Daily Current Affairs December 03

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs December 03. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

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December 03 | Daily Current Affairs 2025

Important Days – Daily Current Affairs December 03

1. What is the theme of the International Day of Persons with Disabilities (IDPD) in 2025?
A) Inclusive Development for All
B) Equal Rights, Equal Opportunities
C) Advancing Accessibility and Equity
D) Fostering Disability Inclusive Societies for Advancing Social Progress
E) Empowering Persons with Disabilities for a Sustainable Future
Answer: D) Fostering Disability Inclusive Societies for Advancing Social Progress

Event and Location:

• Event: International Day of Persons with Disabilities 2025 observed to promote inclusion and social progress
• Location: United Nations Headquarters (virtual), Global Observance
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: The United Nations hosted a virtual event to review progress on disability inclusion, promote best practices, and encourage global collaboration through discussions and the use of frameworks like the Doha Political Declaration.
• Objectives: To promote awareness, dignity, and equal opportunities for persons with disabilities and reinforce global commitment towards disability-inclusive societies that ensure full participation in social, economic, political, and cultural life.

Important Terms Explained:

• International Day of Persons with Disabilities (IDPD): An annual UN-observed day held on December 3rd to promote the rights and well-being of persons with disabilities across all spheres of society.
• UN Disability Inclusion Strategy (UNDIS): A framework launched by the United Nations in 2019 to mainstream disability inclusion across its policies and programs, with system-wide reviews conducted to measure progress.
• Doha Political Declaration: A global declaration that provides actionable tools and strategies for governments to advance development and social inclusion of persons with disabilities.

Tabular Summary:

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Obituary – Daily Current Affairs December 03

2. Which former England cricketer, known for his bravery against fast bowling, passed away in December 2025 at the age of 62?
A) Graham Gooch
B) Robin Smith
C) Mike Gatting
D) Chris Broad
E) Alec Stewart
Answer: B) Robin Smith

Event and Location:

• Event: Former England cricketer Robin Smith passes away at age 62
• Location: South Perth, Australia
• Date: December 3, 2025 (death reported)

Mandates and Objectives:

• Mandates: The news marks the passing of Robin Smith, a former English batter remembered for his fearless performances against top fast bowlers in the 1980s and 1990s.
• Objectives: To honour Smith’s contributions to international cricket and acknowledge his legacy as one of England’s most resilient and stylish batsmen of his era.

Important Terms Explained:

• Robin Smith: South Africa-born English cricketer who played 62 Tests and 71 ODIs for England from 1988 to 1996. Known for his dominance against pace, including multiple centuries against West Indies and a record 167 in ODIs.
• The Judge: Nickname of Robin Smith and the title of his 2019 autobiography, in which he detailed his cricketing journey and post-retirement struggles with mental health and alcoholism.
• Square Cut: A signature batting stroke played by Smith, particularly against short-pitched fast bowling on the front foot — one of the most admired techniques in his repertoire.

Tabular Summary:

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Banking and Finance – Daily Current Affairs December 03

3. Who launched the National Strategy for Financial Inclusion (NSFI) 2025–30 in India?
A) Nirmala Sitharaman
B) Shaktikanta Das
C) Sanjay Malhotra
D) T. V. Somanathan
E) Ajay Seth
Answer: C) Sanjay Malhotra

Event and Location:

• Event: Launch of National Strategy for Financial Inclusion (NSFI) 2025–30
• Location: India (National-level coverage)
• Date: December 01, 2025

Mandates and Objectives:

• Mandates: The Reserve Bank of India (RBI) launched the NSFI 2025–30 to deepen financial inclusion by improving financial access, usage, and quality of services for all, especially underserved and vulnerable groups.
• Objectives: To build a financially empowered society through equitable access, gender-focused inclusion, financial education, consumer protection, and integration with livelihood and skill-building programs.

