Daily Current Affairs April 04

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs April 04. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing  Daily GK Updates, Current Affairs Questions, and Monthly  current affairs pdf.

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April 04 | Daily Current Affairs 2024

Important Days – Daily Current Affairs April 04

1. When was the International Mine Awareness Day first observed, and what is its primary purpose?
A) 2005, to celebrate the end of landmine use in warfare
B) 2006, to promote actions against mine activities and to support civilians from mines and explosives
C) 2007, to mark the invention of landmines
D) 2008, to raise funds for mine clearance organizations
E) 2010, to commemorate the victims of landmines
Answer: B) 2006, to promote actions against mine activities and to support civilians from mines and explosives

Event and Location:

• Event: International Mine Awareness Day.
• Location: Global observance.

Mandates and Objectives:

• To draw public attention to the dangers of mine activity and its safety hazards for civilians, primarily those affected by the remnants of war.
• To promote actions against mine activities: Encouraging efforts to clear mines and educate the public about the risks associated with landmines and unexploded ordnance (UXO).
• To support civilians affected by mines and explosives: Offering assistance and protection to those living in areas contaminated by landmines and UXO.

Important Terms Explained:

• International Committee of the Red Cross (ICRC): A humanitarian institution known for its efforts in protecting victims of international and internal armed conflicts, including those affected by landmines.
• International Mine Awareness Day: An annual observance on April 4, initiated by the United Nations General Assembly to promote mine action and assistance.

Static GK Information:

• United Nations General Assembly: The main policy-making organ of the UN, which declared April 4 as International Day for Mine Awareness and Assistance in Mine Action in December 2005.
• Erik Tollefsen: Head of the ICRC’s weapons contamination unit, highlighting the post-war threat to civilians from mines and explosives.

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Ranking – Daily Current Affairs April 04

2. Which Indian billionaire solidified their position as the wealthiest individual in India, according to Forbes’ 2024 ‘World’s Billionaires’ list, with a net worth of $116 billion?
A) Mukesh Ambani
B) Gautam Adani
C) Shiv Nadar
D) Renuka Jagtiani
E) Naresh Trehan
Answer: A) Mukesh Ambani

Event and Location:

• Event: Release of Forbes’ 2024 ‘World’s Billionaires’ list.
• Location: Global.

Mandates and Objectives:

• To identify and rank the world’s billionaires: Showcasing the surge in the number of Indian billionaires.
• Highlight the collective wealth: Reflecting the growth in total wealth held by Indian billionaires.
• Showcase new entrants: Introducing the 25 new Indian faces on the billionaires’ list.

Important Terms Explained:

• Forbes’ ‘World’s Billionaires’ list: An annual ranking that catalogs the wealthiest individuals globally based on their net worth.
• Net Worth: The total value of an individual’s financial and non-financial assets minus the total value of their liabilities.
• Landmark Group: A multinational consumer conglomerate with a significant presence in the retail sector across the Middle East, Africa, and the Indian subcontinent.

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Banking and Finance – Daily Current Affairs April 04

3. Which companies have formed a strategic partnership to offer health insurance options with monthly and annual payment choices to enhance flexibility for users?
A) PhonePe and Star Health Insurance
B) Google Pay and LIC
C) Paytm and HDFC Health Insurance
D) Bharti AXA and Amazon Pay
E) ICICI Lombard and Flipkart
Answer: A) PhonePe and Star Health Insurance

Event and Location:

• Event: Strategic partnership between PhonePe and Star Health Insurance.
• Location: India.

Mandates and Objectives:

• To enhance flexibility and convenience for users by offering health insurance options with monthly and annual payment choices.
• To increase insurance adoption and penetration in India by providing accessible insurance solutions.
• To cater to the wellness needs of digital-native demographics like Gen Z and Millennials with comprehensive health coverage.

Important Terms Explained:

• PhonePe: India’s leading fintech company and consumer payments app, known for processing a vast number of daily transactions and having a wide digital payments acceptance network.
• Star Health Insurance: India’s largest retail health insurance company, offering a wide range of health insurance products with extensive network hospitals and a significant agent network.
• Comprehensive Health Insurance policy: A health insurance policy offered by Star Health Insurance through PhonePe, covering a variety of healthcare needs, including outpatient consultations, dental and ophthalmic treatments, and more, with coverage extending up to Rs 1 crore.

