Daily Current Affairs April 13 & 14

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs April 13 & 14. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing  Daily GK Updates, Current Affairs Questions, and Monthly  current affairs pdf.

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April 13 & 14 | Daily Current Affairs 2024

Important Days – Daily Current Affairs April 13 & 14

1. What is the theme of World Chagas Disease Day 2024, and why is it significant?
A. Celebrating Achievements in Vector Control
B. Reducing the Global Disease Burden through Prevention
C. Early Diagnosis and Lifelong Care
D. Strengthening Surveillance Systems for Disease Control
E. Enhancing Global Health Infrastructure
Answer: C. Early Diagnosis and Lifelong Care

Event and Location:

• Event: World Chagas Disease Day 2024
• Location: Global observance

Mandates and Objectives:

• Theme: “Early Diagnosis and Lifelong Care”
• Primary Objectives: To increase public awareness, secure greater support and funding for early diagnosis, and emphasize the importance of comprehensive follow-up care initiatives to manage Chagas disease effectively.

Important Terms Explained:

• Chagas Disease: A neglected tropical disease caused by the parasite Trypanosoma cruzi. It is often asymptomatic until the advanced stages and can become life-threatening if not treated early.
• Trypanosoma cruzi: The protozoan parasite that causes Chagas disease.
• Vectorial Transmission: The primary mode of transmission for Chagas disease, involving blood-sucking triatomine bugs.

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2. What is the primary goal of India’s National Quantum Mission (NQM) as it celebrates World Quantum Day 2024?
A. To become the leading exporter of quantum technologies
B. To develop a space-based quantum communications satellite
C. To foster a vibrant ecosystem for Quantum Technology development
D. To establish a global quantum internet connecting multiple countries
E. To solely focus on quantum cryptography for national security
Answer: C. To foster a vibrant ecosystem for Quantum Technology development

Event and Location:

• Event: Celebration of World Quantum Day 2024 and the objectives of the National Quantum Mission (NQM)
• Location: India

Mandates and Objectives:

• Objective: The NQM aims to seed, nurture, and scale up scientific and industrial R&D to create a vibrant and innovative ecosystem in Quantum Technology (QT). This includes accelerating QT-led economic growth and making India a leading nation in the development of quantum technologies and applications.

Important Terms Explained:

• Quantum Technology (QT): Encompasses various advanced fields such as quantum computing, quantum communication, quantum sensing, and quantum materials, all leveraging quantum mechanical properties like superposition and entanglement to achieve technological advancements.
• National Quantum Mission (NQM): An initiative by the Indian government to promote quantum technology development through substantial funding and research efforts, focusing on establishing thematic hubs and supporting collaborative projects.

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Ranking – Daily Current Affairs April 13 & 14

3. According to the “World Cybercrime Index”, which countries are identified as leading hubs for cybercrime activities?
A. Brazil, Mexico, and Argentina
B. Russia, Ukraine, and China
C. Australia, New Zealand, and Japan
D. India, South Africa, and Egypt
E. Canada, Germany, and France
Answer: B. Russia, Ukraine, and China

Event and Location:

• Event: Publication of the “World Cybercrime Index” identifying major hubs for cybercrime.
• Location: Global

Mandates and Objectives:

• Objective: The index aims to identify the major geographical hubs of cybercrime and the types of crimes prevalent in those regions to enhance cybercrime research and preventive measures.

Important Terms Explained:

• World Cybercrime Index: A new tool developed by researchers to assess and rank countries based on the prevalence and sophistication of cybercrimes originating from them.
• Cybercrime: Crimes conducted via the internet or other electronic means, including identity theft, data breaches, scams, and money laundering.

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4. How has Manipal Academy of Higher Education (MAHE) performed in the QS World University Rankings 2024 for the subject of Medicine compared to the previous year?
A. MAHE’s ranking in Medicine has decreased.
B. MAHE’s ranking in Medicine has remained the same.
C. MAHE’s ranking in Medicine has improved.
D. MAHE is no longer ranked in Medicine.
E. MAHE’s ranking in Medicine has not been disclosed.
Answer: C. MAHE’s ranking in Medicine has improved.

Event and Location:

• Event: Release of the QS World University Rankings 2024
• Location: Global

Mandates and Objectives:

• Objective: The QS World University Rankings aim to evaluate educational institutions globally across various subjects, providing benchmarks and insights into academic performance and improvements.

Important Terms Explained:

• QS World University Rankings: An annual publication of university rankings by Quacquarelli Symonds, recognized as one of the most influential and widely observed university measures.
• Life Sciences: A broad academic discipline that includes studies related to living organisms, such as biology, zoology, and botany.
• Medicine: This specific category within the rankings focuses on medical education and research performance of institutions.

