Daily Current Affairs November 15

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November 15 | Daily Current Affairs 2024

Important Days – Daily Current Affairs November 15

1. What significant historical event does Jharkhand Foundation Day commemorate?
A) Formation of India’s 29th state
B) Passing of the Bihar Reorganisation Act of 2000
C) Birth anniversary of Dr. Rajendra Prasad
D) Formation of India’s 28th state
E) Partition of Bihar and Jharkhand in 1990
Answer: D) Formation of India’s 28th state

Event and Location:

• Event: Jharkhand Foundation Day, also known as Jharkhand Sthapana Diwas.
• Location: Observed across Jharkhand, with significant celebrations in Ranchi.

Mandates and Objectives:

• Date: Celebrated every year on November 15 to mark Jharkhand’s formation.
• Commemorates the creation of India’s 28th state under the Bihar Reorganisation Act, 2000.
• The date also coincides with the birth anniversary of Birsa Munda, a revered tribal leader and freedom fighter.

Historical Context:

• Jharkhand’s formation: The state was carved out from Bihar in 2000, acknowledging the unique cultural and tribal heritage of the region.
• Known as the “Land of Forests” due to its significant forest cover and rich biodiversity.
• Home to the Santhal Pargana and the Chhotanagpur Plateau, crucial for their mineral and ecological significance.

Significance of Birsa Munda’s Birth Anniversary:

• Birsa Munda, also referred to as Bhagwan Birsa, played a vital role in the tribal resistance movement against British colonial rule.
• His legacy symbolizes the resilience and strength of Jharkhand’s tribal communities.

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2. What does National Press Day in India commemorate?
A) Establishment of the first newspaper in India
B) Founding of the Press Council of India (PCI)
C) Launch of the Press and Registration of Periodicals Act
D) Recognition of journalists’ contribution to social reform
E) Role of media in the freedom struggle
Answer: B) Founding of the Press Council of India (PCI)

Event and Location:

• Event: National Press Day 2024.
• Date: Observed annually on November 16.

Mandates and Objectives:

• Celebrate the press as the “Fourth Pillar of Democracy”, emphasizing its role in:
  • Reporting truthfully,
  • Holding power accountable, and
  • Informing the public responsibly.
• Encourage reflection on press freedom and challenges in India.

Significance of National Press Day:

• Commemorates the establishment of the Press Council of India (PCI) on November 16, 1966.
• The PCI works to:
  • Uphold journalistic ethics,
  • Safeguard freedom of the press, and
  • Promote accountability in media practices.

Historical Background:

• History of the Press in India:
  • Indian journalism evolved during the colonial era, contributing significantly to the freedom struggle.
  • Prominent contributors: Raja Ram Mohan Roy (Sambad Kaumudi), publications like Kesari and Amrita Bazar Patrika.
  • Hicky’s Bengal Gazette (1780): First Indian newspaper.
  • Udant Martand (1826): First Hindi newspaper.
• Press Council of India (PCI):
  • Founded: 1966, reestablished in 1979 under the Press Council Act, 1978.
  • Role: Safeguards press freedom and maintains journalistic standards.

Theme for National Press Day 2024:

• The theme is yet to be officially announced but typically revolves around:
  • Combating misinformation,
  • Promoting accountability, and
  • Encouraging responsible journalism.

Contemporary Challenges:

• Misinformation: Proliferation of fake news via social media.
• Media Ownership: Growing concentration raises concerns about bias.
• Threats to Journalists: Instances of censorship and physical threats.
• Economic Pressures: Compromises on editorial integrity due to financial constraints.

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Banking and Finance – Daily Current Affairs November 15

3. What recent approval did Unifi Asset Management receive from SEBI?
A) Approval to increase AUM for its PMS and AIF offerings
B) Permission to launch equity-based ETFs
C) Approval to commence mutual fund operations
D) Approval to expand debt platform operations abroad
E) License to operate in international markets
Answer: C) Approval to commence mutual fund operations

Event and Location:

• Event: SEBI’s approval for Unifi Asset Management to start mutual fund operations.
• Location: Chennai, Tamil Nadu.
• Date: Announced on November 15, 2024.

