Daily Current Affairs January 24 & 25

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs January 24 & 25. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing Daily GK Updates, Current Affairs Questions, and Monthly current affairs pdf.

TO PURCHASE OUR BANKING AWARENESS (Latest Edition) – CLICK HERE

January 24 & 25 | Daily Current Affairs 2025

Important Days – Daily Current Affairs January 24 & 25

1. When is National Girl Child Day observed in India and what is its primary purpose?
A) January 26 to promote girls in science
B) January 21 to honour female freedom fighters
C) January 24 to promote awareness about girls’ rights and education
D) February 11 to support women in STEM
E) March 8 to celebrate working women
Answer: C) January 24 to promote awareness about girls’ rights and education

Event and Location:

  • Event: Observance of National Girl Child Day 2026
  • Location: India (Nationwide)
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: National Girl Child Day is celebrated annually with awareness campaigns, educational programs, and activities in schools, colleges, and social institutions.
  • Objectives: The aim is to raise awareness about the rights, education, health, and safety of girls, while promoting gender equality and addressing issues like child marriage, female foeticide, and unequal access to resources.

Important Terms Explained:

  • Beti Bachao Beti Padhao: A government campaign launched in 2015 to address declining child sex ratio and promote education and empowerment of the girl child.
  • Sukanya Samriddhi Yojana: A small savings scheme launched in 2015 under the Beti Bachao Beti Padhao initiative aimed at ensuring financial security for a girl’s future education and marriage.
  • Ministry of Women and Child Development: The central ministry responsible for the implementation and promotion of policies related to women and children in India.

Tabular Summary:

Parameter Details
Event name National Girl Child Day 2026
Announcement date January 24, 2026
Location Nationwide (India)
Issuing authority Ministry of Women and Child Development
Policy/series name Beti Bachao Beti Padhao, Sukanya Samriddhi Yojana
Key figures Indira Gandhi (first woman PM, 1966), Smriti Irani (WCD Minister, assumed)
Purpose/reason To raise awareness about girl child rights, education, and empowerment
Feature details Awareness drives, school campaigns, discussions on gender equality
Validity or status Observed annually on January 24
Strategic/significant value Symbol of promoting gender equality and long-term national progress

2. When is the International Day of Education observed, and what is its core focus?
A) January 15 to promote women’s literacy
B) January 24 to recognize education as a human right
C) February 28 to honor educational researchers
D) March 5 to celebrate school infrastructure
E) April 12 to promote digital education
Answer: B) January 24 to recognize education as a human right

Event and Location:

  • Event: Observance of International Day of Education 2026
  • Location: Global
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: Countries worldwide observe the day through educational events, awareness drives, policy discussions, and community outreach programs.
  • Objectives: To emphasize that education is a fundamental human right, a driver of development, and a tool to reduce inequality and promote peace and sustainability.

Important Terms Explained:

  • International Day of Education: A United Nations-observed day proclaimed in 2018 and first celebrated in 2019 to promote the importance of inclusive and equitable education for all.
  • Sustainable Development Goal 4 (SDG 4): A global goal under the UN 2030 Agenda that aims to ensure inclusive, equitable, and quality education and promote lifelong learning opportunities for all by 2030.
  • United Nations General Assembly: The main deliberative body of the United Nations, responsible for declaring international observances such as the International Day of Education.

Tabular Summary:

Parameter Details
Event name International Day of Education 2026
Announcement date January 24, 2026
Location Global
Issuing authority United Nations General Assembly
Policy/series name Sustainable Development Goal 4 (SDG 4)
Key figures United Nations, Global Educators, NGOs
Purpose/reason To promote education as a fundamental right and key to global development
Feature details Seminars, campaigns, school events, policy debates on inclusive education
Validity or status Annual observance on January 24
Strategic/significant value Highlights the role of education in peace, equality, economic growth, and innovation

3. When is National Voters Day celebrated in India, and what does it commemorate?
A) January 26 to mark the first general elections
B) January 24 to honour democratic institutions
C) January 25 to mark the founding of the Election Commission of India
D) February 15 to encourage digital voting
E) March 23 to promote civic education
Answer: C) January 25 to mark the founding of the Election Commission of India

Event and Location:

  • Event: Celebration of 16th National Voters Day
  • Location: India (Nationwide)
  • Date: January 25, 2026 (Sunday)

Mandates and Objectives:

  • Mandates: National Voters Day is observed annually with voter registration camps, pledge ceremonies, educational events, and public awareness drives organized across India by the Election Commission of India and associated institutions.
  • Objectives: To promote voter awareness, increase registration among eligible citizens (especially youth), encourage active electoral participation, and strengthen India’s democratic system through informed and inclusive voting.

Important Terms Explained:

  • Election Commission of India (ECI): A constitutional authority established on January 25, 1950, responsible for conducting free and fair elections in India at national and state levels.
  • Elector Photo Identity Card (EPIC): The official photo identity card issued by the ECI to all registered voters in India, used as both voter identification and proof of registration.
  • National Voters Day: An initiative launched in 2011 by the Government of India to increase electoral awareness and participation, especially among newly eligible voters.

