Daily Current Affairs July 20

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs July 20. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing  Daily GK Updates, Current Affairs Questions, and Monthly  current affairs pdf.


July 20| Daily Current Affairs 2022

Sports – Daily Current Affairs July 20

1. Which of the following country will host Asian Games in September 2023?
A) Japan
B) Uruguay
C) China
D) France64611
E) Namibia
Answer: C) China

  • The 19th edition of the Asian Games will now be held in Hangzhou, China from September 23 to October 8 2023.

Banking and Finance – Daily Current Affairs July 20

2. Who among the following minister chaired the meeting with head of Banks; directs them to ensure disposal of KCC holders?
A) Agriculture Minister
B) Finance Minister
C) External Affairs Minister
D) Home Minister
E) Prime Minister
Answer: B) Finance Minister

  • Finance Minister Nirmala Sitharaman chaired a meeting with heads of Public Sector Banks and Regional Rural Banks in New Delhi. 11
  • She reviewed Operational and Governanc6e reforms in RRBs and performance of Kisan Credit Card scheme for Animal Husbandry, Dairying, and Fisheries.
  • The Minister instructed all the Public Sector Banks to onboard an account aggregator system by end of July. She advised Indian Banks Association (IBA) and sponsor banks to play a lead role in technological advancements in the RRBs.
  • While highlighting the role of animal husbandry and fisheries in the economy, the Finance Minister directed banks for ensuring time-bound disposal of pending KCC applications.

Ministry of Finance:

Union Minister :Nirmala Sitharaman (Rajya Sabha MP,Karnataka)
Minister of State :Bhagwat Karad(Rajya Sabha MP,Maharashtra),Pankaj Choudhary (Maharajganj,UP)

3. Which of the following bank signed MoU with Assam Rifles to provide banking services?
A) HDFC Bank
C) Indian Bank
D) Axis Bank
E) Punjab National Bank
Answer: E) Punjab National Bank

  • Punjab National Bank (PNB) has signed a memorandum of understanding (MoU) with Assam Rifles to deliver specially designed banking products to security personnel.
  • The agreement was signed between Colonel P S Singh of the Directorate General of Assam Rifles, and PNB Chief General Manager Sunil Soni at the force’s headquarters in Meghalaya’s capital Shillong.
  • The MoU was inked to provide benefits such as personal accident insurance, air accident insurance under the ‘PNB RakshakPlus’ scheme.
  • The scheme covers several benefits, including personal accidental death cover of Rs 50 lakh, air accidental death cover of Rs 1 crore, and an overdraft up to the last three months’ net salary or pension amounting from Rs 75,000 to Rs three lakh.
  • The scheme also includes concession in rate of interest and service charges for housing, car, education, and personal loan products.

Punjab National Bank (PNB):

Founded :19/05/1894
HQ :Dwarka,Delhi
MD &CEO :Atul Kumar Goel
Tagline :The Name you can Bank Upon

4. Which of the following bank partnered with Tata Motors to offer car loan?
A) HDFC Bank
C) Indian Bank
D) Axis Bank
E) Punjab National Bank
Answer: C) Indian Bank

  • Public sector Indian Bank has partnered with Tata Motors Passenger Vehicles Ltd to offer its car loans to customers.
  • The strategic partnership aims to provider customised car loans for customers through over 5,700 branches of the bank.
  • Indian Bank would also able to provide easy financing schemes to customers through the 310 dealers of Tata Motors who have over 1,000 touch points across the country.

Indian Bank:

Founded :15/08/1907
HQ :Chennai
MD &CEO :Shanti Lal Jain
Tagline :Your Own Bank

5. RBI decided to adopt how many-tiered regulatory framework for Urban co-operative banks?
A) 1
B) 4
C) 6
D) 5
E) 3
Answer: B) 4

  • The RBI has decided to adopt a simple four-tiered regulatory framework for Urban Co-operative Banks (UCBs) based on size of deposits, with an aim to strengthen their financial soundness.
  • An expert committee, headed by former RBI deputy governor N S Vishwanathan, had made a host of recommendations for strengthening the UCBs.
  • The committee had recommended a four-tiered regulatory framework based on size of deposits of the banks and their area of operations, among other suggestions.
  • The differentiated regulatory approach was mainly recommended for key parameters such as net worth, Capital to Risk-weighted Assets Ratio (CRAR), branch expansion and exposure limits.
  • Membership to an Umbrella Organisationalso formed a vital part of the recommendations.
  • The RBI has accepted several suggestions of the committee.
  • Specifically, a minimum net worth of Rs 2 crore for Tier 1 UCBs operating in single district and Rs 5 crore for all other UCBs (of all tiers) has been stipulated.
  • the minimum CRAR requirement for Tier 1 banks is retained at the present prescription of 9 per cent under current capital adequacy framework based on Basel I.
  • For Tier 2, Tier 3 and Tier 4 UCBs, while retaining the current capital adequacy framework, it has been decided to revise the minimum CRAR to 12 per cent so as to strengthen their capital structure.