Important Terms Explained:

• National Strategy for Financial Inclusion (NSFI): A structured national roadmap released by the RBI for five-year periods to enhance formal financial access and usage, with NSFI 2025–30 focusing on ecosystem-based inclusive growth.
• Panch-Jyoti Framework: A five-pronged strategic framework under NSFI 2025–30 emphasizing diverse, affordable, responsible financial services, women-led inclusion, last-mile access, financial literacy, and customer protection.
• Technical Group on Financial Inclusion and Financial Literacy (TGFIFL): A multi-stakeholder group that coordinated consultations for the strategy, including regulators like SEBI, IRDAI, PFRDA, and development bodies like NABARD and NSDC.

Tabular Summary:

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4. How many total complaints were received under the RB-IOS during 2024–25?
A) 9.11 lakh
B) 2.96 lakh
C) 11.75 lakh
D) 13.34 lakh
E) 10.29 lakh
Answer: D) 13.34 lakh

Event and Location:

• Event: Release of RBI Annual Report on Integrated Ombudsman Scheme (RB-IOS) 2024–25
• Location: India
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: The Reserve Bank of India published its annual report under the RB-IOS, showcasing data and trends in grievance redress from April 1, 2024 to March 31, 2025.
• Objectives: To strengthen customer protection, enhance grievance resolution efficiency, and promote awareness and trust through transparent reporting, regulatory reforms, and operational upgrades.

Important Terms Explained:

• Reserve Bank – Integrated Ombudsman Scheme (RB-IOS): A unified grievance redress mechanism launched by RBI in 2021, offering a cost-free platform for customers dissatisfied with responses from Regulated Entities (REs) such as banks, NBFCs, and PSPs.
• Centralised Receipt and Processing Centre (CRPC): RBI’s central unit in Chandigarh that receives and sorts complaints for further handling under RB-IOS.
• Regulated Entities (REs): Entities regulated by RBI including Scheduled Commercial Banks, NBFCs, Urban Co-operative Banks, Payment System Participants, and Credit Information Companies.

Tabular Summary:

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5. Which of the following banks has the highest additional CET1 capital requirement under the D-SIB framework for 2025?
A) ICICI Bank
B) HDFC Bank
C) Axis Bank
D) State Bank of India
E) Punjab National Bank
Answer: D) State Bank of India

Event and Location:

• Event: RBI reaffirms SBI, HDFC Bank, and ICICI Bank as Domestic Systemically Important Banks (D-SIBs) for 2025
• Location: India
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: The Reserve Bank of India (RBI) has retained State Bank of India, HDFC Bank, and ICICI Bank as D-SIBs for 2025, requiring them to maintain additional capital buffers under the systemic risk framework.
• Objectives: To ensure the financial resilience of institutions considered “too big to fail” and to safeguard the broader financial system from potential systemic disruptions caused by the failure of these large banks.

Important Terms Explained:

• Domestic Systemically Important Banks (D-SIBs): Banks whose failure could cause significant disruption to the economy and financial system due to their size, complexity, and interconnectedness. They are required to maintain higher Common Equity Tier-1 (CET1) capital buffers.
• Common Equity Tier-1 (CET1): The core capital of a bank that includes common shares and retained earnings, used as a measure of a bank’s financial strength. Additional CET1 is mandated for D-SIBs as a protective buffer.
• Systemic Importance Score (SIS): A score assigned to banks based on parameters such as size, substitutability, complexity, and interconnection, which determines their D-SIB bucket.

Tabular Summary:

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6. What is the main purpose of the newly launched Credit Assessment Model (CAM) for MSMEs?
A) To waive loans for MSMEs
B) To allow cash-based evaluation of vendors
C) To automate credit decisions using digital data
D) To disburse subsidies for rural agriculture
E) To control interest rates for NBFCs
Answer: C) To automate credit decisions using digital data

Event and Location:

• Event: Launch of Credit Assessment Model (CAM) and digital reforms for MSME lending and vendor support
• Location: Nationwide implementation, India
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: The Government of India has introduced a digital Credit Assessment Model (CAM) to improve loan access for MSMEs, alongside extensions to the PM SVANidhi scheme and digital payment infrastructure initiatives.
• Objectives: To speed up credit processing, enhance transparency, reduce paperwork, support digital financial behaviour, and extend inclusive financial access to MSMEs and street vendors.