Tabular Summary:

Parameter Details
Event name 16th National Voters Day
Announcement date January 25, 2026
Location India
Issuing authority Election Commission of India
Policy/series name Voter Education and Electoral Participation (SVEEP) initiatives
Key figures First-time voters, youth, election officials
Purpose/reason To promote voter registration and encourage electoral participation
Feature details Pledge ceremonies, registration camps, awareness programs, distribution of EPIC cards
Validity or status Annual observance since 2011
Strategic/significant value Reinforces democratic values, voter empowerment, and legitimacy of electoral processes

4. When is National Tourism Day observed in India, and what is its main purpose?
A) January 24 to promote eco-tourism
B) January 26 to support international travel
C) January 25 to recognize tourism’s role in cultural and economic development
D) February 1 to celebrate travel bloggers
E) March 15 to highlight air connectivity
Answer: C) January 25 to recognize tourism’s role in cultural and economic development

Event and Location:

  • Event: Celebration of National Tourism Day 2026
  • Location: India (Nationwide)
  • Date: January 25, 2026 (Sunday)

Mandates and Objectives:

  • Mandates: National Tourism Day is observed through events, seminars, exhibitions, travel fairs, and awareness campaigns organized by tourism departments, cultural bodies, and educational institutions.
  • Objectives: To highlight the economic, cultural, and environmental benefits of tourism, promote sustainable travel, support local communities, and encourage citizens to explore the diverse destinations across India.

Important Terms Explained:

  • National Tourism Day: An annual observance in India on January 25 to promote tourism awareness and recognize its contribution to national growth and cultural preservation.
  • Sustainable Tourism: A travel approach that minimizes environmental impact, respects local cultures, and ensures tourism development benefits future generations.
  • Cultural Heritage: Includes monuments, art forms, festivals, and traditions that are preserved and showcased through tourism, contributing to both education and economic development.

Tabular Summary:

Parameter Details
Event name National Tourism Day 2026
Announcement date January 25, 2026
Location Nationwide, India
Issuing authority Ministry of Tourism, Government of India
Policy/series name Sustainable and Responsible Tourism Campaigns
Key figures Tourism stakeholders, local artisans, travelers, policy makers
Purpose/reason To raise awareness about the benefits and responsibilities of tourism
Feature details Cultural exhibitions, workshops, seminars, travel fairs, awareness drives
Validity or status Annual observance since post-independence era (officially promoted annually)
Strategic/significant value Strengthens national identity, boosts economy, preserves culture, promotes inclusive development

5. In which year was Vande Mataram officially recognized by the Constituent Assembly with equal status to the National Anthem, and who made the announcement?
A) 1947, Jawaharlal Nehru
B) 1950, Dr. Rajendra Prasad
C) 1937, Mahatma Gandhi
D) 1896, Rabindranath Tagore
E) 1905, Bipin Chandra Pal
Answer: B) 1950, Dr. Rajendra Prasad

Event and Location:

  • Event: India commemorates 150 years of Vande Mataram
  • Location: Nationwide observance
  • Date: 2025–2026 (150th year of composition around 1875)

Mandates and Objectives:

  • Mandates: The 150th anniversary of Vande Mataram is being observed to honour its literary, cultural, and political significance in India’s freedom movement.
  • Objectives: To highlight the evolution of Vande Mataram from a patriotic song to a unifying nationalist cry; recognize its constitutional importance; and revisit its role in mobilizing mass movements during British rule.

Important Terms Explained:

  • Vande Mataram: A patriotic hymn written by Bankimchandra Chattopadhyay around 1875, first published in his novel Anandamath in 1881, and widely used during India’s freedom struggle.
  • Anandamath: A Bengali novel set in the late 18th century, featuring the fictional Santanas who worship Bharat Mata and fight for the country’s liberation.
  • Swadeshi Movement (1905): A mass nationalist movement protesting the partition of Bengal by Lord Curzon, during which Vande Mataram became a central rallying slogan.
  • Constituent Assembly Recognition (1950): On January 24, 1950, Vande Mataram was accorded equal status to the National Anthem by Dr. Rajendra Prasad, President of the Constituent Assembly.
  • First Two Stanzas Usage (1937): To ensure inclusivity, the Congress decided that only the first two stanzas of Vande Mataram would be used in official events due to their non-sectarian nature.

Tabular Summary:

Parameter Details
Event name 150 Years of Vande Mataram
Announcement date 1875 (composition); 2025–26 marks 150th year
Location India (nationwide historical observance)
Issuing authority Constituent Assembly of India (official recognition in 1950)
Policy/series name National Heritage and Cultural Legacy of Freedom Movement
Key figures Bankimchandra Chattopadhyay, Rabindranath Tagore, Dr. Rajendra Prasad, Sri Aurobindo
Purpose/reason To honour the role of Vande Mataram in India’s freedom movement
Feature details Literary origin, mass protests, Swadeshi slogan, Congress usage, official status
Validity or status Observed in 2025–26 as a 150-year commemoration
Strategic/significant value Reinforces national unity, cultural heritage, and the role of literature in political awakening