Reserve Bank of India (RBI):

Founded :01/04/1935
RBI Act,1934
HQ :Mumbai
Chairman :ShaktikantaDas
1926 – Hilton Young Commission
1937 – Calcutta to Mumbai
1949 – Nationalisation

6. World Bank approved how many billion USD for Ayushman Bharat health infra mission?
A) 1
B) 4
C) 6
D) 5
E) 3
Answer: A) 1

  • The World Bank has approved a loan of USD one billion to provide support to India’s flagship PM Ayushman Bharat Health Infrastructure Mission (PM-ABHIM), Union Health Minister Mansukh Mandaviya.
  • The loan cleared on June 28, 2022 comprises two complementary loans of USD 500 million each namely for Transforming India’s Public Health Systems for Pandemic Preparedness Program (PHSPP) and India’s Enhanced Health Service Delivery Program (EHSDP).
  • Through this, the World Bank will provide support to India’s flagship PM Ayushman Bharat Health Infrastructure Mission (PM-ABHIM).

World Bank:

Formed :December 1945
HQ :Washington DC
Members : 189 countries
President :David Malpass
MD &CFO :Anshula Kant
Chief Economist :Carmen Reinhart

Business and Economy – Daily Current Affairs July 20

7. Toyota will trainhow many youths in Indiafor automobile?
A) 15000
B) 20000
C) 5000
D) 12000
E) 18000
Answer: E) 18000

  • Toyota Kirloskar Motor will be imparting automobile skill training to 18,000 students in three years, with a focus on those having a rural background, according to a Memorandum of Understanding (MoU) it has signed with the central government and cooperative society Automotive Skill Development Council (ASDC).
  • The initiative is a part of the government’s Skill India Mission which seeks to train youths for diverse employment oppurtunities.

8. How many percent GST will be charged by banks for issuing cheques?
A) 4%
B) 18%
C) 28%
D) 5%
E) 12%
Answer: B) 18%

  • 18% GST will be charged by banks as a fee for issuing cheques.
  • Hotel accommodation priced up to one thousand rupees per day will be taxed at 12 percent.
  • The solar water heater will now attract 12 percent GST as compared to five percent earlier.
  • GST on e-waste has increased to 18 percent from the earlier rate of five percent.
  • The tax will be cut on the transport of goods and passengers by ropeways to 5% from 12 %.
  • Electric vehicles are eligible for the concessional GST rate of five percent.
  • GST exemption on the transport of passengers by air to and from northeastern states and Bagdogra will be restricted to economy class only.
  • Finance Ministry said, single packages of unbranded pre-packed and labelled food items like cereals, pulses, and flour weighing in excess of 25 kilograms will not attract GST.
  • It said, if several packages intended for retail sale to ultimate consumers, like 10 packages of 10 kilograms each, are sold in a larger pack, then GST would apply to such supply.
  • However, a package of rice containing 50 kilograms in one individual package would not be considered a pre-packaged and labelled commodity for the purposes of GST levy.

9. FDI in research, development increased to how many million USD?
A) 434.64
B) 334.46
C) 343.46
D) 343.64
E) 334.64
Answer: D) 343.64

  • Foreign direct investment (FDI) inflows in the research and development sector have increased to USD 343.64 million in 2021 against USD 55.77 million in 2020, the commerce and industry ministry.
  • FDI is permitted under a 100 per cent automatic route in the research and development (R&D) sector, subject to applicable laws/regulations, security and other conditionalities.
Position FDI Equity Recipient Investing Country
1 Karnataka Singapore 40%
2 Telangana Germany 35%
3 Haryana USA 11%