Important Terms Explained:

• Credit Assessment Model (CAM): A digital tool designed to evaluate MSMEs’ creditworthiness using verifiable data, minimizing manual intervention, and enabling fast and fair loan approvals.
• PM SVANidhi Scheme: A central government scheme launched in June 2020 to provide micro-credit to street vendors. Now extended till March 31, 2030, it offers loans in 3 tranches—₹15,000, ₹25,000, and ₹50,000—to promote creditworthiness and digital adoption.
• Payments Infrastructure Development Fund (PIDF): A fund set up by the RBI and NPCI to subsidize the cost of deploying digital payment acceptance infrastructure (like QR codes, POS machines) in rural and semi-urban areas.

Tabular Summary:

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7. What new requirement has RBI mandated for Customer Service Associates (CSAs) in Public Sector Banks?
A) Mandatory training in foreign exchange
B) Certification in digital lending
C) Passing a Local Language Proficiency Test
D) Completion of cyber-security module
E) Submission of annual financial disclosures
Answer: C) Passing a Local Language Proficiency Test

Event and Location:

• Event: RBI issues guidelines to strengthen regional language banking and multilingual customer service
• Location: India (nationwide coverage)
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: The Reserve Bank of India (RBI) has issued comprehensive guidelines requiring all banks to adopt trilingual communication, multilingual contact centres, regional-language materials, and local language proficiency in customer-facing roles.
• Objectives: To promote linguistic inclusivity, improve service quality in rural/semi-urban areas, enable better grievance resolution, and enhance financial access through regional language banking.

Important Terms Explained:

• Trilingual Communication Policy: A mandatory RBI directive requiring all customer communications (e.g., notices, disclosures, passbooks) to be issued in Hindi, English, and the regional language of the customer’s location.
• Local Language Proficiency Test (LPT): A qualifying requirement for frontline banking staff (e.g., Customer Service Associates) to ensure fluency in the local language of their area of posting, enabling effective communication with customers.
• Local Bank Officers (LBOs): Officers recruited from or posted to specific regions with mandatory knowledge of local language, cultural context, and customer interaction patterns, as advised by the Indian Banks’ Association (IBA).

Tabular Summary:

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Business and Economy – Daily Current Affairs December 03

8. Which telecom company has partnered with NHAI to launch a mobile-based safety alert system on India’s national highways in 2025?
A) Airtel
B) BSNL
C) Vodafone Idea
D) Reliance Jio
E) MTNL
Answer: D) Reliance Jio

Event and Location:

• Event: Launch of mobile-based safety alert system for National Highways
• Location: Across National Highways in India
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: The National Highways Authority of India (NHAI) signed an MoU with Reliance Jio to introduce a mobile-based real-time safety alert system using Jio’s 4G and 5G networks.
• Objectives: The initiative aims to reduce road accidents by sending timely safety alerts to highway travellers about accident-prone areas, fog, stray animals, and emergency diversions.

Important Terms Explained:

• NHAI (National Highways Authority of India): A statutory body under the Ministry of Road Transport and Highways, responsible for the development, maintenance, and management of National Highways across India.
• Rajmargyatra App: A citizen-centric mobile application by NHAI that provides real-time highway updates, emergency assistance, toll info, and feedback services.
• Highway Emergency Helpline 1033: A centralized helpline number for emergency services on National Highways, managed by NHAI for reporting accidents, breakdowns, or road hazards.