Banking and Finance – Daily Current Affairs January 24 & 25

6. Which fintech company received NPCI approval in 2026 to enable UPI payments using RuPay credit cards, and what service did it launch?
A) Slice, Slice Pay
B) Paytm, Paytm UPI
C) ZET, ZET UPI
D) PhonePe, CreditScan
E) Jupiter, Jupiter UPI
Answer: C) ZET, ZET UPI

Event and Location:

  • Event: ZET receives NPCI TPAP approval and launches UPI payments via RuPay credit cards
  • Location: India
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: ZET has received TPAP approval from NPCI to offer UPI services through its app and has launched ZET UPI, enabling users to make UPI transactions using RuPay credit cards issued via the ZET platform.
  • Objectives: To integrate credit functionality into the UPI ecosystem, promote wider adoption of RuPay credit cards, support digital financial inclusion, and offer users more flexibility and rewards in daily transactions.

Important Terms Explained:

  • NPCI (National Payments Corporation of India): The umbrella organization for retail digital payments in India that manages UPI, RuPay, IMPS, and other systems.
  • TPAP (Third-Party Application Provider): An entity approved by NPCI to offer UPI-based services through its application, in partnership with a Payment Service Provider bank.
  • ZET UPI: A service by fintech company ZET that allows users to link RuPay credit cards and make UPI payments, scan QR codes, and pay merchants digitally.
  • RuPay Credit Card on UPI: An initiative to allow users to make UPI payments using RuPay credit cards, expanding use cases beyond debit accounts.
  • Juspay: A payments technology platform that supports secure transaction processing infrastructure for digital payment apps.

Tabular Summary:

Parameter Details
Event name NPCI approves ZET as TPAP and launch of ZET UPI
Announcement date January 24, 2026
Location India
Issuing authority NPCI (National Payments Corporation of India)
Policy/series name TPAP Approval under UPI Ecosystem
Key figures ZET, NPCI, RBL Bank, Juspay
Purpose/reason To allow UPI transactions using RuPay credit cards
Feature details UPI with credit line, scan & pay via QR, cashback & rewards integration
Validity or status Approved and operational via ZET UPI
Strategic/significant value Promotes credit-led digital payments, boosts RuPay adoption, and supports fintech-driven financial inclusion

7. Under which scheme has the RBI issued operational guidelines for interest subvention on export credit for MSMEs in 2026?
A) NIRYAT DISHA
B) Export Credit Guarantee Scheme
C) NIRYAT PROTSAHAN
D) Atmanirbhar Export Support Scheme
E) Bharat MSME Trade Finance Plan
Answer: C) NIRYAT PROTSAHAN

Event and Location:

  • Event: RBI issues operational guidelines for interest subvention on export credit under NIRYAT PROTSAHAN
  • Location: India
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: The Reserve Bank of India (RBI) has issued operational guidelines for the Interest Subvention Component of NIRYAT PROTSAHAN, part of the broader Export Promotion Mission (EPM).
  • Objectives: To provide affordable export credit to MSME exporters by offering a 7.5% interest subvention, improve liquidity, and promote greater participation of small businesses in global trade.

Important Terms Explained:

  • NIRYAT PROTSAHAN: A sub-scheme under the Export Promotion Mission (EPM) focused on improving access to affordable trade finance for MSME exporters, including interest subvention and collateral support.
  • Interest Subvention: A financial assistance mechanism in which the government or regulator reduces the effective interest rate on loans by subsidizing a portion of the interest.
  • CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises): A government trust that offers credit guarantees to MSEs to help them obtain collateral-free loans from banks.
  • Pre-shipment and Post-shipment Credit: Loans extended to exporters either before the goods are shipped (working capital) or after shipment (pending payment receipt) to ease cash flow during the trade cycle.
  • NIRYAT DISHA: A parallel EPM sub-scheme focused on non-financial enablers such as market access, branding, logistics, and trade intelligence.

Tabular Summary:

Parameter Details
Event name Operational guidelines issued for NIRYAT PROTSAHAN Interest Subvention
Announcement date January 24, 2026
Location India
Issuing authority Reserve Bank of India
Policy/series name Export Promotion Mission (EPM) – NIRYAT PROTSAHAN
Key figures RBI, CGTMSE, Ministry of MSME, DGFT
Purpose/reason To reduce borrowing costs for MSME exporters and promote global competitiveness
Feature details 7.5% interest subvention, ₹50 lakh cap per MSME in FY26, CGTMSE-backed collateral support
Validity or status Guidelines issued for FY26; applicable only to Interest Subvention Component
Strategic/significant value Strengthens MSME participation in exports, supports Atmanirbhar Bharat, deepens trade finance access

Business and Economy – Daily Current Affairs January 24 & 25

8. Which company recently received RBI approval to operate as an Offline Payment Aggregator (PA-P), and what division does it apply to?
A) PhonePe, QR Business Division
B) Paytm, Retail Wallet Division
C) Razorpay, Razorpay POS
D) Pine Labs, Soundbox Division
E) CRED, Card Pay Division
Answer: C) Razorpay, Razorpay POS

Event and Location:

  • Event: RBI grants PA-P (Offline Payment Aggregator) licence to Razorpay POS
  • Location: India
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: The Reserve Bank of India has authorized Razorpay POS, the offline payments unit of Razorpay, to operate as a Payment Aggregator – Physical (PA-P), allowing the company to facilitate secure digital payments via POS and in-store devices.
  • Objectives: To expand secure, in-store digital payment infrastructure across sectors such as retail, SMEs, and hospitality, and to provide end-to-end payment solutions under full RBI regulatory compliance.