Appointments – Daily Current Affairs July 20

10. Who among the following appointed as Sebi’s executive director?
A) Pramod Rao
B) Pramod Saran
C) Vineet Saran
D) Vineet Rao
E) Harshit Vyas
Answer: A) Pramod Rao

Company/Country/ State/Organisation/ Financial Institute Appointed Succeeded Tenure Period Others
Sebi Executive director Pramod Rao He held the position of Group General Counsel at ICICI Bank and provided strategic oversight to the legal function of the ICICI group. Earlier, he served as a member of the board of directors of ICICI Securities, ICICI Prudential Trust and ICICI Trusteeship Services. Rao has also served as General Counsel for the Citi India cluster and was responsible for the legal, secretarial and security and investigative services within Citi India. He also worked with IndusLaw, a law firm, as a sresident partner, overseeing its banking and finance practice.
Sri Lanka President Ranil Wickremesinghe He is PM of Sri Lanka
BCCI’s ethics officer and ombudsman Justice Vineet Saran Justice (Retd) D K Jain He is Former Supreme Court judge
Pepper Content Chief Business Officer Harshit Vyas

Science and Technology – Daily Current Affairs July20

11. ISRO launched 345 foreign satellites from how many countries?
A) 61
B) 47
C) 34
D) 26
E) 78
Answer: C) 34

  • The Indian Space Research Organization through its commercial arm has launched 345 foreign satellites from 34 countries on-board Polar Satellite Launch Vehicles (PSLV) since 1999.
  • Minister of Personnel, Public Grievances and in the Prime Minister’s Office, Dr Jitendra Singh informed the Lok Sabha.
  • In a written reply, the minister informed that 56 million US dollars and 220 million Euros of foreign Exchange has been earned by launching these foreign satellites.


Indian Space Research Organisation
Formed :15/08/1969
HQ :Bangalore
Chairman :SreedharaPanickerSomanath

12. NASA and SpaceX will launch Roman Space Telescope in which year?
A) 2028
B) 2026
C) 2029
D) 2027
E) 2030
Answer: B) 2026

  • NASA has selected SpaceX to provide launch service for the Nancy Grace Roman Space Telescope mission.
  • The mission currently is targeted to launch in October 2026, as specified in the NASA Launch Services (NLS) II contract, on a Falcon Heavy rocket from Launch Complex 39A at the agency’s Kennedy Space Center in Florida.
  • The telescope, previously known as the Wide Field InfraRed Survey Telescope (WFIRST), is designed to unravel the secrets of dark energy and dark matter, search for and image exoplanets, and explore many topics in infrared astrophysics.
  • According to the mission page, the Roman Space Telescope will have a primary mission lifetime of 5 years, with a potential 5-year extended mission.
  • The space-based observatory is expected to collect far more data than any other NASA astrophysics mission before it.
  • With a view 100 times greater than the Hubble Space Telescope, Roman will generate never-before-seen big pictures of the universe to help astronomers explore some of the greatest mysteries of the cosmos.


The National Aeronautics and Space Agency
Formed :29/07/1958
HQ :Washington DC
Administrator :Bill Nelson

International Affairs – Daily Current Affairs July 20

13. India and which of the following country signed Mou for cheetah reintroduction in India?
A) Japan
B) Uruguay
C) China
D) France
E) Namibia
Answer: E) Namibia

  • India and Namibia signed a crucial memorandum of understanding (MoU) for the reintroduction of cheetahs, declared extinct in the country in 1952.
  • A senior environment ministry official said the first batch comprising four male and as many female cheetahs will arrive from Namibia in August.


Capital :Windhoek
Currency :Hryvnia
President :Hage Geingob
Prime Minister :SaaraKuugongelwa
Language :Nambian Dollar (NAD),South African Rand (ZAR)

National Affairs – Daily Current Affairs July 20

14. How many Electric Vehicle Charging Stations sanctioned across country under Phase-2 of FAME India scheme?
A) 2778
B) 2877
C) 2878
D) 2788
E) 2787
Answer: B) 2877

  • Government has sanctioned 2,877 Electric Vehicle Charging Stations in 68 cities across 25 States and Union Territories under Phase-2 of FAME India scheme (Faster Adoption and Manufacturing of Electric Vehicles).
  • The government has formulated FAME India Scheme in 2015 to improve the infrastructure required for the large-scale use of electric vehicles.
  • Minister of State for Heavy Industries Krishan Pal Gurjar said this in a written reply in the Lok Sabha.
  • 1576 charging stations have also been sanctioned across nine expressways and 16 Highways under FAME India Scheme.
  • Under Phase-1 of FAME India Scheme, 479 charging stations have been installed as on 1st July this year.
  • Under Phase-2 of FAME-India Scheme one thousand crore rupees has been allocated for the development of charging infrastructure for a period of five years from 1st April, 2019.