Tabular Summary:

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Appointments – Daily Current Affairs December 03

9. Who has been appointed as Executive Director of the Reserve Bank of India from December 1, 2025?
A) Meena Hemchandra
B) Usha Janakiraman
C) Swati Sharma
D) Revathi Iyer
E) Shalini Nair
Answer: B) Usha Janakiraman

Event and Location:

• Event: Appointment of Usha Janakiraman as Executive Director of RBI
• Location: RBI Central Office, Mumbai, India
• Date: December 1, 2025

Mandates and Objectives:

• Mandates: The Reserve Bank of India appointed Smt. Usha Janakiraman as Executive Director to lead the Department of Supervision, with responsibility for overseeing risk assessment and vulnerability analytics across financial institutions.
• Objectives: To strengthen the RBI’s supervisory functions through data-driven oversight, improve risk governance frameworks, and promote transparency and early detection of vulnerabilities within the regulated financial ecosystem.

Important Terms Explained:

• Executive Director (RBI): A senior management-level position responsible for heading key regulatory and operational departments within RBI, influencing national financial policies and supervision.
• Department of Supervision: A core RBI department responsible for risk-based supervision, compliance evaluation, and systemic risk monitoring of banks, NBFCs, and other regulated entities.
• Chief General Manager-in-Charge: A senior designation within RBI from which Usha Janakiraman was promoted, reflecting significant leadership responsibilities in policy and regulatory domains.

Tabular Summary:

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10. Who was recently appointed as the first-ever female brand ambassador of Punjab National Bank (PNB)?
A) Mithali Raj
B) Smriti Mandhana
C) Harmanpreet Kaur
D) Rani Rampal
E) Shafali Verma
Answer: C) Harmanpreet Kaur

Event and Location:

• Event: Harmanpreet Kaur appointed as first female brand ambassador of PNB
• Location: PNB Corporate Office, New Delhi
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: Punjab National Bank (PNB) appointed Harmanpreet Kaur, captain of the Indian women’s cricket team, as its first-ever female brand ambassador during a ceremonial event titled “Banking On Champions”.
• Objectives: To enhance brand identity, promote women empowerment, increase youth engagement, and launch innovative banking products through an iconic sports partnership that reflects leadership and excellence.

Important Terms Explained:

• Brand Ambassador: A public figure chosen by an organization to represent its image, values, and promotional campaigns in order to engage customers and build brand trust.
• PNB Luxura RuPay Metal Credit Card: PNB’s first premium metal credit card, launched to cater to high-net-worth individuals, offering elite features and services.
• PNB One 2.0: An upgraded version of PNB’s digital banking platform aimed at improving user experience and enabling seamless digital financial services.
• IIBX (India International Bullion Exchange): A platform that allows banks and institutions to trade in gold bullion online, promoting transparency and ease in gold trading.

Tabular Summary:

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11. Who has been appointed as the new Vice President of AI at Apple, succeeding John Giannandrea?
A) Parag Agrawal
B) Sundar Pichai
C) Amar Subramanya
D) Rajiv Chandrasekhar
E) Satya Nadella
Answer: C) Amar Subramanya

Event and Location:

• Event: Appointment of Amar Subramanya as Vice President of Artificial Intelligence at Apple
• Location: Apple Inc., Cupertino, California (HQ)
• Date: December 3, 2025 (announcement)

Mandates and Objectives:

• Mandates: Apple has appointed Amar Subramanya as the new Vice President of AI, tasking him with overseeing AI research, infrastructure, and machine learning systems, as the company pushes to accelerate its next-gen AI roadmap.
• Objectives: To revamp Apple’s AI innovation strategy, speed up the delivery of foundational AI systems, improve Siri’s AI performance, and strengthen Apple’s competitiveness in generative and in-device AI technologies.

Important Terms Explained:

• Vice President of AI (Apple): A senior leadership position responsible for overseeing Apple’s artificial intelligence initiatives, including ML models, Siri enhancements, and AI infrastructure development across devices and cloud services.
• Generative AI: A type of artificial intelligence that can create new content such as text, images, or code using large-scale models, widely deployed in assistants and smart features across tech products.
• Foundation AI Models: Large-scale pre-trained AI systems that serve as the base for multiple applications like language processing, smart assistants, search, and recommendations.