Important Terms Explained:

  • PA-P Licence (Payment Aggregator – Physical): A regulatory licence granted by the RBI that allows entities to aggregate and process in-store digital payments using POS systems and other offline payment devices.
  • POS (Point of Sale): Hardware and software solutions used to process payments at physical locations such as stores and restaurants.
  • Soundbox Devices: Smart audio devices that provide real-time confirmation of digital payments, mainly UPI, enhancing transparency and merchant trust.
  • Razorpay: A leading Indian fintech company providing payment gateway, banking, and financial services to online and offline businesses.
  • RBI Payment Aggregator Framework: Regulatory structure by RBI to govern entities handling digital payments, ensuring security, compliance, and transparency.

Tabular Summary:

Parameter Details
Event name RBI grants PA-P licence to Razorpay POS
Announcement date January 24, 2026
Location India
Issuing authority Reserve Bank of India
Policy/series name Payment Aggregator Licensing Framework
Key figures Razorpay Co-founders: Harshil Mathur, Shashank Kumar
Purpose/reason To enable Razorpay to operate as an in-store (offline) payment aggregator
Feature details POS machines, Smart Android POS, mPOS, Soundbox devices
Validity or status Approved; active licence for offline operations
Strategic/significant value Positions Razorpay as a full-stack payment provider across online, cross-border, and offline segments

9. Which company received RBI’s in-principle approval in January 2026 to operate as a Cross-Border Payment Aggregator (PA-CB) in India?
A) Razorpay
B) Payoneer India
C) CCAvenue
D) Instamojo
E) Stripe India
Answer: B) Payoneer India

Event and Location:

  • Event: RBI grants in-principle approval to Payoneer India to operate as a Cross-Border Payment Aggregator (PA-CB)
  • Location: India
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: The Reserve Bank of India (RBI) has granted in-principle PA-CB approval to Payoneer India, allowing it to facilitate cross-border digital payments for Indian importers and exporters.
  • Objectives: To strengthen India’s cross-border digital payment infrastructure by enabling MSMEs, startups, freelancers, and exporters to seamlessly manage inward and outward international transactions via a regulated and secure fintech platform.

Important Terms Explained:

  • Payment Aggregator – Cross Border (PA-CB): A licence issued by the RBI allowing non-bank fintechs to process online international payment transactions for Indian exporters and importers.
  • Payoneer India: The Indian subsidiary of Payoneer Global, a US-based fintech company that provides international payment services to businesses, freelancers, and e-commerce sellers.
  • In-Principle Approval: A conditional regulatory nod that allows a company to start building its operational framework, subject to meeting further compliance and financial conditions.
  • Net Worth Requirements for PA-CB: RBI mandates a minimum net worth of ₹15 crore at the time of application and ₹25 crore by the end of three years to ensure operational resilience and compliance.

Tabular Summary:

Parameter Details
Event name RBI grants in-principle PA-CB approval to Payoneer India
Announcement date January 24, 2026
Location India
Issuing authority Reserve Bank of India
Policy/series name Cross-Border Payment Aggregator Guidelines
Key figures Payoneer India, MSMEs, startups, RBI
Purpose/reason To facilitate inward and outward international payments for Indian businesses
Feature details Handles cross-border payments, capped at ₹25 lakh per transaction, separate accounts for import/export
Validity or status In-principle approval granted; full licence pending
Strategic/significant value Boosts digital trade infrastructure, enhances ease of doing business globally for Indian exporters/importers

10. Which bank has partnered with HyperVerge to launch an AI-powered Video KYC solution in 2026?
A) Equitas Small Finance Bank
B) Ujjivan Small Finance Bank
C) Suryoday Small Finance Bank
D) Jana Small Finance Bank
E) ESAF Small Finance Bank
Answer: C) Suryoday Small Finance Bank

Event and Location:

  • Event: Launch of AI-powered Video KYC by Suryoday Small Finance Bank in partnership with HyperVerge
  • Location: India
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: Suryoday Small Finance Bank has launched an AI-powered Video KYC (VKYC) solution in collaboration with HyperVerge to digitize and accelerate customer onboarding.
  • Objectives: To enhance regulatory compliance, improve onboarding efficiency, boost agent productivity, and provide a secure, user-friendly digital banking experience through remote KYC processes.

Important Terms Explained:

  • Video KYC (VKYC): A digital KYC method using real-time video calls to verify a customer’s identity, replacing the need for physical verification. Approved by RBI and other regulators.
  • HyperVerge: A technology company specializing in AI-based identity verification, facial recognition, and onboarding solutions for BFSI institutions.
  • AI-Powered KYC: Integration of artificial intelligence in KYC processes to automate face matching, document reading, fraud detection, and ensure faster, error-free verification.
  • Digital Onboarding: The process of opening a bank account or onboarding customers remotely using technology without visiting a physical branch.

