
E) Three months
Answer: B) Two weeks.

Event and Location:

• Event: The Supreme Court directed the Central Government to constitute a committee for recommending uniform post-retirement facilities for retired High Court Chief Justices and judges.
• Location: The proposed policy will apply uniformly across India.
• Date: The direction was reported on 21 July 2026.

Mandates and Objectives:

• Mandates: The Centre must form the committee within two weeks, while the committee must submit its recommendations to the Central Government and the Supreme Court within three months of its formation.
• Objectives: The exercise aims to eliminate state-wise disparities and ensure equality, dignity, security and adequate post-retirement support for retired High Court judges.

Important Terms Explained:

• Post-retirement facilities: Benefits provided after retirement, including security, transport assistance, household support, medical reimbursement, telecommunications and accommodation.
• Uniform policy: A common set of rules applied consistently across all states and eligible beneficiaries without geographical differences.
• Medical reimbursement: Repayment of eligible medical expenses incurred by a beneficiary according to prescribed government rules.
• Solicitor General of India: A senior law officer who represents and advises the Union Government in important legal proceedings.

Tabular Summary:

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