15. Union Government provided approximately how manyIron Folic Acid Supplementation under WIFS Programme?
A) 1
B) 4
C) 6
D) 5
E) 3
Answer: B) 4

  • The government has provided four crore 14 lakh Iron Folic Acid Supplementation to Adolescents under the Weekly Iron and Folic Acid Supplementation (WIFS) Programme in the last financial year.
  • Dr. Pawar highlighted that over seven thousand Adolescent Friendly Health Clinics have been established in the country and fifty-two lakh Adolescent clients received counseling and clinical services during 2021-22.
  • The Minister stressed that the Scheme for Promotion of Menstrual Hygiene is implemented to promote menstrual hygiene among adolescent girls in the age group of 10-19 years.
  • Nearly thirty-five lakh adolescent girls have been covered every month under this scheme.

Ministry of Health and Family Welfare:

Union Minister :ManuskhL.Mandaviya(Rajya Sabha MP,Gujarat)
Minister of State :Bharati Pawar (Dindori,Maharashtra)

16. Country has sufficient fertilizer for ongoing Kharif season,India Will be selfsufficient in Urea Production by which year?
A) 2028
B) 2026
C) 2029
D) 2027
E) 2025
Answer: E) 2025

  • The government said the country has sufficient availability of fertilizer for the ongoing Kharif season and the stock has not been affected due to the Russia-Ukraine conflict.
  • It said, Department of Fertilizer has been monitoring the supply of fertilizer affected due to the conflict to facilitate the long-term tie-ups and short-term imports of fertilizer from alternative sources.
  • He informed that availability of Urea in the country is ensured through regular production from various fertilizers units and its import through Oman India Fertilizer Company and State Trading entities.
  • He said, directions have been issued to Urea production units not to take any planned shutdown and optimize their production.
  • The Minister asserted that these measures led to Urea production of over 250 lakh metric tonnes during the last fiscal year which is the highest production so far.

Ministry for Chemicals and Fertilisers:

Union Minister :Mansukh L Mandaviya(Rajya Sabha MP,Gujarat)
Minister of State :BhagwanthKhuba(Bidar,Karnataka)

17. Which of the following state decided to set up Centre of Excellence for animals’ breed improvement?
A) Haryana
B) Kerala
C) Assam
D) West Bengal
E) Rajasthan
Answer: A) Haryana

  • A Centre of Excellence for breed improvement of the animals will be established in Hisar in collaboration with Brazil, Haryana Agriculture Minister JP Dalal.
  • Apart from this, a centre will be set up by the Canadian company in the state to increase protein content in animal feed, under which a delegation of this firm will visit Haryana soon, which will be followed by a signing of a memorandum of understanding.


Capital: Chandigarh
CM: Manohar Lal Khattar
Governor: Bandaru Dattatreya
Language : Hindi
National Park : Sultanpur National Park
Wildlife Sanctuary : Abubsehar WLS
Ramsar Site : Bhindawas Wildlife Sanctuary, Sultanpur National Park
Tiger Reserve :-
Power Station : Rajiv Gandhi Thermal Power Plant
Dams : –
RRB :Sarva Haryana Gramin Bank (PNB)
UNESCO Site : –

18. Agriculture Minister said how many crores transferred to farmers under PM-KISAN this fiscal year?
A) 21492
B) 21429
C) 21249
D) 21924
E) 21942
Answer: D) 21924

  • A financial benefit of Rs 21,924 crore has been transferred into bank accounts of 10.26 crore eligible farmers under the PM-KISAN scheme in this fiscal so far, the government.
  • Under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, a financial benefit of Rs 6,000 per year is provided to eligible farmer families, payable in three equal installments of Rs 2,000.
  • The fund is transferred directly to the bank accounts of the beneficiaries.