Tabular Summary:

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Defence – Daily Current Affairs December 03

12. Where is the 14th edition of the India–Maldives Joint Military Exercise EKUVERIN 2025 being held?
A) Pune
B) Kochi
C) Male
D) Thiruvananthapuram
E) Port Blair
Answer: D) Thiruvananthapuram

Event and Location:

• Event: 14th edition of India–Maldives Joint Military Exercise EKUVERIN 2025
• Location: Thiruvananthapuram, Kerala, India
• Date: December 2 to December 15, 2025

Mandates and Objectives:

• Mandates: The Indian Army and the Maldives National Defence Force (MNDF) have commenced Exercise EKUVERIN 2025, aimed at counter-insurgency and counter-terrorism operations through joint training.
• Objectives: To enhance operational interoperability, strengthen military-to-military cooperation, build joint readiness for regional threats, and promote defence diplomacy under India’s Neighbourhood First Policy.

Important Terms Explained:

• Exercise EKUVERIN: A bilateral military exercise between India and the Maldives, conducted annually since 2009 to enhance tactical cooperation and operational synergy. “Ekuverin” means “Friends” in Dhivehi, highlighting strong defence ties.
• Counter-Insurgency (CI): Military operations aimed at combatting insurgent groups and maintaining internal security in complex terrains.
• Counter-Terrorism (CT): Coordinated military strategies and operations focused on preventing or responding to terrorist threats.

Tabular Summary:

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13. Which commands jointly executed the successful BrahMos missile test conducted by the Indian Army in December 2025?
A) Western Command and Eastern Command
B) Northern Command and Western Air Command
C) Southern Command and Andaman & Nicobar Command
D) Strategic Forces Command and Northern Naval Command
E) Central Command and Southern Air Command
Answer: C) Southern Command and Andaman & Nicobar Command

Event and Location:

• Event: Indian Army conducts successful BrahMos missile test with enhanced precision and guidance
• Location: Bay of Bengal (test range), coordinated by Southern Command and Andaman & Nicobar Command
• Date: December 1, 2025

Mandates and Objectives:

• Mandates: The Indian Army, in collaboration with Tri-Services Command, successfully tested the BrahMos supersonic cruise missile, validating its upgraded navigation system and strike accuracy under combat-like conditions.
• Objectives: To demonstrate India’s precision-strike capabilities, strengthen long-range deterrence, ensure combat readiness, and support the Atmanirbhar Bharat initiative in advanced missile systems.

Important Terms Explained:

• BrahMos Missile: A joint Indo-Russian supersonic cruise missile capable of carrying conventional warheads. Known for high speed (Mach 2.8–3.0), low radar signature, and pinpoint accuracy, it can be launched from land, air, sea, and submarine platforms.
• Andaman & Nicobar Command: India’s only Tri-Services operational command, headquartered in Port Blair, responsible for strategic operations in the eastern maritime region.
• Atmanirbhar Bharat (Self-Reliant India): A national initiative to promote indigenous defence production and reduce dependency on foreign technology and military imports.

Tabular Summary:

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14. What is the name of India’s third indigenously built nuclear-powered ballistic missile submarine?
A) INS Chakra
B) INS Vikrant
C) INS Aridhaman
D) INS Arighaat
E) INS Varsha
Answer: C) INS Aridhaman

Event and Location:

• Event: India preparing to induct INS Aridhaman, its third nuclear submarine
• Location: Indian Ocean Region (IOR)
• Date: December 2025 (Final trials underway; induction soon)

Mandates and Objectives:

• Mandates:
  • Commission INS Aridhaman into active naval service as India’s third indigenously built nuclear-powered ballistic missile submarine (SSBN) to enhance strategic deterrence capabilities.
• Objectives:
  • To strengthen India’s sea-based nuclear deterrent, improve second-strike capability, and bolster maritime dominance in the Indian Ocean Region, especially amid growing regional security concerns.

