Daily Current Affairs April 22

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs April 22. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing  Daily GK Updates, Current Affairs Questions, and Monthly  current affairs pdf.

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April 22 | Daily Current Affairs 2024

Important Days – Daily Current Affairs April 22

1. What is the purpose of National Civil Service Day as observed in India?
A. To celebrate India’s independence
B. To acknowledge the contributions of the military forces
C. To honor the contributions of civil servants
D. To commemorate the founding of the civil service
E. To remember the leaders of India
Answer: C. To honor the contributions of civil servants

Event and Location:

• Event: National Civil Service Day is observed to honor the achievements and contributions of civil servants in India.
• Location: The official celebration often occurs at Vigyan Bhavan.

Mandates and Objectives:

• The day is meant to recognize and appreciate the hard work and dedication of civil servants who are essential in administering public services and ensuring the welfare of the citizens.
• It serves as a reminder of their continuous efforts to enhance living standards and ensure a good life for the people.

Important Terms Explained:

• Civil Servants: Employees of the government who are not part of the legislative, judiciary, or military sectors. They perform public duties including administration, development programs, and public service delivery.
• Vigyan Bhavan: A premier convention center in New Delhi, India, often used for major governmental and public events.

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2. What is the theme for World Earth Day in 2024?
A. Clean Water for All
B. Renewable Energy Now
C. Planet vs Plastics
D. Urban Green Spaces
E. Sustainable Agriculture
Answer: C. Planet vs Plastics

Event and Location:

• Event: World Earth Day 2024
• Location: Celebrated globally

Mandates and Objectives:

• Objective of World Earth Day 2024: To raise awareness and promote actions aimed at reducing plastic pollution as part of broader environmental conservation efforts.
• Theme of 2024: ‘Planet vs Plastics’ focuses on a commitment to drastically reduce plastic production by 2040 to improve human and planetary health.

Important Terms Explained:

• World Earth Day: An annual event dedicated to environmental protection, observed on April 22 since its inception in 1970.
• Circular Economy: An economic system aimed at minimizing waste and making the most of resources. This contrasts with a traditional linear economy, which has a ‘take, make, dispose’ model of production.
• NCPE (No Deforestation, No Peat, No Exploitation) Policy: A commitment by businesses to sustainability by ensuring their supply chains do not contribute to deforestation, peatland destruction, or exploitation.

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Sports – Daily Current Affairs April 22

3. Who won the Shanghai Grand Prix, finishing 13.7 seconds ahead of the second-place driver?
A. Lando Norris
B. Sergio Perez
C. Max Verstappen
D. Charles Leclerc
E. Lewis Hamilton
Answer: C. Max Verstappen

Event and Location:

• Event: Shanghai Grand Prix
• Location: Shanghai, China

Mandates and Objectives:

• Objective of the Race: To compete in a Formula 1 race, showcasing speed, strategy, and team coordination.
• Verstappen’s Performance: Dominated the race, maintaining a significant lead and showcasing superior vehicle handling and speed.

Important Terms Explained:

• Pole Position: The position at the front of the starting grid, awarded to the driver who achieves the fastest time in qualifying rounds.
• Safety Car: A car used in motorsports to lead the race at reduced speed to allow marshals to clear hazards safely.

Static GK Information:

• Formula 1: The highest class of international auto racing for single-seater formula racing cars sanctioned by the Fédération Internationale de l’Automobile (FIA).
• Red Bull Racing: Max Verstappen’s team, known for their competitive performance in Formula 1.

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4. Who became the youngest ever challenger for the world chess title by winning the Candidates Chess Tournament?
A. Hikaru Nakamura
B. Ian Nepomniachtchi
C. D Gukesh
D. Fabio Caruana
E. Ding Liren
Answer: C. D Gukesh

Event and Location:

• Event: D Gukesh winning the Candidates Chess Tournament to become the youngest challenger for the world chess title.
• Location: The specific city is not mentioned, but the event likely took place at a major international venue given its significance.