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4. What is the name of the healthcare-focussed loan product launched by Canara Bank aimed at meeting the shortfall in hospitalisation expenses?
A) Canara Health Plus
B) Canara Heal
C) Canara MedLoan
D) Canara HealthCare
E) Canara HospitalCare
Answer: B) Canara Heal

Mandates and Objectives:

• To provide financial support for customers facing a shortfall in hospitalisation expenses through the Canara Heal loan scheme.
• To promote women’s financial independence and well-being through the Canara Angel savings account, offering additional benefits like cancer care policies.
• To digitize banking services for Self Help Groups (SHGs) and employees, enhancing accessibility and convenience through Canara SHG e-MONEY and Canara HRMS Mobile App.
• To innovate banking products and services, reflecting the bank’s commitment to meeting the evolving needs of its customers.

Important Terms Explained:

• Canara Heal: A healthcare-focussed loan product launched by Canara Bank to help customers cover the shortfall in hospitalisation expenses beyond their health insurance coverage.
• Canara Angel: A savings account tailored for women, offering benefits like a cancer care policy, and facilitating financial empowerment and well-being.
• Canara SHG e-MONEY: An initiative to provide digital credit to Self Help Groups, fostering financial inclusion and empowerment at the grassroots level.
• Canara HRMS Mobile App: A user-friendly mobile application for the employees of Canara Bank, aimed at streamlining HR processes and enhancing the employee experience.

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Appointments – Daily Current Affairs April 04

5. Who was sworn in for a third term as the President of Egypt, promising stability and overseeing the inauguration of Egypt’s New Administrative Capital?
A) Mohamed Morsi
B) Abdel Fattah el-Sisi
C) Hosni Mubarak
D) Anwar Sadat
E) Gamal Abdel Nasser
Answer: B) Abdel Fattah el-Sisi

Event and Location:

• Event: Abdel Fattah el-Sisi’s oath-taking for a third term as President of Egypt.
• Location: Egypt.

Mandates and Objectives:

• To provide stability and security in Egypt amidst regional unrest, particularly with the situation in neighbouring Gaza.
• To continue economic development projects, such as the New Administrative Capital, as part of el-Sisi’s vision for modernizing Egypt’s infrastructure and economy.
• To ensure the continuation of governance under el-Sisi until 2030, following constitutional amendments allowing a third term.

Important Terms Explained:

• Abdel Fattah el-Sisi: The President of Egypt, re-elected for a third term, previously serving as the country’s Minister of Defense.
• New Administrative Capital: A $58 billion megaproject aimed at decongesting Cairo and serving as a modern administrative and financial hub for Egypt.
• Constitutional amendments: Changes made under el-Sisi’s rule extending the presidential term from four to six years and increasing the maximum number of consecutive terms from two to three.

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6. Who has been appointed as the new Managing Director of Tata International, succeeding Anand Sen?
A) Rajeev Singhal
B) Noel N. Tata
C) Anand Sen
D) Natarajan Chandrasekaran
E) Cyrus Mistry
Answer: A) Rajeev Singhal

Mandates and Objectives:

• To lead Tata International into its next phase of growth: Leveraging Rajeev Singhal’s extensive experience within the Tata group to enhance the company’s global trading and distribution operations.
• To continue driving value for stakeholders: Emphasizing the importance of stakeholder value in Tata International’s operations under the new leadership.

Important Terms Explained:

• Tata International: The global trading and distribution arm of the Tata group, involved in a wide range of activities from trading, distribution, and manufacturing across various industries.
• Rajeev Singhal: The newly appointed Managing Director of Tata International, with over 36 years of experience in various capacities within the Tata group, particularly in Tata Steel.

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Awards – Daily Current Affairs April 04

7. Who was honored at the National Fame Awards 2024 for their exceptional contributions to their field, serving as an inspiration for excellence and innovation across diverse domains?
A) Dr. Karthik Kommuri
B) Dr. Anita Sengupta
C) Dr. Rajeev Varshney
D) Dr. Alok Mittal
E) Dr. Meena Chandavarkar
Answer: A) Dr. Karthik Kommuri

Mandates and Objectives:

• To celebrate excellence and innovation: Recognizing individuals who have made significant contributions to their fields.
• Inspire aspiring professionals: The achievements of awardees like Dr. Kommuri serve as motivation for others in academia, research, and beyond.
• Promote intellectual innovation: Acknowledging groundbreaking research and innovative contributions that drive progress and development.

Important Terms Explained:

• National Fame Awards: Prestigious awards established to recognize and celebrate exceptional contributions across various domains, including academia, business, entertainment, and public service.
• Dr. Karthik Kommuri: An individual recognized for exceptional contributions to his field, embodying the ethos of dedication, perseverance, and excellence.

Static GK Information:

• The concept of Excellence in Academia and Research: Embodies the pursuit of groundbreaking research, innovation, and the dissemination of knowledge, contributing to societal progress and the advancement of human understanding.