Important Terms Explained:

• INS Aridhaman:
  • A nuclear-powered ballistic missile submarine (SSBN), third in its class after INS Arihant and INS Arighaat, built under India’s Advanced Technology Vessel (ATV) program.
  • It is designed to carry K-4 long-range nuclear missiles and will significantly enhance survivability and endurance.
• Second-Strike Capability:
  • A nation’s assured ability to respond to a nuclear attack with powerful nuclear retaliation, even after sustaining a first strike. SSBNs like INS Aridhaman are key to this strategy due to their stealth and underwater survivability.
• SSBN (Ship Submersible Ballistic Nuclear):
  • A class of submarines armed with nuclear ballistic missiles, capable of remaining submerged for long durations, making them a vital component of nuclear deterrence triads.
• Strategic Forces Command (SFC):
  • A tri-service command responsible for managing and deploying India’s nuclear arsenal.
  • SSBNs fall under its operational control.

Tabular Summary:

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15. Which Indian defence organization recently tested a high-speed indigenous fighter jet escape system?
A) ISRO
B) HAL
C) DRDO
D) ADA
E) BEL
Answer: C) DRDO

Event and Location:

• Event: Successful high-speed trial of indigenous fighter jet escape system
• Location: Rail Track Rocket Sled (RTRS) facility, Terminal Ballistics Research Laboratory (TBRL), Chandigarh
• Date: December 2025

Mandates and Objectives:

• Mandates:
  • To validate the functioning and safety of a high-speed escape system for fighter aircraft, including canopy separation, ejection sequencing, and safe crew recovery through real-world simulation.
• Objectives:
  • To improve pilot safety in emergency ejection situations, boost self-reliance in defence aviation systems, and meet certification standards for indigenous fighter aircraft like the Light Combat Aircraft (LCA).

Important Terms Explained:

• DRDO (Defence Research and Development Organisation):
  • India’s premier agency for developing defence technologies, including missiles, aircraft systems, and life-saving mechanisms like ejection seats and escape systems.
• Escape System (Ejection System):
  • A safety mechanism in fighter jets that allows pilots to exit the aircraft during emergencies. It includes canopy separation, ejection seat activation, and parachute deployment to ensure pilot survival.
• RTRS (Rail Track Rocket Sled):
  • A ground-based facility used to simulate high-speed flight conditions for testing aerospace systems like escape mechanisms, ensuring they function safely under real-time stress.
• ADA (Aeronautical Development Agency):
  • An autonomous body under the Ministry of Defence, responsible for design and development of the LCA Tejas and other indigenous aircraft.
• Anthropomorphic Test Dummy:
  • A life-sized model with human-like proportions used to measure acceleration, impact forces, and injury risks during dynamic ejection or crash tests.

Tabular Summary:

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International Affairs – Daily Current Affairs December 03

16. Which country has signed an agreement allowing Russia to establish its first-ever naval base in Africa?
A) Egypt
B) Algeria
C) Ethiopia
D) Sudan
E) Libya
Answer: D) Sudan

Event and Location:

• Event: Sudan approved a historic defence agreement with Russia to establish a naval base
• Location: Near Port Sudan, Red Sea, Sudan
• Date: December 3, 2025 (date of announcement/report)

Mandates and Objectives:

• Mandates:
  • Russia is allowed to station up to 300 military personnel and four naval vessels, including nuclear-powered ships, at a naval facility near Port Sudan.
  • The agreement is signed for 25 years and can be extended automatically by 10 years.
• Objectives:
  • To provide Russia with a strategic military presence in the Red Sea region, enhance its global naval capabilities, and strengthen diplomatic and defence ties with Sudan.
  • The base also acts as a geopolitical counterweight to US and Chinese naval facilities in the area.