Tabular Summary:

Parameter Details
Event name Launch of AI-powered Video KYC (VKYC) by Suryoday SFB
Announcement date January 24, 2026
Location India
Issuing authority Suryoday Small Finance Bank in partnership with HyperVerge
Policy/series name AI-Powered VKYC Solution
Key figures Baskar Babu (Suryoday SFB), Kedar Kulkarni (HyperVerge)
Purpose/reason To digitize and accelerate customer onboarding with secure and compliant technology
Feature details AI-based face match, document verification, fraud checks, data privacy, agent productivity boost
Validity or status Active; VKYC platform launched
Strategic/significant value Enhances digital banking infrastructure, improves customer experience, and supports compliance and scalability

11. Which platform became the first TReDS platform in India to declare an interim dividend?
A) Invoicemart
B) RXIL
C) M1xchange
D) SIDBI
E) NSE India
Answer: B) RXIL

Event and Location:

  • Event: RXIL becomes India’s first TReDS platform to declare interim dividend
  • Location: India
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: Receivables Exchange of India Ltd (RXIL) announced an interim dividend of 21.6% to its shareholders, becoming the first TReDS platform in India to do so.
  • Objectives: To reflect RXIL’s strong financial performance, support MSME financing, and reinforce its position as a transparent and efficient digital receivables discounting system.

Important Terms Explained:

  • TReDS (Trade Receivables Discounting System): A digital platform that facilitates the financing of trade receivables of MSMEs from corporate buyers through multiple financiers.
  • RXIL (Receivables Exchange of India Ltd): India’s first operational TReDS platform, jointly promoted by SIDBI and NSE, offering invoice discounting services to MSMEs.
  • Interim Dividend: A dividend declared by a company before the end of its financial year, often as a sign of strong performance.

Tabular Summary:

Parameter Details
Event name RXIL declares 21.6% interim dividend
Announcement date January 24, 2026
Location India
Issuing authority Receivables Exchange of India Ltd (RXIL)
Policy/series name Trade Receivables Discounting System (TReDS)
Key figures Ketan Gaikwad (MD & CEO of RXIL)
Purpose/reason Reflect strong financial growth and support for MSMEs
Feature details ₹2.6 lakh crore in financed invoices; 57,000+ MSMEs supported
Validity or status Active; dividend declared for FY25
Strategic/significant value First TReDS platform to issue dividend; enables liquidity for MSMEs

Awards – Daily Current Affairs January 24 & 25

12. Who was awarded the Indira Gandhi Peace Prize for 2025?
A) Amina J Mohammed
B) Michelle Bachelet
C) Angela Merkel
D) Graca Machel
E) Malala Yousafzai
Answer: D) Graca Machel

Event and Location:

  • Event: Awarding of Indira Gandhi Peace Prize 2025
  • Location: New Delhi, India
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: The Indira Gandhi Memorial Trust awarded the Indira Gandhi Peace Prize 2025 to Graca Machel for her work in education, humanitarian service, and women’s empowerment.
  • Objectives: To honour individuals or organisations who have made outstanding contributions to peace, disarmament, development, and social justice globally.

Important Terms Explained:

  • Indira Gandhi Peace Prize: An annual international award instituted in 1986 to recognise significant efforts in promoting peace and development, includes ₹1 crore, a citation, and a trophy.
  • The Elders: A global group of senior leaders working on peace and human rights founded by Nelson Mandela; Graca Machel is a founding member.
  • Girls Not Brides: An international NGO co-founded by Graca Machel that works to end child marriage through advocacy and community engagement.

Tabular Summary:

Parameter Details
Event name Indira Gandhi Peace Prize 2025
Announcement date January 24, 2026
Location New Delhi, India
Issuing authority Indira Gandhi Memorial Trust
Policy/series name Indira Gandhi Prize for Peace, Disarmament and Development
Key figures Graca Machel, Shivshankar Menon (jury head)
Purpose/reason To honour global contributions in education, peace and justice
Feature details ₹1 crore, a trophy, and a citation awarded
Validity or status Announced and awarded for the year 2025
Strategic/significant value Recognises international leadership in humanitarian and development work

Science and Technology – Daily Current Affairs January 24 & 25

13. Where was India’s first integrated private satellite manufacturing unit launched in 2026, and which company is setting it up?
A) Bengaluru, ISRO
B) Hyderabad, DRDO
C) Sanand, Azista Space
D) Thiruvananthapuram, Skyroot Aerospace
E) Ahmedabad, IN-SPACe
Answer: C) Sanand, Azista Space

Event and Location:

  • Event: Launch of India’s first integrated private satellite manufacturing unit
  • Location: Khoraj, Sanand, Gujarat
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: The foundation stone was laid for the Palmnaro satellite manufacturing facility by Azista Space in Sanand, Gujarat. The facility will handle end-to-end satellite production and advanced electro-optical payloads.
  • Objectives: To promote indigenous satellite manufacturing, support the Atmanirbhar Bharat mission, reduce import dependency, encourage aerospace sector investments, and create high-skilled employment opportunities in India’s private space sector.