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Science and Technology – Daily Current Affairs April 04

8. Which institution recently launched the ‘Mobility and Intelligent Transportation’ (MInT) collaborative to build a global mobility digital infrastructure and develop breakthrough mobility solutions?
A) IIT Bombay
B) IIT Delhi
C) IIT Kharagpur
D) IIT Madras
E) IIT Kanpur
Answer: D) IIT Madras

Event and Location:

• Event: Launch of the ‘Mobility and Intelligent Transportation’ (MInT) collaborative.
• Location: Indian Institute of Technology Madras (IIT Madras).

Mandates and Objectives:

• To build a global mobility digital infrastructure known as the Bharat Multi-Modal Mobility Stack (BM3S).
• Develop an R&D portfolio to enhance the sector’s technological capabilities.
• Cultivate a skilled workforce to innovate breakthrough mobility solutions.
• Achieve the United Nations’ Sustainable Development Goals (SDGs) through these mobility solutions.

Important Terms Explained:

• Mobility and Intelligent Transportation (MInT) Collaborative: A global initiative by IIT Madras focusing on creating a digital infrastructure for mobility, conducting research and development, and training professionals to innovate in the field of mobility.
• Bharat Multi-Modal Mobility Stack (BM3S): The digital infrastructure that the MInT collaborative aims to co-create with industry competitors, government agencies, and academic innovators to provide holistic system solutions for mobility challenges.

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9. Which missile was successfully test-fired by India, enhancing its strategic deterrence capability with a range of 1,500 km?
A) Agni-I
B) Agni-III
C) Agni Prime
D) Agni-V
E) Agni-IV
Answer: C) Agni Prime

Event and Location:

• Event: Successful test fire of the new generation nuclear-capable ballistic missile ‘Agni Prime’.
• Location: Abdul Kalam Island off the coast of Odisha.

Mandates and Objectives:

• To enhance India’s strategic deterrence capability with a medium-range missile.
• Demonstrate reliable performance through the night launch and pre-induction trials.
• Validate the missile’s accuracy and readiness for induction into the armed forces.

Important Terms Explained:

• Agni Prime: A new generation, nuclear-capable ballistic missile with a range of 1,500 km, designed to bolster India’s strategic deterrence capability.
• Strategic Forces Command (SFC): A part of India’s Nuclear Command Authority responsible for the management and administration of the country’s tactical and strategic nuclear weapons stockpile.
• Defence Research and Development Organisation (DRDO): India’s premier agency tasked with the military’s research and development.

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International Affairs – Daily Current Affairs April 04

10. At the SCO meeting led by NSA Ajit Doval, which mechanism was supported by India to counter terror financing and improve cooperation among member states?
A) RATS SCO
B) SAARC
C) ASEAN
D) BRICS
E) G20
Answer: A) RATS SCO

Event and Location:

• Event: NSA Ajit Doval leading the Indian delegation at the SCO meeting.
• Location: Kazakhstan.

Mandates and Objectives:

• Highlight the threat of terrorism: Emphasize the need for collective action against terrorism, including combating cross-border terrorism.
• Counter the use of technology by terrorists: Specifically, the misuse of drones for smuggling weapons and drugs.
• Support for an effective cooperation mechanism: Advocacy for RATS SCO as a platform for counter-terror financing and enhancing security cooperation among SCO members.
• Concern over Afghanistan’s security situation: Stress on the need for a stable and inclusive government and the importance of humanitarian aid.

Important Terms Explained:

• Shanghai Cooperation Organisation (SCO): A Eurasian political, economic, and security alliance aimed at fostering cooperation in various domains, including security and counter-terrorism.
• Regional Anti-Terrorist Structure (RATS) of the SCO: A specialized SCO agency focused on promoting cooperation among member states to combat terrorism, separatism, and extremism.
• Cross-border terrorism: Terrorism that originates from one country and is targeted at another country.

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National Affairs – Daily Current Affairs April 04

11. Which institution launched India’s first home-grown gene therapy for cancer, named “CAR-T cell therapy”?
A) AIIMS, New Delhi
B) IIT Bombay
C) Tata Memorial Hospital
D) IIT Madras
E) Indian Institute of Science, Bangalore
Answer: B) IIT Bombay

Event and Location:

• Event: Launch of India’s first home-grown gene therapy for cancer.
• Location: Indian Institute of Technology, Bombay.