Mandates and Objectives:

• Transition from offering Portfolio Management Services (PMS) and Alternative Investment Funds (AIFs) to include mutual funds.
• Expand the company’s reach to retail investors, complementing its existing high-net-worth and institutional client base.

Unifi Asset Management Overview:

1. Established: 2001.
2. Current Offerings:
   • Portfolio Management Services (PMS).
   • Alternative Investment Funds (AIFs).
   • Manages assets under management (AUM) of approximately ₹27,000 crore ($3.2 billion).
   • Operates across equity and debt platforms in India and abroad.
3. Experienced Team:
   • Blends internal expertise with strategic external hires to manage mutual fund operations effectively.

Significance of SEBI Approval:

• Enables Unifi to enter the mutual fund industry, broadening its investment offerings to cater to a larger and more diverse investor base.
• Reflects the company’s capability and compliance with SEBI’s regulatory framework.

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Business and Economy – Daily Current Affairs November 15

4. What is the primary objective of the WEP and Urban Company collaboration in the beauty and wellness sector?
A) To provide financial grants to women salon owners
B) To train and empower women salon and beauty parlor entrepreneurs
C) To develop beauty products for MSMEs
D) To establish a chain of government-owned beauty parlors
E) To promote salon franchises across India
Answer: B) To train and empower women salon and beauty parlor entrepreneurs

Event and Location:

• Event: Launch of a pilot initiative under the Women Entrepreneurship Platform (WEP) in collaboration with Urban Company.
• Location: Targeting women entrepreneurs in Delhi NCR as the pilot cohort.

Mandates and Objectives:

• Focus Area: Empower women entrepreneurs in the beauty and wellness sector.
• Specific Goals:
  • Offer comprehensive training across six ecosystem needs: Skilling, Legal and Compliance, Access to Finance, Market Linkages, Business Development, Mentorship and Networking.
  • Upscale women-led Micro, Small, and Medium Enterprises (MSMEs) in the beauty industry.
• Cohort Selection:
  • 25 women entrepreneurs from Delhi NCR will be selected via open applications for the pilot program.
  • Insights from the program will be used to develop templates for scaling up nationwide.

WEP Background and Vision:

• Launched in 2018 by NITI Aayog, transitioned into a Public-Private Partnership (PPP) in 2022.
• Aims to promote women-led development by strengthening the entrepreneurship ecosystem.
• Provides a platform for government, private sector, civil society, and philanthropy stakeholders to converge their efforts towards women empowerment.

Urban Company’s Role:

• Acts as a key partner to implement and spearhead the pilot program.
• Facilitates the identification of women MSMEs and supports them through training and business development.

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5. What is the key feature of the new ‘Galaxy Promise’ health insurance product launched by Galaxy Health Insurance?
A) Free lifetime coverage for chronic illnesses
B) Sum insured options ranging from ₹3 lakh to ₹1 crore
C) Subsidized premiums for senior citizens
D) Focus on rural healthcare only
E) Single-plan option targeting corporate employees
Answer: B) Sum insured options ranging from ₹3 lakh to ₹1 crore

Event and Location:

• Event: Launch of Galaxy Health Insurance’s first product, ‘Galaxy Promise’.
• Location: Chennai, Tamil Nadu.
• Date: Announced on November 14, 2024.

Mandates and Objectives:

• Provide affordable and flexible health insurance coverage to families.
• Address the rising healthcare costs with a focus on preventive health and wellness.

Features of Galaxy Promise:

1. Sum Insured Options:
   • Offers coverage ranging from ₹3 lakh to ₹1 crore.
2. Plan Variants:
   • Available in three customizable plans: Signature, Elite, and Premier.
   • Ensures flexibility and tailored coverage for different customer needs.
3. Target Audience:
   • Focused on families seeking comprehensive and affordable health insurance solutions.

Galaxy Health Insurance Company:

• Jointly promoted by:
  • Venu Srinivasan, Chairman Emeritus of TVS Motor Company and Sundaram-Clayton Ltd.
  • V Jagannathan, founder of Star Health and Allied Insurance Company Ltd.
• Approved by IRDAI earlier in 2024 to commence operations.