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Banking and Finance – Daily Current Affairs April 13 & 14

5. What recent regulatory approval did Revolut receive from the Reserve Bank of India (RBI)?
A. License to operate as a commercial bank
B. In-principle approval for a Prepaid Payment Instruments (PPI) license
C. Approval to initiate public share offerings
D. Permit to operate as a private sector lender
E. Authorization to open physical bank branches
Answer: B. In-principle approval for a Prepaid Payment Instruments (PPI) license

Event and Location:

• Event: Revolut’s receipt of in-principle approval from the RBI for a PPI license
• Location: India

Mandates and Objectives:

• Objective: To allow Revolut to issue prepaid cards and wallets, enabling it to function as a domestic player in India’s financial market.

Important Terms Explained:

• Prepaid Payment Instruments (PPI): Financial instruments that facilitate the purchase of goods and services against the value stored on such instruments. These include prepaid cards and wallets.
• Reserve Bank of India (RBI): India’s central banking institution, responsible for regulating the monetary policy of the Indian rupee.

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6. Which of the following companies will be impacted by the RBI’s new licensing regime for POS operators?
A) Google
B) MSwipe
C) Amazon
D) Facebook
E) Apple
Answer: B) MSwipe

Event and Location:

• Event: The Reserve Bank of India (RBI) is planning to introduce a licensing regime for point of sales (POS) operators.
• Location: India

Mandates and Objectives:

• The licensing framework aims to ensure operational harmony and establish a level playing field between online and offline payment operators.
• The targeted entities for this new license are third-party POS operators, including prominent companies like Pine Labs, MSwipe, Paytm, and BharatPe.
• Banks and NBFCs already involved in the POS business will not be affected by this change.

Important Terms Explained:

• Point of Sales (POS): A system used in retail and hospitality businesses to complete transactions. It’s the point where a customer makes a payment to the merchant in exchange for goods or services.
• NBFC (Non-Banking Financial Company): Financial institutions that offer various banking services, but do not have a banking license.
• Payment Aggregator License: Required by businesses that want to facilitate payments between two parties through different payment methods, ensuring compliance with RBI regulations.

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Business and Economy – Daily Current Affairs April 13 & 14

7. What significant step has Ashneer Grover taken in the fintech sector with the launch of the ZeroPe app?
A. Partnership with a major technology firm for healthcare data management
B. Introduction of a digital currency for healthcare payments
C. Offering instant pre-approved medical loans through an app
D. Launching a health insurance scheme for underserved populations
E. Developing AI-driven diagnostic tools for hospitals
Answer: C. Offering instant pre-approved medical loans through an app

Event and Location:

• Event: Launch of the ZeroPe app by Ashneer Grover
• Location: India

Mandates and Objectives:

• Objective: To provide instant pre-approved medical loans of up to Rs 500,000, facilitating easier access to healthcare financing through the digital platform.

Important Terms Explained:

• ZeroPe: A fintech app developed by Third Unicorn, designed to offer medical loans. The app collaborates with Mukut Finvest to offer financial solutions directly in hospitals.
• Fintech: Refers to technology-driven financial services, here focusing on healthcare financing.
• NBFC (Non-Banking Financial Company): Financial institutions that provide banking services without meeting the legal definition of a bank.

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Acquisitions and Mergers – Daily Current Affairs April 13 & 14

8. What recent development involves MUFG and HDB Financial Services?
A. MUFG is divesting its shares in HDB Financial Services.
B. MUFG is acquiring a 20% stake in HDB Financial Services.
C. MUFG and HDB Financial Services are merging.
D. MUFG is taking a loan from HDB Financial Services.
E. HDB Financial Services is acquiring MUFG.
Answer: B. MUFG is acquiring a 20% stake in HDB Financial Services.

Event and Location:

• Event: Acquisition of a 20% stake in HDB Financial Services by MUFG.
• Location: India

Mandates and Objectives:

• Objective: MUFG’s strategic investment in HDB Financial Services aims to enhance their presence in India’s financial sector, specifically in the non-banking financial company (NBFC) segment.

Important Terms Explained:

• Shadow Banking: Refers to the collection of non-bank financial intermediaries that provide services similar to traditional commercial banks but outside normal banking regulations.
• NBFC (Non-Banking Financial Company): Financial institutions that provide certain types of banking services but do not hold a banking license. These institutions are not subject to the banking regulations and oversight by federal and state authorities adhered to by traditional banks.
• ESOP (Employee Stock Ownership Plan): A program that provides a company’s workforce with an ownership interest in the company, often at no upfront cost to the employees.

