Daily Current Affairs July 04

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs July 04. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

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July 04| Daily Current Affairs 2023

Important Days – Daily Current Affairs July 04

1. On which date is the International Day of Cooperatives observed?
A) January 1
B) April 1
C) July 1
D) October 1
E) December 1
Answer: C) July 1

• International Day Of Cooperatives is observed on July 1.
• The theme for International Day of Cooperatives 2023 is “Cooperatives for Sustainable Development.”
• The roots of the International Day of Cooperatives can be traced back to the early 20th century when the cooperative movement gained momentum across the globe.
• In 1923, the International Cooperative Alliance established the first International Cooperative Day to commemorate the ideals and principles of cooperation
• Edition: 101st

Sports – Daily Current Affairs July 04

2. Who was named the AIFF Men’s Footballer of the Year?
A) Sunil Chhetri
B) Sandesh Jhingan
C) Gurpreet Singh Sandhu
D) Anirudh Thapa
E) Lallianzuala Chhangte
Answer: E) Lallianzuala Chhangte

• India and Mumbai City FC winger Lallianzuala Chhangte Chhangte was named the AIFF Men’s Footballer of the Year
• Manisha Kalyan was named as the AIFF Women Player of the Year
• The Men’s Coach of the Year award went to former India player Clifford Miranda, who guided Odisha FC to Super Cup triumph and also AFC Cup qualification.
• Priya Parathi Valappil was named Women Coach of the Year. A former India international, Priya is the current head coach of the India women’s U-17 team.
• Another Mumbai City FC player Akash Mishra and India U-17 team member Shilji Shaji were named Men’s and Women’s Emerging Players of the Year.
• The best players and coaches of the 2022-23 season were picked by eminent former players, including ex-captains Shabbir Ali, IM Vijayan and Bhaichung Bhutia.

Banking and Finance – Daily Current Affairs July 04

3. Which bank recently unveiled the RuPay Select Debit card with luxury benefits?
A) State Bank of India
B) Punjab National Bank
C) HDFC Bank
D) ICICI Bank
E) Indian Overseas Bank
Answer: E) Indian Overseas Bank

• Indian Overseas Bank (IOB) unveiled all new RuPay Select Debit card via tweet.
• Rupay Select debit card will provide with “luxury, convenience, and security, all in one card.
• The introduction of the RuPay Select debit card will offer users with gym memberships, free health check up, complimentary golf lessons, spa services, and lounge access in selected domestic and international airports.

Eligibility Criteria

• One is required to have a savings bank account or a certificate of deposit (CD) with IOB, maintaining an average daily balance of ₹ one lakh.
• Cash withdrawal limit is set to ₹50,000. Daily limit for usage in merchant establishments (PoS) is set at ₹ five lakh. An amount of up to ₹3,50,000 is set for daily usage in e-commerce platforms.
• Charges for the issuance of the card and annual maintenance fee is ₹800 along with GST, respectively.

Transactions at IOB ATMS

• No charges will be levied for the first five transactions (financial and non-financial). Post, for every financial transaction in cash withdrawal or deposit, ₹10 plus GST will be charged.
• For non-financial transactions such as checking of bank statement, mini statement, and others, ₹ five plus GST will be charged.

4. Which bank has rolled out the Mahila Samman Savings Certificate scheme?
A) State Bank of India
B) Punjab National Bank
C) HDFC Bank
D) ICICI Bank
E) Bank of India (BoI)
Answer: E) Bank of India (BoI)

• Bank of India (BoI) has rolled out Mahila Samman Savings Certificate scheme.
• The scheme was announced by Union Finance Minister Nirmala Sitharaman during her Budget speech this year.
• The scheme offers an interest rate of 7.5 per cent per annum, compounded quarterly.
• Under the scheme, individual girls or women can open a Mahila Samman Savings Certificate, or a guardian can open an account on behalf of a minor girl.
• The account will mature after two years from the date of opening. Accounts under this scheme can be opened until March 31, 2025.
• While minimum investment is ₹1,000, any sum in multiples of ₹100 can be deposited, up to a maximum limit of ₹2 lakh.
• Individuals can open multiple accounts with a gap of three months between each account, subject to the overall investment cap of ₹2 lakh.
• Account closure can be requested by the customer in case of emergencies or at their discretion, with a penalty of 2 per cent after six months from the date of account opening, and the applicable interest rate will be 5.5 per cent.
• Account holders can also make partial withdrawals, up to 40 per cent of the eligible balance, after one year from the date of opening the account.
• All earnings under the Mahila Samman Savings Certificate will be taxable as per existing income tax provisions. However, TDS (Tax Deducted at Source) will not be deducted under the scheme.