Important Terms Explained:

  • Azista Space: A private aerospace company focused on satellite design, manufacturing, and advanced space technology solutions.
  • Palmnaro: The name of the upcoming satellite manufacturing plant by Azista Space in Gujarat, designed for complete satellite and payload development under one roof.
  • Electro-Optical Payloads: Advanced imaging systems used in satellites for earth observation, surveillance, and remote sensing applications.
  • Atmanirbhar Bharat: A Government of India initiative promoting self-reliance across sectors including defence and space through indigenous innovation and manufacturing.
  • Private Satellite Manufacturing: Involves non-government companies establishing infrastructure to design, assemble, and test satellites, expanding India’s commercial space capabilities.

Tabular Summary:

Parameter Details
Event name Launch of India’s first integrated private satellite manufacturing unit
Announcement date January 24, 2026
Location Khoraj, Sanand, Gujarat
Issuing authority Azista Space (Private Company)
Policy/series name Palmnaro Satellite Manufacturing Facility
Key figures Arjun Modhwadia (Gujarat Minister of Science & Technology)
Purpose/reason To boost self-reliant satellite manufacturing and reduce import dependency
Feature details End-to-end satellite production, electro-optical payload development
Validity or status Foundation stone laid; plant under development
Strategic/significant value Enhances India’s private space industry, supports Make in India, attracts investment and jobs in aerospace

Defence – Daily Current Affairs January 24 & 25

14. Who launched the Military Quantum Technology Policy Framework in January 2026, and what is its primary objective?
A) General Upendra Dwivedi to promote cybersecurity
B) Admiral Dinesh Tripathi to modernize naval operations
C) CDS General Anil Chauhan to integrate quantum tech in armed forces
D) Air Marshal Ashutosh Dixit to develop quantum weapons
E) DRDO Chief to support defence exports
Answer: C) CDS General Anil Chauhan to integrate quantum tech in armed forces

Event and Location:

  • Event: Launch of Military Quantum Technology Policy Framework
  • Location: India
  • Date: January 22, 2026

Mandates and Objectives:

  • Mandates: The Military Quantum Technology Policy Framework was launched to provide a strategic roadmap for adopting quantum communication, computing, sensing, and materials across the Indian Army, Navy, and Air Force.
  • Objectives: To modernize India’s defence forces with cutting-edge quantum technologies, enhance secure communication, improve strategic planning and detection capabilities, and align defence preparedness with the National Quantum Mission for future warfare readiness.

Important Terms Explained:

  • Military Quantum Technology Policy Framework: A strategic document launched in 2026 by the Chief of Defence Staff that outlines how quantum technologies will be adopted across India’s armed forces.
  • Quantum Communication: A method of transmitting information using quantum principles, ensuring ultra-secure data transfer and military communication integrity.
  • Quantum Computing: High-performance computing using quantum bits (qubits) to solve complex defence algorithms faster than traditional systems.
  • Quantum Sensing and Metrology: Advanced measurement and detection technologies for enhanced surveillance, positioning, and battlefield awareness.
  • Quantum Materials and Devices: Development of advanced materials and devices for superior performance in defence applications, such as sensors and encrypted systems.
  • National Quantum Mission: A government initiative launched to accelerate quantum research, innovation, and deployment in India, with civil and defence collaboration.

Tabular Summary:

Parameter Details
Event name Launch of Military Quantum Technology Policy Framework
Announcement date January 22, 2026
Location India
Issuing authority Chief of Defence Staff, General Anil Chauhan
Policy/series name Military Quantum Mission Policy Framework
Key figures CDS Gen. Anil Chauhan, Gen. Upendra Dwivedi, Admiral D K Tripathi, ACM A P Singh, Air Mshl A Dixit
Purpose/reason To integrate quantum technologies into India’s defence systems
Feature details Covers quantum communication, computing, sensing, materials; joint implementation across services
Validity or status Framework launched and aligned with National Quantum Mission
Strategic/significant value Ensures defence modernisation, civil-military collaboration, and tech superiority in future wars

Schemes – Daily Current Affairs January 24 & 25

15. In which year was the Sukanya Samriddhi Yojana launched, and what is its main objective?
A) 2012 to support girl child nutrition
B) 2013 to promote girl education in rural areas
C) 2014 to provide financial aid for girl students
D) 2015 to ensure financial security for girl child’s future
E) 2016 to encourage women entrepreneurship
Answer: D) 2015 to ensure financial security for girl child’s future

Event and Location:

  • Event: 11th Anniversary of Sukanya Samriddhi Yojana
  • Location: India
  • Date: January 2026

Mandates and Objectives:

  • Mandates: Sukanya Samriddhi Yojana (SSY), launched in January 2015 under the Beti Bachao Beti Padhao initiative, enables parents to open a long-term savings account in the name of their girl child with tax-free benefits and secure returns.
  • Objectives: To promote the habit of saving for the girl child’s future, especially for her higher education and marriage, through a risk-free and tax-efficient investment option backed by the Government of India.