Mandates and Objectives:

• To provide an accessible and affordable cancer treatment option, named CAR-T cell therapy.
• Boost India’s capacity in innovative healthcare solutions, contributing to global health advancements.
• Showcase a successful example of the ‘Make in India’ and ‘Atmanirbhar Bharat’ initiatives through the development and launch of this therapy.
• Encourage academia-industry partnerships for healthcare innovations.

Important Terms Explained:

• CAR-T cell therapy: A groundbreaking gene therapy treatment that modifies a patient’s T-cells (a type of immune system cell) to attack cancer cells more effectively. Known for its high cost in developed nations, it’s being made affordable through India’s initiative.
• Make in India: A government initiative aimed at encouraging companies to manufacture their products in India and incentivizing dedicated investments into manufacturing.
• Atmanirbhar Bharat: A vision of the Prime Minister of India, Narendra Modi, for making India a self-reliant nation, not by cutting off from the world, but through a strategy of integrating with global supply chains through competitive and efficient production domestically.

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12. Which farm produce from the Bundelkhand region in Uttar Pradesh has been conferred the Geographical Indication (GI) tag, marking it as the first GI-tagged farm produce in the region?
A) Basmati Rice
B) Alphonso Mango
C) Kathiya Wheat
D) Darjeeling Tea
E) Kesar Mango
Answer: C) Kathiya Wheat

Event and Location:

• Event: Kathiya Wheat from the Bundelkhand region in Uttar Pradesh being conferred the Geographical Indication (GI) tag.
• Location: Bundelkhand region, Uttar Pradesh, India.

Mandates and Objectives:

• To recognize and protect indigenous farm produce: The GI tag for Kathiya Wheat acknowledges its unique characteristics and origin from the Bundelkhand region.
• To promote the indigenous brand of wheat: Enhancing the brand value of Kathiya Wheat, which is noted for its nutritional value and adaptability to harsh climatic conditions with minimal water requirements.
• To support the prosperity of local farmers: With the GI tag, Kathiya Wheat’s marketability increases, offering potential economic benefits to the farmers in the region.

Important Terms Explained:

• Geographical Indication (GI) Tag: A sign used on products that have a specific geographical origin and possess qualities or a reputation that are due to that origin.
• Kathiya Wheat: An indigenous variety of wheat from the Bundelkhand region, known for being rich in protein and gluten-free, suitable for growth in areas with limited water availability.
• NABARD: The National Bank for Agriculture and Rural Development, involved in providing financial and technical assistance for agriculture and rural development in India.

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13. Which institutions have signed an MoU to use advanced geological models for improving tunnelling project performance, aiming to reduce time and cost overruns?
A) SJVN Limited and IIT Bombay
B) NHPC Limited and IIT Delhi
C) SJVN Limited and IIT Patna
D) NTPC Limited and IIT Kharagpur
E) Reliance Industries and IIT Madras
Answer: C) SJVN Limited and IIT Patna

Event and Location:

• Event: Signing of a Memorandum of Understanding (MoU) between SJVN Limited and the Indian Institute of Technology Patna (IIT Patna).
• Location: New Delhi, India.

Mandates and Objectives:

• To utilize advanced geological models in tunneling projects to reduce time and cost overruns.
• To develop predictive analytics algorithms that use integrated geotechnical data to forecast potential risks and offer early warning systems for tunneling projects.
• To enhance the evaluation and design of support systems for tunneling projects through the evaluation of overburden and deformation relationships.

Important Terms Explained:

• SJVN Limited: A public sector undertaking involved in the generation and distribution of electricity through hydroelectric power projects.
• Indian Institute of Technology Patna (IIT Patna): One of the premier engineering institutions in India, focusing on research and development in various fields of science and technology.
• Geotechnical Data: Information collected through geological surveys, borehole data, and geophysical measurements that are crucial for the planning and execution of construction projects like tunneling.

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14. Who launched the myCGHS app for iOS devices, aimed at enhancing access to healthcare services for CGHS beneficiaries?
A) Prime Minister Narendra Modi
B) Shri Apurva Chandra
C) Shri Amit Shah
D) Smt. Nirmala Sitharaman
E) Shri Rajnath Singh
Answer: B) Shri Apurva Chandra

Mandates and Objectives:

• To enhance access to Electronic Health Records (EHRs) and other healthcare services for Central Government Health Scheme (CGHS) beneficiaries.
• To leverage technology for improving healthcare quality and accessibility, aligning with the government’s vision for digital health.

Important Terms Explained:

• myCGHS app: A mobile application developed to provide CGHS beneficiaries with convenient access to healthcare services and information.
• Central Government Health Scheme (CGHS): A health scheme by the Indian government providing comprehensive healthcare facilities to the Central Government employees, pensioners, and their dependents residing in CGHS covered cities.

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