Mandates and Objectives:

• Objective of the Event: The Candidates Chess Tournament determines who will challenge the reigning world chess champion. D Gukesh’s win at this event sets him up as the challenger for the world title, previously held by Garry Kasparov’s record when he qualified at the age of 22.

Important Terms Explained:

• Candidates Chess Tournament: A high-level chess competition that decides who will challenge the reigning world chess champion.
• Grandmaster: The highest title a chess player can attain. Gukesh became the third youngest to earn this title at the age of 12.

Static GK Information:

• Current World Champion: Ding Liren of China, whom Gukesh will challenge in the upcoming championship match.
• Chess Grandmasters Mentioned: Viswanathan Anand, a five-time world champion and the only other Indian to win the Candidates Tournament, previously won in 2014.

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Banking and Finance – Daily Current Affairs April 22

5. What new identity has Aegon Life Insurance adopted following its takeover by Bandhan Financial Holdings?
A. Bandhan Life
B. Bharat Life
C. Aegon Bandhan Life
D. Bharat Bandhan Life
E. Bandhan Insurance
Answer: A. Bandhan Life

Event and Location:

• Event: Rebranding of Aegon Life Insurance to Bandhan Life.
• Location: The company announcement did not specify a location, but it involves corporate changes at the headquarters level.

Mandates and Objectives:

• Objective of Rebranding: To align with the new ownership under Bandhan Financial Holdings and to emphasize a renewed focus on digital innovation and expansive service delivery across India.
• Growth Strategy: Recruitment of 1,000 new employees to support an aggressive expansion plan and improve service excellence.

Important Terms Explained:

• Bandhan Financial Holdings: The new parent company of Bandhan Life, which has taken over Aegon Life Insurance, emphasizing a strong backing and financial support.
• Tagline ‘Bharat Ki Udaan, Bandhan Se’: Translates to “India’s Flight, With Bandhan,” symbolizing support and empowerment of Indian citizens’ aspirations through insurance solutions.

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6. What recent approval did fintech firm Cred receive from the Reserve Bank of India?
A. Final approval for Payment Aggregator role
B. In-principle approval for Payment Aggregator role
C. License for operating a new digital bank
D. Authorization for international transactions
E. Approval for acquiring another fintech company
Answer: B. In-principle approval for Payment Aggregator role

Event and Location:

• Event: Cred received in-principle approval from the Reserve Bank of India to operate as a payment aggregator.
• Location: Cred is based in Bengaluru, India.

Mandates and Objectives:

• Objective of the Approval: To allow Cred to facilitate and transfer funds between customers and merchants, enhancing its service offerings in the fintech sector.
• Next Steps: Cred is expected to receive the final authorization or license within six to twelve months, during which it can continue operations under the current in-principle approval.

Important Terms Explained:

• Payment Aggregator (PA): A service provider that acts as an intermediary in payment transactions, collecting payments from customers on behalf of merchants.
• In-principle Approval: An initial approval that allows the company to continue its business operations while awaiting final authorization from the regulatory body.

Static GK Information:

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7. What significant step has Airtel Payments Bank taken to align with India’s One Nation, One Card vision?
A. Launched a series of credit cards
B. Introduced a new mobile banking app
C. Launched eco-friendly NCMC enabled debit and pre-paid cards
D. Expanded their ATM network nationwide
E. Started a new digital loan service
Answer: C. Launched eco-friendly NCMC enabled debit and pre-paid cards

Event and Location:

• Event: Launch of eco-friendly NCMC enabled debit and pre-paid cards by Airtel Payments Bank.
• Location: The announcement does not specify a city, but it concerns Airtel Payments Bank’s operations across India.

Mandates and Objectives:

• Objective of the Launch: To support India’s vision of a unified payment solution (“One Nation, One Card”) and promote environmental sustainability through the use of eco-friendly materials.
• Benefits: These cards facilitate seamless, secure, and contactless payments across various services like metro, buses, and parking, enhancing user convenience and reducing environmental impact.