CEO’s Statement (G Srinivasan):

• Emphasized Galaxy Health Insurance’s ethos of making healthcare accessible, dependable, and proactive.
• Aims to support families with financial security and promote a culture of preventive healthcare.

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Awards – Daily Current Affairs November 15

6. What was the achievement of RINL’s Lean Quality Circle (LQC) teams at ICQCC-2024?
A) Received Bronze Awards for operational excellence
B) Won three Gold Awards for their case studies
C) Introduced a new quality control process
D) Conducted training sessions on quality control in Colombo
E) Launched a new quality control tool internationally
Answer: B) Won three Gold Awards for their case studies

Event and Location:

• Event: International Convention on Quality Control Circles (ICQCC-2024).
• Location: Colombo, Sri Lanka, conducted in hybrid mode from 11th to 14th November 2024.

Mandates and Objectives:

• Showcase quality control innovations through case studies presented by participating teams.
• Recognize outstanding contributions in quality control and productivity improvements internationally.

RINL’s Achievements:

• RINL’s (Rashtriya Ispat Nigam Limited) Lean Quality Circle (LQC) teams won three Gold Awards for their innovative case studies.
• Participating teams and their contributions:
  1. ARMOR Team from Special Bar Mill (SBM):
     • Case study: Minimizing Power & Free hook (P&F) Chain Downtime by eliminating Structure Damage.
  2. TARANGINI Team from Quality Assurance & Technology Development (QA&TD):
     • Case study: Cyanide determination in water using micro diffusion cells.
  3. SADHANA Team from Steel Melt Shop-1 (SMS-1):
     • Case study: Surge Hopper-2 Modification.

Significance:

• Demonstrates RINL’s commitment to innovation, quality improvement, and productivity.
• Reinforces RINL’s reputation on the international stage for consistent excellence in quality control.

Appreciation:

• Sri AK Saxena, CMD (additional charge), RINL, congratulated the teams for bringing laurels to the organization.

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7. What was the main highlight of the Department of Animal Husbandry and Dairying’s event on 13th November 2024?
A) Launch of a new dairy program
B) Distribution of Rajbhasha Awards and release of ‘Surabhi’ magazine
C) Announcement of new regional language policies
D) Launch of a national-level animal husbandry campaign
E) Distribution of dairy development grants
Answer: B) Distribution of Rajbhasha Awards and release of ‘Surabhi’ magazine

Event and Location:

• Event: Official Language award distribution ceremony by the Department of Animal Husbandry and Dairying (DAHD).
• Date: 13th November 2024.
• Location: Conducted in-person and via video conferencing with participation from subordinate offices.

Mandates and Objectives:

• To recognize winners of essay and poetry competitions organized during the “Hindi Pakhwada”.
• Encourage the adoption of the official language (Hindi) in daily administrative work.
• Promote regional and dialect-based inclusivity alongside official language use.

Key Highlights:

1. Rajbhasha Awards:
   • Certificates distributed to winners of the All-India Essay Competition by Minister of State Prof. S.P. Singh Baghel.
   • Awards aim to promote Hindi language proficiency and usage among employees.
2. Second Edition of ‘Surabhi’ Magazine:
   • Official language magazine released by the Minister.
   • Features interesting facts and stories about the Hindi language and regional dialects.
3. Minister’s Address:
   • Prof. S.P. Singh Baghel emphasized:
     • Preserving dialects, attire, and food habits as a mark of identity.
     • Adoption of Hindi and regional languages in administrative practices.

Significance of the Event:

• Encourages linguistic pride and the practical use of Hindi in government work.
• Reinforces cultural identity through language, attire, and food traditions.

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National Affairs – Daily Current Affairs November 15

8. What is the primary objective of NADA India’s ‘Know Your Medicine (KYM)’ app launched by Dr. Mansukh Mandaviya?
A) To promote traditional medicines for athletes
B) To provide doping-related legal assistance to athletes
C) To ensure medicines comply with WADA guidelines
D) To penalize athletes for inadvertent doping
E) To guide athletes about physical fitness practices
Answer: C) To ensure medicines comply with WADA guidelines

Event and Location:

• Event: Launch of the ‘Know Your Medicine (KYM)’ app.
• Location: Nationwide announcement by PIB Delhi.