Ministry of Agriculture and Farmers Welfare:

Union Minister :Narendra Singh Tomar(Morena,MP)
Minister of State :Shobha Karandlaje(Udupi Chikmagalur,Karnataka),Kailash Choudhary (Barmer,Rajasthan)

19. Which of the following state launched scheme for welfare of indigenous weavers?
A) Haryana
B) Kerala
C) Assam
D) West Bengal
E) Rajasthan
Answer: C) Assam

  • The Assam government launched an initiative to empower the indigenous weavers of the state and provide financial support to their families.
  • Under the ‘SwanirbharNaari’ scheme, the state government will procure handloom items directly from the indigenous weavers via a web portal without the involvment any middlemen.


Capital: Dispur
CM: Himanta Biswa Sharma
Governor: Jagdish Mukhi
Language : Assamese,Bodo
National Park : Rajiv Gandhi (Orang) National Park
Wildlife Sanctuary : Amchang WLS
Ramsar Site : DeeporBeel
Tiger Reserve :Manas
Power Station : Bongaigon Thermal Power Station
Dams : –
RRB :Assam Gramin Vikash Bank (United Bank of India)
UNESCO Site :KazirangaNP,Manas WLS

20. How many square kilometres of forest area diverted for non-forestry purposes in last 3 years?
A) 455.3
B) 554.3
C) 545.3
D) 555.3
E) 544.3
Answer: B) 554.3

  • A total of 554.3 square kilometres of forest area in the country has been diverted for non-forestry purposes in the last three years.
  • Mining accounted for the diversion of the maximum, 112.78 sq km, of forest land, it revealed government okayed the diversion of 100.07 sq km of forest land for road construction and 97.27 sq km for irrigation facilities.
  • The Centre approved the diversion of 69.47 sq km of forest land for defence projects, 53.44 sq km for hydel projects, 47.40 sq km for laying of transmission lines and 18.99 sq km for railways in the last three years.
  • The government allowed the diversion of 195.87 sq km of forest land in 2019; 175.28 sq km in 2020 and 183.18 sq km in 2021.
  • However, according to the Forest Survey of India, the total forest cover of the country has increased by 12,294 square kilometres in the last seven years.
  • The latest India State of Forest Report says the country’s forest cover increased by 1,540 sq km between 2019 and 2021.
  • Compensatory afforestation is carried out in lieu of forest land diversion.
  • According to the guidelines issued under the Forest Conservation Act 1980, compensatory afforestation is to be raised on suitable non-forest land, equivalent to the area proposed for diversion, at the cost of the user agency.

Ministry of Environment, Forest and Climate Change:

Union Minister :Bhupender Yadav (Rajya Sabha MP,Rajasthan)
Minister of State :Ashwini Kumar Choubey (Buxar,Bihar)

Over All Review


  • China set to host Asian Games in September 2023.

Banking and Finance 

  • Finance Minister Nirmala Sitharaman chairs meeting with head of Banks; directs them to ensure disposal of KCC holders.
  • PNB signs MoU with Assam Rifles to provide banking services.
  • Indian Bank inks strategic partnership with Tata Motors.
  • Urban co-operative banks to have 4-tiered regulatory framework: RBI.
  • USD one billion World Bank loan for Ayushman Bharat health infra mission, govt tells par.

Business And Economy

  • Toyota to train 18,000 youths in India.
  • New GST rates on number of items come into effect from July 20.
  • FDI in research, development increases to USD 344 mn in 2021: Comm Min.


  • Pramod Rao takes charge as Sebi’s executive director.

Science and Technology

  • ISRO launched 345 foreign satellites from 34 countries on-board PSLV since 1999: Dr Jitendra Singh.
  • NASA picks SpaceX to launch Roman Space Telescope.

International Affairs

  • India inks pact with Namibia for cheetah reintroduction; first batch likely to arrive before Aug 15.

National Affairs

  • 2, 877 Electric Vehicle Charging Stations sanctioned across country under Phase-2 of FAME India scheme.
  • Govt provided 4 crore 14 lakh Iron Folic Acid Supplementation under WIFS Programme in last FY: MoS Bharati Pravin Pawar.
  • Country has sufficient fertilizer for ongoing Kharif season and is not affected due to Russia-Ukraine conflict: BhagwanthKhuba.
  • Centre of Excellence for animals’ breed improvement to be set up in Hisar: Haryana Agri Minister.
  • Tomar says Rs 21,924 cr transferred to farmers under PM-KISAN this fiscal.
  • Assam govt launches scheme for welfare of indigenous weavers.
  • 554 sq km forest area diverted for non-forestry purposes in last 3 years, shows govt data.


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