Important Terms Explained:

• NCMC (National Common Mobility Card): A card system promoted by the Indian government enabling payments across different transportation media and retail purchases, intended to ensure compatibility and convenience for all user segments.
• E-PVC: Environmentally-friendly PVC, used here to manufacture debit and pre-paid cards, emphasizing sustainability.

Static GK Information:

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8. What funding strategy has HDFC Bank planned to implement as approved by its board?
A. To raise Rs 60,000 crore through public equity issuance
B. To raise Rs 60,000 crore through various debt instruments
C. To sell off non-core business assets to raise funds
D. To secure a loan from international banks
E. To invest Rs 60,000 crore into new technological ventures
Answer: B. To raise Rs 60,000 crore through various debt instruments

Event and Location:

• Event: HDFC Bank’s board approval for fund raising.
• Location: The board meeting took place at the bank’s headquarters, though the specific location is not mentioned in the provided information.

Mandates and Objectives:

• Objective of Fund Raising: To secure funding through the issuance of various debt instruments such as Long-Term Bonds (for financing infrastructure and affordable housing), Perpetual Debt Instruments (part of Additional Tier I capital), and Tier II Capital Bonds. This funding is aimed at enhancing the bank’s financial base for future growth and expansion.
• Regulatory Compliance: The fund-raising plan is subject to the approval of shareholders and necessary regulatory approvals, ensuring adherence to corporate governance and regulatory standards.

Important Terms Explained:

• Debt Instruments: Financial instruments that define a financial obligation that one party has to another. HDFC Bank plans to use these instruments to raise capital, typically involving the repayment of principal and interest.
• Perpetual Debt Instruments: A type of debt instrument with no maturity date, often used by banks to raise Additional Tier 1 capital to meet Basel III requirements.

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Appointments – Daily Current Affairs April 22

9. Who has been appointed as the Director-General of the National Security Guard (NSG)?
A. Sapna Tewari
B. Daljit Singh Chawdhary
C. Nalin Prabhat
D. AN Pramod
E. Both A and B
Answer: C. Nalin Prabhat

Event and Location:

• Event: Appointment of the Director-General of the National Security Guard (NSG).
• Location: The appointment order was issued by the Personnel Ministry of India.

Mandates and Objectives:

• Objective of Appointment: To lead and manage the operations of NSG, a critical counter-terrorism force in India. Nalin Prabhat’s appointment aims to utilize his extensive experience in law enforcement to enhance NSG’s capabilities.

Important Terms Explained:

• National Security Guard (NSG): An Indian special forces unit under the Ministry of Home Affairs (MHA), primarily used for counter-terrorism purposes as well as VIP protection.
• Director-General (D-G): The highest-ranking officer in the NSG, responsible for the overall administration and operation of the force.
• Appointments Committee of the Cabinet (ACC): A committee responsible for making appointments to top positions in the Government of India.

Static GK Information:

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10. What is one of the top priorities for Ajith Kumar K.K. as the incoming CEO of Dhanlaxmi Bank?
A. To reduce non-performing assets
B. To focus on retail banking exclusively
C. To raise capital
D. To expand internationally
E. To implement new technology in banking operations
Answer: C. To raise capital

Event and Location:

• Event: Appointment of Ajith Kumar K.K. as the CEO of Dhanlaxmi Bank.
• Location: Dhanlaxmi Bank, based in Thrissur, India.

Mandates and Objectives:

• Primary Objective: Raising capital to improve the bank’s financial stability and meet regulatory requirements.
• Challenges: Kumar inherits a history of high executive turnover and the need to stabilize the bank’s financial position.

Important Terms Explained:

• Capital Adequacy Ratio (CAR): A measure of a bank’s available capital expressed as a percentage of its credit exposures. Regulated by banking standards to ensure banks can absorb a reasonable amount of loss.
• Rights Issue: A way by which a company raises additional capital by offering more shares to existing shareholders at a discounted price on a proportional basis.