Mandates and Objectives:

• Promote the use of the KYM app among athletes, coaches, and sports professionals to avoid doping.
• Strengthen anti-doping education and foster a culture of fair play in Indian sports.
• Encourage athletes to verify medicines for compliance with WADA’s prohibited substance list.

Features of KYM App:

• Real-time verification: Quickly checks medicines and ingredients for prohibited substances.
• User-friendly tools: Includes image and audio search for enhanced accessibility.
• Sport-specific features: Tailored guidance for athletes across different sports categories.
• Seamless access: Smartphone-compatible, making it convenient for athletes to stay informed.

Important Terms Explained:

1. NADA (National Anti-Doping Agency):
   • Established to ensure sports in India are free from doping practices.
   • Focuses on anti-doping awareness, testing, and result management.
2. WADA (World Anti-Doping Agency):
   • Oversees and enforces global anti-doping regulations.
   • Maintains the Prohibited List, which the KYM app refers to for compliance.
3. KYM App:
   • An innovative initiative by NADA India to empower athletes.
   • Prevents inadvertent doping by providing real-time data on medicines and substances.

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9. What is the theme of the 1st Bodoland Mohotsov inaugurated by Prime Minister Narendra Modi?
A) Cultural Diversity and Sustainability
B) Peace and Harmony for Prosperous Bharat
C) Building Vibrant Bodoland through Education
D) Unity in Diversity Across Borders
E) Promoting Tourism in the North-East
Answer: B) Peace and Harmony for Prosperous Bharat

Event and Location:

• Event: 1st Bodoland Mohotsov inauguration by Prime Minister Narendra Modi.
• Location: SAI Indira Gandhi Sports Complex, New Delhi.

Mandates and Objectives:

• Celebrate language, literature, and culture to foster peace and build a vibrant Bodo society.
• Highlight the rich cultural and linguistic heritage of the Bodo community and the Bodoland Territorial Region (BTR).
• Integrate indigenous Bodo communities across Assam, West Bengal, Nepal, and neighboring areas.

Significance of the Event:

• Commemorates the Bodo Peace Accord of 2020, which resolved decades of conflict in Bodoland.
• Aims to sustain peace and progress in the BTR while celebrating recovery and resilience post-conflict.
• Promotes the touristic potential and ecological biodiversity of Bodoland.

Key Highlights:

1. Sessions:
   • Rich Bodo Culture, Tradition, and Literature: Contributions to Indian heritage.
   • Challenges and Opportunities of Mother Tongue Medium-of-Instruction: Insights under the National Education Policy, 2020.
   • Indigenous Cultural Meet: Discussions on building Vibrant Bodoland through culture and tourism.
2. Participants:
   • Over 5,000 cultural, linguistic, and art enthusiasts from across India and neighboring regions like Nepal and Bhutan.

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10. What is the estimated budget for the project to rescue Ganga River Dolphins under the Clean Ganga Mission?
A) ₹50 lakh
B) ₹1 crore
C) ₹2 crore
D) ₹78.09 lakh
E) ₹11 crore
Answer: B) ₹1 crore

Event and Location:

• Event: Launch of a special Dolphin Ambulance under the Clean Ganga Mission.
• Location: Focused on Ganga River Basin regions, with broader coverage across India, Nepal, and Bangladesh.

Mandates and Objectives:

• Special Dolphin Ambulance:
  • Developed under the project titled “Advancing Rescue System for the Protection of Stranded Ganges River Dolphins.”
  • Focus: Rescue and assist distressed Ganga River Dolphins, India’s national aquatic animal.
  • Estimated Budget: ₹1 crore.
  • Objectives include community awareness and capacity building through training.
• Turtle Conservation Project:
  • Aimed at rehabilitating endangered turtles and reintroducing three highly threatened species in the Ganga basin (Uttar Pradesh).
  • Includes the establishment of a spatial monitoring and reporting tool at the National Chambal Sanctuary.
  • Estimated Budget: ₹78.09 lakh.
• Environmental Flow Project:
  • Assessing environmental flow in rivers Chambal, Son, Damodar, and Tons.
  • Estimated Budget: ₹11 crore.
  • Objectives: Develop hydrological models, evaluate flow systems scientifically, and ensure biodiversity conservation.
• “Rag-Rag Mein Ganga – Ek Jeevan Dhara” Season 3:
  • Approved for a new season of the travelogue series.
  • Focuses on ecological balance, aquatic life protection, eco-tourism, cultural heritage, and community involvement.