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Appointments – Daily Current Affairs April 01

9. What significant achievement did Jagjit Pavadia recently attain at the United Nations?
A. Elected as the Secretary-General of the United Nations
B. Re-elected for a third term to the International Narcotics Control Board
C. Won a Nobel Peace Prize for contributions to international drug control
D. Appointed as the head of the United Nations Development Programme
E. Became the ambassador to the United Nations for India
Answer: B. Re-elected for a third term to the International Narcotics Control Board

Event and Location:

• Event: Re-election of Jagjit Pavadia to the International Narcotics Control Board (INCB)
• Location: United Nations, New York

Mandates and Objectives:

• Objective: Jagjit Pavadia was re-elected to continue her contributions towards international narcotics control, particularly focusing on ensuring adequate drug supplies for medical uses and preventing drug diversion.

Important Terms Explained:

• International Narcotics Control Board (INCB): An independent and quasi-judicial monitoring body responsible for the implementation of the United Nations international drug control conventions.
• ECOSOC (Economic and Social Council): One of the six main organs of the United Nations responsible for promoting international economic and social cooperation and development.

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Awards – Daily Current Affairs April 13 & 14

10. What recent achievement has Dr Gagandeep Kang been recognized for in the field of global health?
A. Starting a new global health initiative at the UN
B. Receiving the John Dirks Gairdner Global Health Award
C. Developing a universal healthcare policy for India
D. Leading a worldwide campaign against childhood diseases
E. Discovering a new treatment for diarrheal diseases
Answer: B. Receiving the John Dirks Gairdner Global Health Award

Event and Location:

• Event: Dr Gagandeep Kang receiving the John Dirks Gairdner Global Health Award.
• Location: The award is presented by the Gairdner Foundation, Canada.

Mandates and Objectives:

• Objective: This award recognizes outstanding contributions in the field of global health, specifically highlighting Dr Kang’s work in childhood diarrhea diseases and vaccine development.

Important Terms Explained:

• John Dirks Gairdner Global Health Award: An annual award by the Gairdner Foundation to recognize significant global health achievements.
• Rotavirus: A virus that causes severe diarrhea, primarily in young children. It is the focus of Dr Kang’s extensive research on vaccine development.

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11. What recent recognition has Jain spiritual leader Lokesh Muni received for his volunteer service?
A. The Nobel Peace Prize
B. The Mahatma Gandhi Peace Award
C. The US Presidential Gold Volunteer Service Award
D. The United Nations Humanitarian Award
E. The Padma Bhushan Award
Answer: C. The US Presidential Gold Volunteer Service Award

Event and Location:

• Event: Awarding of the US Presidential Gold Volunteer Service Award to Lokesh Muni
• Location: US Capitol

Mandates and Objectives:

• Objective: To honor individuals who have dedicated significant volunteer service and positively impacted communities, promoting values like compassion and service.

Important Terms Explained:

• US Presidential Gold Volunteer Service Award: An award established in 2003 during President George Bush’s tenure to recognize individuals for their volunteer service, requiring a minimum of 500 hours of service.
• Ahimsa Vishwa Bharati: An organization founded by Lokesh Muni, focusing on promoting peace and non-violence.

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Science and Technology – Daily Current Affairs April 13 & 14

12. What is the significance of the successful launch of the Angara-A5 space rocket from the Vostochny Cosmodrome?
A. It is the first manned mission to Mars by Russia.
B. It demonstrates Russia’s continued reliance on the Baikonur Cosmodrome.
C. It marks the first successful test of Russia’s new heavy-lift rocket.
D. It confirms Russia’s use of international components in space technology.
E. It represents Russia’s shift to a more environmentally friendly and independent space program.
Answer: E. It represents Russia’s shift to a more environmentally friendly and independent space program.

Event and Location:

• Event: Successful test launch of the Angara-A5 space rocket
• Location: Vostochny Cosmodrome, Far East, Russia

Mandates and Objectives:

• Objective: To replace the older Proton M rocket with the Angara-A5, which uses more environmentally friendly fuel and is fully produced with Russian components, enhancing Russia’s autonomous space launch capability.

Important Terms Explained:

• Angara-A5: Russia’s new generation heavy-lift space launch vehicle, designed to be more environmentally friendly and fully constructed from Russian components.
• Vostochny Cosmodrome: A Russian spaceport located in the Far East, developed to reduce dependency on the Baikonur Cosmodrome leased from Kazakhstan.