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11. Who has been appointed as the Managing Director of Intel’s newly formed India region?
A. Hans Chuang
B. Santhosh Viswanathan
C. Chuang Hans
D. Abhishek Pandey
E. Irina Ghose
Answer: B. Santhosh Viswanathan

Event and Location:

• Event: Appointment of Santhosh Viswanathan as the Managing Director for Intel’s India region.
• Location: Intel’s announcement regarding the India region, part of its strategic focus within the Sales, Marketing, and Communications Group.

Mandates and Objectives:

• Objective of the Appointment: To leverage Viswanathan’s extensive experience within Intel to drive value, customer-centricity, and capitalize on business opportunities in the rapidly growing Indian market.
• Strategic Importance: The formation of a separate India region underlines Intel’s commitment to addressing specific market needs and maximizing the potential in one of the world’s fastest-growing technology markets.

Important Terms Explained:

• SMG (Sales, Marketing, and Communications Group): A segment within Intel responsible for the company’s sales operations, marketing strategies, and communication activities globally.
• MD (Managing Director): A role that involves significant responsibility over the company’s operations, strategy, and overall business success in a designated region.

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12. Who has been appointed as the new chairman of HDFC Life Insurance following Deepak Parekh’s resignation?
A. VK Viswanathan
B. Prasad Chandran
C. Keki M Mistry
D. Venkatraman Srinivasan
E. Renu Sud Karnad
Answer: C. Keki M Mistry

Event and Location:

• Event: Appointment of Keki M Mistry as the new chairman of HDFC Life Insurance.
• Location: The announcement was made through a company exchange filing.

Mandates and Objectives:

• Objective of Appointment: To fill the leadership role vacated by Deepak S Parekh, ensuring continuity in HDFC Life Insurance’s strategic and operational leadership.
• Regulatory Approval: The appointment is subject to the approval of the Insurance Regulatory and Development Authority (IRDA).

Important Terms Explained:

• Non-Executive Director: A board member without management responsibilities in the day-to-day running of the company. Keki Mistry held this position prior to becoming chairman.
• Insurance Regulatory and Development Authority (IRDA): The national agency responsible for regulating and licensing the insurance and reinsurance industries in India.

Static GK Information:

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13. Who was recently appointed as the CEO of Tata Power Delhi Distribution?
A. Gajanan Sampatrao Kale
B. TP Western Odisha
C. Tata Power Ajmer Distribution
D. BHEL Bhopal
E. Central Railway Nagpur Division
Answer: A. Gajanan Sampatrao Kale

Event and Location:

• Event: The appointment of Gajanan Sampatrao Kale as the CEO of Tata Power Delhi Distribution.
• Location: Tata Power Delhi Distribution, which operates in North Delhi, India.
  Mandates and Objectives:
• Objective of Appointment: To continue the company’s legacy of technological advancements and excellence in the power distribution sector, driving growth, fostering innovation, and delivering value to customers and stakeholders.

Important Terms Explained:

• CEO (Chief Executive Officer): The highest-ranking executive in a company, responsible for making major corporate decisions, managing the overall operations and resources of a company.
• Discom: Short for Distribution Company, involved in the post-production of electricity distribution.

Static GK Information:

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Awards – Daily Current Affairs April 22

14. What award did Deepika Soreng win at the Hockey India 6th Annual Awards 2023?
A. Best Goalkeeper of the Year
B. Asunta Lakra Award for Upcoming Player of the Year
C. Best Forward of the Year
D. Player of the Year
E. Most Valuable Player of the Tournament
Answer: B. Asunta Lakra Award for Upcoming Player of the Year

Event and Location:

• Event: Deepika Soreng receiving the Hockey India Asunta Lakra Award for Upcoming Player of the Year.
• Location: The award was given during the Hockey India 6th Annual Awards 2023 in New Delhi, India.

Mandates and Objectives:

• Objective of the Award: To recognize and motivate young talents in Indian hockey. The award acknowledges Deepika Soreng’s outstanding performances and her potential as a future star in the sport.