Important Terms Explained:

  • Sukanya Samriddhi Yojana (SSY): A government-backed small savings scheme for the girl child, offering high interest rates, tax-free returns, and long-term maturity benefits for education and marriage.
  • EEE Investment (Exempt-Exempt-Exempt): Refers to investment instruments where the investment amount, the interest earned, and the maturity proceeds are all exempt from tax.
  • Section 80C of Income Tax Act, 1961: A provision under which investments up to ₹1.5 lakh in specified instruments (like SSY) qualify for tax deductions.
  • Beti Bachao Beti Padhao: A flagship scheme launched in 2015 to address declining child sex ratio and promote the education and empowerment of girls.

Tabular Summary:

Parameter Details
Event name 11th Anniversary of Sukanya Samriddhi Yojana
Announcement date January 2026
Location India
Issuing authority Ministry of Women and Child Development
Policy/series name Beti Bachao Beti Padhao
Key figures Parents, Legal Guardians, Girl children under 10 years
Purpose/reason To encourage long-term savings for girl child’s education and marriage
Feature details 8.2% interest, tax-free returns, partial withdrawal allowed after age 18
Validity or status Active since 2015, with quarterly revised interest rates
Strategic/significant value Promotes gender-focused financial planning and women empowerment

16. Which state launched the Mukhya Mantri Sehat Yojana offering free cashless treatment up to ₹10 lakh per family?
A) Haryana
B) Punjab
C) Rajasthan
D) Delhi
E) Gujarat
Answer: B) Punjab

Event and Location:

  • Event: Launch of Mukhya Mantri Sehat Yojana for universal free healthcare
  • Location: Punjab, India
  • Date: January 2026

Mandates and Objectives:

  • Mandates: The Punjab Government launched a health insurance scheme providing free and cashless medical treatment up to ₹10 lakh per family per year, covering treatments at government and empanelled private hospitals.
  • Objectives: To ensure universal access to affordable and quality healthcare, reduce financial burden of hospitalization, and improve health outcomes for all residents of Punjab without income-based exclusion.

Important Terms Explained:

  • Mukhya Mantri Sehat Yojana: A state government health scheme launched in Punjab to provide cashless and free medical treatment up to ₹10 lakh per family per year.
  • Cashless Treatment: A hospital payment model where the government directly settles medical bills with empanelled hospitals, and patients do not pay upfront.
  • Empanelled Hospitals: Government-approved hospitals (both public and private) that are authorized to provide treatment under this scheme.

Tabular Summary:

Parameter Details
Event name Launch of Mukhya Mantri Sehat Yojana
Announcement date January 2026
Location Punjab, India
Issuing authority Government of Punjab
Policy/series name Mukhya Mantri Sehat Yojana
Key figures CM Bhagwant Mann, AAP leader Arvind Kejriwal
Purpose/reason To provide universal healthcare coverage to all residents
Feature details ₹10 lakh free cashless treatment, 2,350+ packages, 850+ empanelled hospitals
Validity or status Active; implementation has begun across the state
Strategic/significant value Reduces healthcare inequality, improves treatment access, boosts public health

National Affairs – Daily Current Affairs January 01

17. Which state signed an MoU with Starlink in 2026 to improve digital connectivity and disaster preparedness using satellite internet?
A) Kerala
B) Maharashtra
C) Tamil Nadu
D) Goa
E) Gujarat
Answer: D) Goa

Event and Location:

  • Event: MoU signed between Goa Government and Starlink for satellite internet and disaster preparedness
  • Location: Goa, India
  • Date: January 24, 2026

Mandates and Objectives:

  • Mandates: The Goa Government through its Department of Information Technology, Electronics & Communications (DITE&C) signed an MoU with Starlink, aiming to deploy satellite-based internet services to improve digital access, support emergency response, and implement smart governance initiatives.
  • Objectives: To bridge the digital divide in remote regions, enhance coastal safety and disaster resilience, boost public service delivery, and empower Goa’s digital governance by integrating advanced satellite communication solutions.

Important Terms Explained:

  • Starlink: A satellite internet constellation project by Elon Musk-led SpaceX, aimed at providing high-speed internet globally, especially in remote and underserved areas.
  • Memorandum of Understanding (MoU): A formal agreement between two or more parties outlining a strategic partnership without creating a legally binding commitment.
  • Smart Governance: Use of modern technologies such as AI, IoT, and digital communication to deliver transparent, efficient, and responsive public services.
  • DITE&C (Department of Information Technology, Electronics & Communications): The nodal body in Goa responsible for driving IT policy, e-governance, and digital infrastructure development.