Significance of Ganga Dolphin Conservation:

• Ganga Dolphin, an endangered species, is found in the river systems of India, Bangladesh, and Nepal.
• Conservation is essential for preserving the river’s rich biodiversity and ecological balance.

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11. Who unveiled the commemorative postage stamp for Birsa Munda’s 150th birth anniversary?
A) Hon’ble Chief Minister of Bihar Shri Nitish Kumar
B) President of India Droupadi Murmu
C) Hon’ble Prime Minister Shri Narendra Modi
D) Minister of Tribal Affairs Arjun Munda
E) Union Minister for Communication Ashwini Vaishnaw
Answer: C) Hon’ble Prime Minister Shri Narendra Modi

Event and Location:

• Event: Release of a special commemorative postage stamp honoring the 150th birth anniversary of Birsa Munda.
• Date: 15th November 2024.
• Location: A grand celebration held in Jamui, Bihar.

Mandates and Objectives:

• Tribute to Bhagwan Birsa Munda on Janjatiya Gaurav Diwas (Tribal Pride Day).
• Recognize Birsa Munda’s role in India’s freedom struggle and his efforts to empower tribal communities.
• Promote awareness of his advocacy for “Munda Raj” and tribal rights.

Significance of Birsa Munda:

• Birthplace: Ulihatu, Bihar (now Jharkhand) on 15th November 1875.
• Contribution:
  • Led the Ulgulan (Great Rebellion) from 1899 to 1900, rallying against British colonial exploitation.
  • Advocated for a self-governed society and tribal unity.
• Legacy:
  • Revered as Bhagwan (God) by tribal communities.
  • Continues to inspire movements for tribal empowerment.

Details of the Postage Stamp:

• Design: Created by Shri Sankha Samanta, featuring a resolute Birsa Munda addressing his followers.
• Symbolism: Represents tribal unity, empowerment, and self-governance.
• Includes a First Day Cover (FDC) and a Brochure, available as collectibles through the e-post office portal.

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12. What is the key objective of PMAY-U 2.0 launched in September 2024?
A) To provide free housing to the urban poor
B) To offer financial assistance for housing to 1 crore urban families
C) To provide interest-free loans to the middle class
D) To develop smart cities across India
E) To build affordable homes in rural areas
Answer: B) To offer financial assistance for housing to 1 crore urban families

Event and Location:

• Event: Signing of MoUs for the Interest Subsidy Scheme (ISS) under PMAY-U 2.0.
• Location: National Workshop on PMAY-U 2.0, held in New Delhi.

Mandates and Objectives:

• PMAY-U 2.0 Launch:
  • Launched by Prime Minister Narendra Modi on September 17, 2024.
  • Aims to provide financial assistance to 1 crore urban poor and middle-class families over the next five years.
  • Focus on addressing housing shortages and improving urban living standards.
• Interest Subsidy Scheme (ISS):
  • Facilitates interest subsidies for borrowers through 116 Primary Lending Institutions (PLIs).
  • Includes housing finance companies, public/private sector banks, regional rural banks, small finance banks, and cooperative banks.
• Unified Web Portal – ISS:
  • Introduced by NIC and Ministry of Housing & Urban Affairs (MoHUA) for seamless implementation of ISS.

Key Highlights:

1. Stakeholder Participation:
   • Financial sector lauded for contributing to the success of the Credit Linked Subsidy Scheme (CLSS).
   • Collaboration among banks, financial institutions, and housing finance companies emphasized.
2. Ministerial Insights:
   • Manohar Lal, Minister of Housing & Urban Affairs, stressed the need for a humane borrower-lender interface.
   • Srinivas Katikithala, Secretary, MoHUA, highlighted the scheme’s significance as the world’s largest housing program.
3. Scheme Evolution:
   • New paradigms introduced to address previous bottlenecks and issues in the earlier CLSS.
   • Focus on innovative housing solutions considering technological advancements and aspirations of the younger generation.

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Over All Review

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