Important Terms Explained:

• Hockey India Asunta Lakra Award for Upcoming Player of the Year: Named after Asunta Lakra, a former captain of the Indian Women’s Hockey Team, this award honors emerging players who show significant promise and performance.
• FIH Women’s Hockey5s World Cup: An international tournament organized by the International Hockey Federation (FIH) featuring a shorter and faster variant of field hockey, known as Hockey5s.

Static GK Information:

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15. Which significant honor was recently awarded to Professor Kaushik Rajashekara?
A. Nobel Prize in Physics
B. International Fellow of the Engineering Academy of Japan
C. Lifetime Achievement Award in Engineering
D. IEEE Medal of Honor
E. Global Energy Prize
Answer: B. International Fellow of the Engineering Academy of Japan

Event and Location:

• Event: Professor Kaushik Rajashekara being elected as an International Fellow of the Engineering Academy of Japan.
• Location: University of Houston, Houston, Texas.

Mandates and Objectives:

• Objective of the Honor: To recognize Professor Rajashekara’s outstanding contributions to power conversion, electrification of transportation, and his efforts toward energy efficiency and environmental security.
• Significance of the Election: This international fellowship highlights the global impact and recognition of his scientific and technical developments in the energy sector.

Important Terms Explained:

• Engineering Academy of Japan: An esteemed institution that recognizes outstanding achievements in engineering, often honoring individuals whose work has significantly advanced their field internationally.
• PEMSEC (Power Electronics, Microgrids and Subsea Electrical Systems Centre): A research center at the University of Houston directed by Rajashekara, focusing on critical areas of power engineering.

Static GK Information:

• Professional Background: Former lead propulsion system engineer for GM’s IMPACT electric vehicle and chief technologist at Rolls-Royce Corporation.
• Awards: Received the Global Energy Prize in 2022, one of the most prestigious awards in the field of energy.

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16. Which award was Pavuluri Subba Rao recently honored with for his contributions to astronautics in India?
A. Padma Bhushan
B. Bharat Ratna
C. Aryabhatta Award
D. Shanti Swarup Bhatnagar Prize
E. Vikram Sarabhai Award
Answer: C. Aryabhatta Award

Event and Location:

• Event: Pavuluri Subba Rao receiving the Aryabhatta Award.
• Location: The specific location of the award ceremony is not mentioned, but Rao’s company, Ananth Technologies, is based in Hyderabad, India.

Mandates and Objectives:

• Objective of the Award: To recognize and honor significant contributions to the field of astronautics in India.
• Significance of Rao’s Contributions: His work includes designing and developing advanced avionics for ISRO and the Defence sector, impacting numerous space missions.

Important Terms Explained:

• Aryabhatta Award: An honor bestowed by the Aeronautical Society of India (ASI) to individuals for their outstanding lifetime achievements in astronautics.
• Avionics: Electronic systems used on spacecraft, artificial satellites, and aircraft.

Static GK Information:

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17. Which high-ranking Indian official was among the recipients of the Padma awards in 2024?
A. M Venkaiah Naidu
B. Jagdeep Dhankhar
C. Narendra Modi
D. Amit Shah
E. S Jaishankar
Answer: A. M Venkaiah Naidu

Event and Location:

• Event: Padma awards 2024 ceremony.
• Location: Rashtrapati Bhavan, New Delhi.

Mandates and Objectives:

• Objective of the Awards: To recognize and honor exceptional and distinguished service across various fields such as arts, social work, public affairs, and more.
• Significance: These awards signify national recognition of contributions to various sectors that impact the nation and its people.

Important Terms Explained:

• Padma Vibhushan: The second-highest civilian award in India, given for exceptional and distinguished service.
• Padma Bhushan: The third-highest civilian award in India, awarded for distinguished service of high order.
• Padma Shri: The fourth-highest civilian award in India, conferred for distinguished service in any field.

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Defence – Daily Current Affairs April 22

18. What is the main purpose of the Indian Navy’s ‘Poorvi Leher’ exercise conducted along the East Coast?
A. To celebrate the Indian Navy’s founding day
B. To conduct a ceremonial parade of ships
C. To test its operational readiness and maritime security capabilities
D. To initiate new recruits into maritime operations
E. To promote tourism along the East Coast
Answer: C. To test its operational readiness and maritime security capabilities

Event and Location:

• Event: ‘Poorvi Leher’ mega exercise conducted by the Indian Navy.
• Location: Along the East Coast of India.