Important Terms Explained:

• Red Sea:
  • A vital maritime route connecting the Indian Ocean to the Mediterranean Sea via the Suez Canal.
  • It handles approximately 12% of global trade and is of high strategic and economic importance.
• Port Sudan:
  • A key Sudanese port on the Red Sea and the site of the proposed Russian naval base, offering Moscow a direct presence near critical global shipping lanes.
• Naval Base Agreement:
  • A formal defence pact allowing foreign military operations or stationing within a host country, typically involving security, economic, and diplomatic clauses.
  • In this case, it enables Russia’s long-term presence in Africa for the first time.

Tabular Summary:

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Schemes – Daily Current Affairs December 03

17. What is the main objective of Karnataka’s e-Swathu 2.0 platform launched in December 2025?
A) To provide crop insurance to rural farmers
B) To digitalise urban rental agreements
C) To manage rural properties and deliver online e-khata services
D) To regulate rural employment contracts
E) To promote organic farming
Answer: C) To manage rural properties and deliver online e-khata services

Event and Location:

• Event: Launch of e-Swathu 2.0, Karnataka’s digital platform for rural property management
• Location: Karnataka, India
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: The Government of Karnataka launched e-Swathu 2.0, a digital property system aimed at regularising 95 lakh rural properties and streamlining access to property documents like e-khata (Forms 11A and 11B).
• Objectives: To increase transparency, reduce manual intervention, enable villagers to access property services online, generate additional tax revenue, and promote ease of governance at the gram panchayat level.

Important Terms Explained:

• e-Swathu 2.0: A revamped digital platform developed by the Rural Development and Panchayat Raj Department of Karnataka to provide online property services in rural areas, including issuance of digital e-khata records.
• e-Khata: A digital record of property ownership used in Karnataka, allowing villagers to register and manage rural properties legally and transparently.
• Gandhi Gram Awards: Annual awards given to gram panchayats demonstrating excellence in rural governance, development, and citizen engagement across Karnataka’s taluks.

Tabular Summary:

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National Affairs – Daily Current Affairs December 03

18. What is the purpose of the UrPro Card discussed at the National Symposium on Naksha and LandStack?
A) To provide subsidies for urban housing
B) To track land encroachments using AI
C) To serve as a secure digital property document
D) To regulate real estate pricing
E) To replace Aadhaar for land transactions
Answer: C) To serve as a secure digital property document

Event and Location:

• Event: National Symposium on Naksha and LandStack for urban digital land reforms
• Location: Bharat Mandapam, New Delhi
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: The Department of Land Resources (DoLR), under the Ministry of Rural Development, is organizing a national symposium to advance digital transformation in urban land governance through Naksha, LandStack, and the proposed UrPro Card.
• Objectives: To promote citizen-centric, geospatial-enabled, and interoperable land systems across India by leveraging digital mapping, cloud platforms, and a federated data ecosystem aligned with the Viksit Bharat vision.

Important Terms Explained:

• Naksha: A pilot initiative using aerial surveys, geospatial feature extraction, and digital mapping to modernize urban land records across 157+ Indian cities.
• LandStack: A unified digital infrastructure for integrating all land-related data—such as cadastral maps, administrative records, and geospatial layers—into a federated, interoperable national ecosystem.
• UrPro Card: A proposed secure digital property document intended to streamline ownership, registration, mutation, and taxation processes across India, ensuring transparent and transferable urban property rights.

Tabular Summary:

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19. Which of the following products from Tamil Nadu was recently awarded the GI tag in 2025?
A) Erode turmeric
B) Bhavani jamakkalam
C) Thooyamalli rice
D) Kondapalli toys
E) Kanjeevaram silk saree
Answer: C) Thooyamalli rice

Event and Location:

• Event: Tamil Nadu adds five new products to its Geographical Indications (GI) portfolio
• Location: Tamil Nadu, India
• Date: December 3, 2025

Mandates and Objectives:

• Mandates: Five traditional products from Tamil Nadu—Woraiyur cotton sari, Kavindapadi nattu sakkarai, Namakkal soapstone cookware, Thooyamalli rice, and Ambasamudram wooden toys—have received Geographical Indication (GI) tags, taking the state’s total GI count to 74.
• Objectives: To preserve cultural heritage, promote rural artisans and farmers, legally protect unique regional products, and increase the market value and recognition of traditional Tamil Nadu crafts and agricultural products.