Appointments – Daily Current Affairs July 04

5. Who has been appointed as the new National Cyber Security Coordinator (NCSC)?
A) Lt Gen VK Singh
B) Lt Gen Bipin Rawat
C) Lt Gen Satish Dua
D) Lt Gen MU Nair
E) Lt Gen Rajeshwar Singh
Answer: D) Lt Gen MU Nair

• Lt Gen MU Nair has been appointed the new National Cyber Security Coordinator (NCSC) replacing Lt Gen (retd.) Dr Rajesh Pant.
• Lt Gen Nair previously held the chair of Signal-officer-in-Chief at the Army Headquarters.
• Lt Gen MU Nair, Ati Vishisht Seva Medal, Sena Medal, is appointed as the head of the National Cyber Coordination Centre (NCCC).
• He is India’s third cyber security chief after Lt Gen (retd.) Dr Rajesh Pant and first chief Gulshan Rai.
• National Cyber Coordination Centre (NCCC) works under National Security Council Secretariat (NSCS) and coordinates with different agencies at the national level in cybersecurity-related matters.
• It functions along with the Indian Computer Emergency Response Team (CERT-In), (CERT-IN), which has the government, public-private and private sectors under its jurisdiction.
• National Critical Information Infrastructure Protection Centre (NCIIPC) has been established for the protection of critical information infrastructure in the country.

6. Who has been re-elected unopposed as the head of the FAO (Food and Agriculture Organization)?
A) José Graziano da Silva
B) Kofi Annan
C) Qu-Dongyu
D) Tedros Adhanom Ghebreyesus
E) António Guterres
Answer: C) Qu-Dongyu

• In a significant development at the ongoing FAO Conference in Rome, Qu Dongyu has been re-elected unopposed as the head of the United Nations’ Food and Agriculture Organization (FAO).
• The ballot saw him receive an overwhelming 168 out of 182 votes, solidifying his position as the FAO Director-General for a new four-year term commencing on August 1.
• Prior to assuming this prestigious role in 2019, he held the position of vice-minister of agriculture in China.
• FAO directors can hold the role for a maximum of two consecutive terms.

7. Who has been appointed as the Chief Financial Officer (CFO) of State Bank of India (SBI) with effect from July 1, 2023?
A) Rajnish Kumar
B) Dinesh Kumar Khara
C) Kameshwar Rao Kodavanti
D) Arundhati Bhattacharya
E) Challa Sreenivasulu Setty
Answer: C) Kameshwar Rao Kodavanti

• State Bank of India (SBI) has appointed Kameshwar Rao Kodavanti as Chief Financial Officer (CFO) with effect from July 1, 2023.
• Rao, who is a a Chartered Accountant (CA), has been working with the Bank since August 1991.
• Kodavanti replaces Charanjit Surinder Singh Attra who has resigned from the post

Awards – Daily Current Affairs July 04

8. Who were the recipients of the Elephant Family environmental award presented by King Charles III and Queen Camilla?
A) Filmmaker Kartiki Gonsalves and the Real Elephant Collective (TREC)
B) Filmmaker Kartiki Gonsalves and actor Irrfan Khan
C) Filmmaker Kartiki Gonsalves and conservationist Jane Goodall
D) Filmmaker Kartiki Gonsalves and environmentalist Greta Thunberg
E) Filmmaker Kartiki Gonsalves and wildlife photographer Steve McCurry
Answer: A) Filmmaker Kartiki Gonsalves and the Real Elephant Collective (TREC) of 70 Adivasi artists

• King Charles III and Queen Camilla presented the Elephant Family environmental award to Indian conservationists: filmmaker Kartiki Gonsalves behind Oscar-winning documentary ‘The Elephant Whisperers’ and the Real Elephant Collective (TREC) of 70 Adivasi artists.
• Kartiki Gonsalves was recognised for extraordinary achievements in storytelling and advocacy for coexistence
• ‘The Elephant Whisperers’ won the 2023 Academy Award for Best Documentary Short Film earlier this year.
• The Elephant Family said the documentary stands as a “testament to the beauty of India’s wilderness, the wisdom of tribal communities, and the empathy that exists between people and animals who share the same space”.
• The Real Elephant Collective was awarded the Mark Shand Award, named in honour of the late founder of Elephant Family. It is an international NGO dedicated to protecting the Asian elephant.