Mandates and Objectives:

• Objective of the Exercise: To validate the Navy’s procedures and assess its preparedness in meeting maritime security challenges, emphasizing operational readiness and interoperability with other services.

Important Terms Explained:

• Operational Readiness: The state of being ready and able to perform military operations effectively.
• Interoperability: The ability of different military forces to conduct joint operations with coordination and cooperation.
• Maritime Domain Awareness: The effective understanding of anything associated with the maritime environment that could impact the security, safety, economy, or environment.

Static GK Information:

• Indian Navy: The naval branch of the Indian Armed Forces responsible for securing the nation’s maritime borders.
• Eastern Naval Command: One of the three major formations of the Indian Navy. It operates from Visakhapatnam, Andhra Pradesh.

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International Affairs – Daily Current Affairs April 22

19. What is the primary focus of the Memorandum of Understanding signed between the Department of Administrative Reforms and Public Grievances (DARPG) of India and the Ministry of Civil Service of Cambodia?
A. To enhance trade relations between India and Cambodia
B. To cooperate in the field of Human Resource Development in Civil Service
C. To increase tourism between the two countries
D. To collaborate on environmental conservation efforts
E. To establish a free trade agreement
Answer: B. To cooperate in the field of Human Resource Development in Civil Service

Event and Location:

• Event: Signing of the Memorandum of Understanding (MoU) between India’s DARPG and Cambodia’s Ministry of Civil Service.
• Location: Phnom Penh, Cambodia.

Mandates and Objectives:

• Objective of the MoU: To foster cooperation in the field of Human Resource Development in Civil Service, aimed at enhancing administrative capabilities through exchanges and capacity building.
• Duration: The MoU spans the next five years, emphasizing long-term collaboration.
  Important Terms Explained:
• Human Resource Development in Civil Service: Focuses on improving the skills, competencies, and abilities of civil servants through various training and developmental initiatives.
• Amrit Kaal Period: A term used by the Indian government, referring to a pivotal phase aiming at major developmental milestones as India approaches its 100th year of independence.

Static GK Information:

• DARPG: Department of Administrative Reforms and Public Grievances, under the Ministry of Personnel, Public Administration, and Pensions, India.
• Ministry of Civil Service, Cambodia: Government body responsible for managing and developing human resources for Cambodia’s civil service.

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National Affairs – Daily Current Affairs April 22

20. What is the primary focus of the Animation Crash Course & VFX Pipeline workshop at the 18th Mumbai International Film Festival (MIFF)?
A. To celebrate the history of Indian cinema
B. To provide networking opportunities for filmmakers
C. To train participants in animation and VFX techniques
D. To showcase award-winning films
E. To discuss the financial aspects of filmmaking
Answer: C. To train participants in animation and VFX techniques

Event and Location:

• Event: Animation Crash Course & VFX Pipeline workshop at the 18th Mumbai International Film Festival (MIFF).
• Location: NFDC, 24 Dr. Gopalrao Deshmukh Marg, Mumbai 400026.

Mandates and Objectives:

• Objective of the Workshop: To provide intensive training in animation and VFX, equipping participants with practical skills and industry knowledge to enhance their careers in the animation sector.
• Duration of the Program: Five days, from June 16th to June 20th.

Important Terms Explained:

• Animation: The technique of photographing successive drawings, models, or even puppets, to create an illusion of movement in a sequence.
• VFX (Visual Effects): Processes by which imagery is created or manipulated outside the context of a live-action shot in film making.

Static GK Information:

• NFDC: National Film Development Corporation, a central agency established to encourage high-quality Indian cinema.
• MIFF: Mumbai International Film Festival, organized by NFDC under the Ministry of Information and Broadcasting, focusing on documentaries, short films, and animation.

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Over All Review

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