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International Affairs – Daily Current Affairs April 13 & 14

13. What is the main purpose of the India-Uzbekistan Joint Military Exercise Dustlik?
A. To increase trade relations between India and Uzbekistan
B. To conduct competitive sports events between the two nations
C. To train for joint operations under UN mandates
D. To conduct negotiations for political alliances
E. To celebrate cultural exchanges between the two armies
Answer: C. To train for joint operations under UN mandates

Event and Location:

• Event: Fifth edition of the Joint Military Exercise Dustlik between India and Uzbekistan
• Location: Termez District, Uzbekistan

Mandates and Objectives:

• Objective: To strengthen military relations between India and Uzbekistan through joint training that focuses on sharing best practices for subconventional operations under UN mandates.

Important Terms Explained:

• Joint Military Exercise: A training operation involving military personnel from two or more countries designed to enhance military cooperation and readiness.
• Subconventional Operations: Military operations that involve tactics other than conventional warfare, which includes counter-insurgency and anti-terrorist actions.
• UN Mandate: Authorizations given by the United Nations to member states to carry out operations with specific objectives in support of the UN’s goals and missions.

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National Affairs – Daily Current Affairs April 13 & 14

14. Who is Gopichand Thotakura and what makes his upcoming space journey noteworthy?
A. An astronaut with ISRO preparing for a mission to the ISS
B. A business magnate sponsoring a new space exploration initiative
C. The first Indian tourist to travel into space
D. A scientist selected for a NASA Mars mission
E. A sports celebrity promoting space tourism
Answer: C. The first Indian tourist to travel into space

Event and Location:

• Event: Gopichand Thotakura’s journey into space as a tourist
• Location: Aboard Blue Origin’s New Shepard spacecraft

Mandates and Objectives:

• Objective: To travel beyond the Earth’s atmosphere as part of a six-person crew on the New Shepard 25 mission, marking a historic moment as the first Indian tourist in space.

Important Terms Explained:

• Blue Origin: An American privately-funded aerospace manufacturer and suborbital spaceflight services company founded by Jeff Bezos. Known for developing technologies to enable private human access to space.
• New Shepard: A reusable suborbital rocket system designed for space tourism, named after Alan Shepard, the first American in space. The system includes a crew capsule and a booster, designed to offer passengers a brief period of weightlessness.
• Embry-Riddle Aeronautical University: A renowned university specializing in aviation and aerospace, offering training and degrees pertinent to careers in these fields.

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15. What distinguishes the renewable energy park built by Adani Group in Gujarat’s Khavda region?
A. It’s the first of its kind in India
B. It’s the largest renewable energy park in the world
C. It includes a large water park for recreation
D. It is primarily powered by nuclear energy
E. It focuses only on wind energy
Answer: B. It’s the largest renewable energy park in the world

Event and Location:

• Event: Construction of the world’s largest renewable energy park
• Location: Khavda region, Gujarat, India

Mandates and Objectives:

• Objective: To generate 45 GW of electricity, primarily from solar energy, contributing significantly towards India’s target of generating 500 GW of electricity from non-fossil sources by 2030.

Important Terms Explained:

• Renewable Energy Park: A large-scale project integrating multiple renewable energy sources, such as solar and wind, to generate electricity in an environmentally sustainable manner.
• Solar Irradiation: A measure of solar power energy received on a given surface area in a given time. It is critical for optimizing the placement of solar panels.
• Wind Capacity: Refers to the maximum electrical power that can be produced under specific conditions by a wind farm.

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16. What is the primary purpose of the Man Portable Anti-tank Guided Missile (MPATGM) Weapon System developed by DRDO?
A) To increase the mobility of infantry units
B) To defeat modern armor protected Main Battle Tanks
C) To enhance aerial defense capabilities
D) To improve naval warfare efficiency
E) To support cyber warfare initiatives
Answer: B) To defeat modern armor protected Main Battle Tanks

Event and Location:

• Event: Successful trials of the indigenous Man Portable Anti-tank Guided Missile (MPATGM) Weapon System.
• Location: Trials conducted at the Pokhran Field Firing Range, Rajasthan, India.

Mandates and Objectives:

• The MPATGM is designed to meet the General Staff Qualitative Requirements of the Infantry, Indian Army.
• The primary objective of the MPATGM is to provide a portable, efficient, and effective anti-tank weapon system capable of defeating modern armored main battle tanks.

Important Terms Explained:

• Man Portable Anti-tank Guided Missile (MPATGM): A lightweight anti-tank missile system designed for use by infantry to target and destroy enemy armored vehicles and tanks.
• Tandem Warhead System: A type of warhead designed to defeat reactive armor on tanks, typically consisting of two charges: a precursor to detonate the reactive armor and a main charge to penetrate the main armor.

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