Tabular Summary:

Parameter Details
Event name Goa Government signs MoU with Starlink for digital connectivity and disaster readiness
Announcement date January 24, 2026
Location Goa, India
Issuing authority Department of Information Technology, Electronics & Communications, Goa
Policy/series name Digital Infrastructure & Smart Governance Collaboration
Key figures Dr. Pramod Sawant (CM), Rohan Khaunte (IT Minister), Elon Musk (Starlink)
Purpose/reason To improve internet access in remote areas and enhance disaster response via satellite tech
Feature details Satellite internet for schools, health centers, emergency sites; capacity building; affordable plans
Validity or status MoU signed; services to be launched in phases
Strategic/significant value Boosts Goa’s digital transformation, disaster resilience, and sets model for tech-driven governance

18. Which state signed an MoU with ITBP in 2026 to launch the Swasth Seema Abhiyan aimed at improving healthcare in border villages?
A) Sikkim
B) Arunachal Pradesh
C) Uttarakhand
D) Himachal Pradesh
E) Jammu & Kashmir
Answer: C) Uttarakhand

Event and Location:

  • Event: MoU signed between Uttarakhand Government and ITBP to launch Swasth Seema Abhiyan (Healthy Border Campaign)
  • Location: Uttarakhand, India
  • Date: January 2026

Mandates and Objectives:

  • Mandates: The Uttarakhand Government and Indo-Tibetan Border Police (ITBP) signed an MoU to launch the Healthy Border Campaign, aimed at delivering primary healthcare services in 108 remote border villages of Pithoragarh, Chamoli, and Uttarkashi districts.
  • Objectives: To ensure access to integrated primary healthcare, promote digital health services via telemedicine, strengthen emergency evacuation support, and contribute to the security and stability of India’s border regions through improved citizen well-being.

Important Terms Explained:

  • Swasth Seema Abhiyan: A border healthcare initiative launched in 2026 by the Uttarakhand Government in partnership with ITBP to deliver medical services to remote and strategically important border villages.
  • ITBP (Indo-Tibetan Border Police): A Central Armed Police Force under the Ministry of Home Affairs responsible for guarding India’s border with China, and actively involved in civil aid and development efforts in border areas.
  • MI Rooms (Medical Inspection Rooms): Basic medical infrastructure at ITBP posts that will be utilized for regular health check-ups and treatments under this programme.
  • Vocal for Local: A government initiative promoting the use and procurement of locally produced goods and services to strengthen local economies and reduce import dependency.
  • Vibrant Villages Programme: A centrally sponsored scheme aimed at ensuring the development of India’s northern border villages through connectivity, livelihood, and infrastructure support.

Tabular Summary:

Parameter Details
Event name Launch of Healthy Border Campaign (Swasth Seema Abhiyan)
Announcement date January 2026
Location Border villages of Uttarakhand (Pithoragarh, Chamoli, Uttarkashi)
Issuing authority Government of Uttarakhand and ITBP
Policy/series name Swasth Seema Abhiyan (Healthy Border Campaign)
Key figures CM Pushkar Singh Dhami, Health Min. Dr. Dhan Singh Rawat, ITBP officials
Purpose/reason To provide medical access and strengthen health infrastructure in border areas
Feature details MI rooms, telemedicine, emergency evacuation, trained staff, health cards
Validity or status MoU signed; implementation in phased manner
Strategic/significant value Enhances border stability, supports rural health, aligns with Vocal for Local and Vibrant Villages vision


Over All Review

Important Days

  • National Girl Child Day is observed on January 24 every year across India.
    International Day of Education is observed globally on January 24 every year.
  • National Voters Day is celebrated annually on January 25 to commemorate the establishment of the Election Commission of India in 1950.
  • National Tourism Day is observed every year on January 25 to recognize tourism’s role in India’s development.
  • India is marking 150 years of Vande Mataram, a patriotic hymn composed by Bankimchandra Chattopadhyay around 1875.

Banking and Finance 

  • Fintech company ZET received TPAP approval from NPCI to offer UPI payments through RuPay credit cards.
  • The Reserve Bank of India has issued operational guidelines for interest subvention under the NIRYAT PROTSAHAN scheme.

Business And Economy

  • Razorpay POS has received RBI approval to operate as an Offline Payment Aggregator (PA-P).
  • The RBI has granted in-principle approval to Payoneer India to operate as a Cross-Border Payment Aggregator (PA-CB).
  • Suryoday Small Finance Bank has partnered with HyperVerge to launch an AI-powered Video KYC solution.
  • RXIL has become the first TReDS platform in India to announce an interim dividend, declaring a 21.6% payout to shareholders.

Awards 

  • Graca Machel has been awarded the Indira Gandhi Peace Prize 2025 for her lifelong work in education, child welfare, and women’s empowerment.

Science and Technology

  • India’s first integrated private satellite manufacturing unit was launched in Sanand, Gujarat in January 2026.

Defence

  • CDS General Anil Chauhan launched the Military Quantum Technology Policy Framework on January 22, 2026.

Schemes

  • Sukanya Samriddhi Yojana has completed 11 years since its launch in January 2015.
  • Punjab has launched the Mukhya Mantri Sehat Yojana to offer free and cashless medical treatment up to ₹10 lakh per family per year.

National Affairs

  • The Goa Government signed an MoU with Starlink to boost satellite-based internet connectivity and digital governance.
  • Uttarakhand signed an MoU with ITBP to launch the Swasth Seema Abhiyan for improving healthcare in 108 remote border villages.

DOWNLOAD TODAY’S CURRENT AFFAIRS PDF – CLICK HERE

You Must Also Read Daily Current Affairs January 23

Our Products

  • Current Affairs Package ( 1 Year Validity ) – Click Here

  • All in One – 1 Year Subscription – Click Here

  • Banking Awareness Video Course – Click Here

  • Insurance Awareness Video Course – Click Here