9. Who has won the 2023 PEN Pinter prize for their “fearless” body of work?
A) J.K. Rowling
B) Margaret Atwood
C) Salman Rushdie
D) Michael Rosen
E) Zadie Smith
Answer: D) Michael Rosen

• Michael Rosen, the author of more than 200 books for children and adults, has won the 2023 PEN Pinter prize for what judges called a “fearless” body of work that provides a “lesson in humanity.”
• Rosen will receive the prize during a ceremony at the British Library in October.
• Established in memory of English playwright Harold Pinter, the award honours a writer based in the UK, Ireland or the Commonwealth who – in the words of Pinter’s 2005 Nobel prize acceptance speech – shows a “fierce intellectual determination” to “define the real truth of our lives and our societies.”
• The PEN Pinter prize was established in 2009. Previous winners include Malorie Blackman, who won in 2022, Tsitsi Dangarembga, Salman Rushdie, Carol Ann Duffy and Hanif Kureishi.
• Previous Writers of Courage include Kakwenza Rukirabashaija, a Ugandan author who was detained and tortured following the publication of his debut book in 2020, and Amanuel Asrat, who was arrested as part of a crackdown on critics of the Eritrean government in September 2001.

International Affairs – Daily Current Affairs July 04

10. Which organization did Iran recently become a full member of?
A) ASEAN
B) SCO
C) NATO
D) OPEC
E) SAARC
Answer: B) SCO

• Iran, one of India’s neighbours in its extended neighbourhood, has formally become a full member of Shanghai Cooperation Organization (SCO).
• Iran originally requested to join the alliance 15 years ago. SCO follows a rigorous process of admission.
• In 2021, Iran’s Foreign Ministry announced that they had joined the SCO as the ninth member.

National Affairs – Daily Current Affairs July 04

11. Which department has launched the Bharat 6G Alliance to promote innovation and collaboration in next-generation wireless technology?
A) Department of Telecommunications
B) Department of Science and Technology
C) Department of Information Technology
D) Department of Electronics and Communication
E) Department of Innovation and Technology
Answer: A) Department of Telecommunications

• The Department of Telecommunications has launched Bharat 6G Alliance to drive innovation and collaboration in next-generation wireless technology.
• Bharat 6G Alliance (B6GA) is a collaborative platform consisting of public and private companies, academia, research institutions, and standards development organizations.
• Mobile services have seen the transformation from 2G to 3G to 4G to 5G and now 6G is on the horizon.
• Department of Telecom had received total bids worth Rs 1.50 lakh crore from the 5G spectrum auction.
• The website (https://bharat6galliance.com) for Bharat6G Alliance was also launched
  The primary objective of it is to understand the business and societal needs of 6G beyond technical requirements, foster consensus on these needs, and promote high-impact open research and development (R&D) initiatives.
• B6GA aims to bring together Indian startups, companies, and the manufacturing ecosystem to establish consortia that drive the design, development and deployment of 6G technologies in India.

12. Who launched a scheme to provide shelter, food, and legal aid for pregnant minor victims of sexual assault without family support?
A) Smriti Irani
B) Nirmala Sitharaman
C) Sushma Swaraj
D) Harsimrat Kaur Badal
E) Maneka Gandhi
Answer: A) Smriti Irani

• Union Minister for Women and Child Development Smriti Irani launched a scheme to provide shelter, food and legal aid for pregnant minor victims of sexual assault who have no family support.
• The proposal for “critical care and support for accessing justice to rape/gang rape survivors and minor girls who get pregnant” has been approved by the WCD Ministry with an outlay of Rs 74.10 crore and will be applicable across the country in a week’s time.
• The scheme aims to provide shelter, food, daily needs, safe transportation for attending court hearings and legal aid to minor girls who have been abandoned by their family due to forced pregnancy, either due to rape or gang rape, or due to any other reason, and have no other means to support themselves.
• The fund will help in setting up shelters for such victims.
• This could be in the nature of standalone shelters, or wards earmarked for such victims in existing child care institutions (CCIs), as state governments see fit.
• In case of wards inside existing CCIs, the person in-charge of the institution will ensure that a separate safe space is provided to minor rape victims, “as her needs may be different from other children residing there’’.

13. Which Union Minister for Shipping launched a campaign to transform 75 Lighthouses into Tourism Spots starting from Dwarka in Gujarat?
A) Sarbananda Sonowal
B) Nitin Gadkari
C) Piyush Goyal
D) Mansukh Mandaviya
E) Hardeep Singh Puri
Answer: A) Sarbananda Sonowal

• Union Minister for Shipping Sarbananda Sonowal launched a campaign to transform iconic 75 Lighthouses into Tourism Spots from Dwarka in Gujarat
• The Minister inaugurated the first three iconic Lighthouses at Dwarka, Gopnath and Veraval in Gujarat.
• The initiative aims to showcase the rich culture and significance of these magnificent structures which will boost tourism and empower the local economy.
• The newly developed lighthouses will have many tourist attractions such as musical fountains, museums, selfie points and others.

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