Important Terms Explained:

• Geographical Indication (GI) Tag: A form of intellectual property right that identifies goods as originating from a specific place, where a given quality, reputation, or characteristic is essentially attributable to its geographic origin.
• Thooyamalli Rice: A native rice variety from Tamil Nadu known for its long grains, aroma, cooking quality, and nutritional benefits, traditionally cultivated in southern districts.
• Namakkal Soapstone Cookware: Traditional stone vessels handcrafted in Namakkal, valued for slow, even cooking and cultural significance in South Indian culinary practices.

Tabular Summary:

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20. What is the full form of the recently launched GIRG initiative by the Government of India?
A) Global Index Reform Guide
B) Growth Initiative for Regional Governance
C) Global Indices for Reforms and Growth
D) Governance Indicators for Reform and Growth
E) Government Index Reform Group
Answer: C) Global Indices for Reforms and Growth

Event and Location:

• Event: India launches GIRG platform to monitor global indices and boost international rankings
• Location: India (nationwide monitoring, central coordination by NITI Aayog)
• Date: December 2, 2025 (announced in Parliament)

Mandates and Objectives:

• Mandates: The Government of India launched the Global Indices for Reforms and Growth (GIRG) platform to track and analyse 26 international indices across key governance and development sectors.
• Objectives: To improve India’s global rankings, identify data and policy gaps, align with international standards, enhance data accuracy, and drive reforms for better economic, governance, and social performance.

Important Terms Explained:

• GIRG (Global Indices for Reforms and Growth): A national platform to monitor and enhance India’s ranking in 26 global indices by improving policy frameworks, data reporting, and inter-ministerial coordination.
• DMEO (Development Monitoring and Evaluation Office): A unit under NITI Aayog responsible for overseeing and coordinating GIRG’s implementation, ensuring accurate, standardised, and timely data reporting.
• Democracy Index: An international index published by the Economist Intelligence Unit, used to assess the state of democracy in countries based on electoral processes, civil liberties, and political culture. India currently ranks 41st.

Tabular Summary:

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21. Where was the 18th Plenary Meeting of the Global Forum on Transparency and Exchange of Information for Tax Purposes held in December 2025?
A) Geneva
B) Paris
C) New Delhi
D) Nairobi
E) Jakarta
Answer: C) New Delhi

Event and Location:

• Event: 18th Plenary Meeting of the Global Forum on Tax Information Exchange
• Location: New Delhi, India
• Date: December 2–5, 2025

Mandates and Objectives:

• Mandates:
  • To review the implementation of global tax transparency standards, including Exchange of Information on Request (EOIR) and Automatic Exchange of Information (AEOI), and to foster international cooperation in tax compliance and administration.
• Objectives:
  • To strengthen global efforts against tax evasion, enhance voluntary tax compliance, encourage capacity building for developing countries, and promote fair, transparent, and inclusive tax systems globally.

Important Terms Explained:

• Global Forum on Transparency and Exchange of Information for Tax Purposes:
  • An international platform with 172 member jurisdictions working to implement standards for transparency in tax matters and prevent tax evasion.
• Automatic Exchange of Information (AEOI):
  • A system where jurisdictions automatically exchange financial account information of non-residents with their tax authorities to improve tax compliance.
• Exchange of Information on Request (EOIR):
  • A process allowing one jurisdiction to request relevant tax-related financial information from another jurisdiction when needed for investigations or audits.
• Common Reporting Standard (CRS):
  • A standard developed by the OECD for the automatic exchange of financial account information between countries.

Tabular Summary:

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Over All Review

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