Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of  the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing  Daily GK Updates, Current Affairs Questions, and Monthly  current affairs pdf.

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February 4 | Daily Current Affairs 2021

IMPORTANT DAYS

1. World Cancer Day is observed on which date?
A) February 3
B) February 6
C) February 5
D) February 4
E) February 2
Answer: D) February 4

• World Cancer Day is celebrated every year on February 4.
• It is a global uniting initiative led by the Union for International Cancer Control (UICC).
• The theme for World Cancer Day 2021 is ‘I Am and I Will’.

History:

• World Cancer Day originated in 2000 at the first World Summit Against Cancer, which was held in Paris.
• The Day was founded by the Union for International Cancer Control (UICC) to support the goals of the World Cancer Declaration, written in 2008.
• The primary goal of World Cancer Day is to significantly reduce illness and death caused by cancer.

SPORTS

2. Rishabh Pant is related to which sports?
A) Athlete
B) Baseball
C) Volley Ball
D) Football
E) Cricket
Answer: E) Cricket

• India’s wicketkeeper-batsman Rishabh Pant has been nominated for the ICC Men’s Player of the Month award along with England skipper Joe Root and Ireland’s
  Paul Stirling.
• The 23-year-old Pant played two Tests against Australia where he scored a 97 at Sydney to ensure a draw before an unbeaten 89 at Brisbane that led India to a historic series-clinching win.
• In January, Root played two Tests against Sri Lanka, where he scored a 228 and 186 and led his team to a 2-0 Test series victory.
• The third nominee in the category, Stirling played two ODIs against the UAE and three ODIs vs Afghanistan, where he scored three centuries.

Rishabh Pant + Joe Root + Paul Stirling – The ICC Men’s Player of the Month award.

BANKING AND FINANCE

3. The RBI has imposed a how much amount penalty on Pune-based Seva Vikas Cooperative Bank Limited for non-compliance with certain directions, including for not ensuring end-use of funds lent?
A) Rs 35 lakh
B) Rs 45 lakh
C) Rs 55 lakh
D) Rs 65 lakh
E) Rs 85 lakh
Answer: C) Rs 55 lakh

• The RBI said it has imposed a Rs 55 lakh penalty on Pune-based Seva Vikas Cooperative Bank Limited for non-compliance with certain directions, including for not ensuring end-use of funds lent.
• The penalty, it said, has been imposed for non-compliance with certain directions in the ‘Master Circular – Management of Advances -UCBs’ and ‘Master Circular – Income Recognition, Asset Classification, Provisioning and Other Related Matters – UCBs’.
• The penalty has been imposed on the bank:
  (i) for not ensuring end-use of funds lent
  (ii) non-adherence to IRAC norms and
  (iii) restructuring of loan accounts with retrospective effect on grounds not valid, revealed during a scrutiny of the bank conducted by RBI during 2019.

Reserve Bank of India:
Act: Reserve Bank of India Act, 1934
Headquarters– Mumbai, Maharashtra
Governor– Shaktikanta Das
Deputy Governors– 4 (Bibhu Prasad Kanungo, Mahesh Kumar Jain, Michael Debabrata Patra, M. Rajeshwar Rao)

RBI – Impose Rs 55 lakh penalty on Pune-based Seva Vikas Cooperative Bank.

4. India launches standardised medical insurance cover for vector-borne diseases. What is the name of that cover?
A) Mashak Rakshak
B) Swachh Rakshak
C) Vaya Rakshak
D) Jan Dhan Rakshak
E) Awas Rakshak
Answer: A) Mashak Rakshak

• India’s first standardised medical insurance policy – Mashak Rakshak – for vector-borne diseases is set to be a fixed-benefit one set to offer a maximum sum assured between Rs 10000 and Rs 2 lakh on diagnosis and hospitalization for diseases such as dengue, malaria, chikungunya and Zika fever.
• Insurance Regulatory and Development Authority announced the guidelines and has asked all general and health insurance companies to offer the Mashak Rakshak to customers starting 1st April, 2021.
• The tenure of the policy has been fixed as twelve months.
• Customers will have to renew their premiums once the tenure lapses.
• Insurance companies have been allowed to specify premiums as per their assessment, however, it must be on a “pan India basis and no geographic location or zone-based pricing is allowed.”
• IRDAI last year announced a coronavirus-specific insurance cover to strengthen protection for a large section of the uninsured population exposed to the pandemic.
• Last year, IRDAI also announced standardized term life covers and health covers.

IRDAI:
Abbreviation: The Insurance Regulatory and Development Authority of India
Act: The Insurance Regulatory and Development Authority Act, 1999
Headquarters: Hyderabad, Telangana
Chairman : Subhash Chandra Khuntia

India – Standardised medical insurance cover for vector-borne diseases.

BUSINESS AND ECONOMY

5. The Unified Payment Interface recorded 2.3 billion transactions worth how much amount in January 2021?
A) Rs 1.3 trillion rupees
B) Rs 2.3 trillion rupees
C) Rs 3.3 trillion rupees
D) Rs 4.3 trillion rupees
E) Rs 5.3 trillion rupees
Answer: D) Rs 4.3 trillion rupees

• As many as 2.3 billion transactions worth Rs 4.2 trillion were recorded through Unified Payment Interface in the month of January this year, NITI Aayog CEO Amitabh Kant said.
• The Unified Payment Interface recorded 2.3 billion transactions worth Rs 4.3 trillion rupees in January 2021.
• On a Year-on-year basis, The Unified Payment Interface’s transaction value jumped 76.5 per cent; while transaction value jumped nearly 100 per cent.
• First one billion UPI transactions per month took 3 years to cross but the next billion had come in less than a year.
• UPI is a common system that powers multiple bank accounts into a mobile application, merging several banking features, seamless fund routing and merchant payments.

January 2021 – 2.3 billion transactions worth Rs 4.2 trillion recorded through UPI.

BOOKS AND AUTHORS

6. Whereabouts is authored by Jhumpa Lahiri. She won which award?
A) Oscars Award
B) Emmy Award
C) Tony Award
D) Pulitzer prize
E) Grammy Award
Answer: D) Pulitzer prize

• Pulitzer prize-winning Jhumpa Lahiri will be coming out with a new novel in April, Penguin India announced.
• The new book, titled ‘Whereabouts’, follows Lahiri’s 2013 novel ‘The Lowland’ and 2006’s ‘The Namesake’.
• Written in Italian and translated into English by Lahiri, ‘Whereabouts’ is the story of a woman protagonist and her journey through life.

‘Whereabouts’ – Jhumpa Lahiri (Author) – Penguin India (Publisher).

APPOINTMENTS

7. Google Cloud has appointed Bikram Singh Bedi as the new managing director for which country?
A) USA
B) UK
C) India
D) China
E) Japan
Answer: C) India

• Google Cloud has appointed Bikram Singh Bedi as the new managing director for India. He is taking over the role from Karan Bajwa who was elevated as chief of Google’s Asia Pacific Cloud division.

Google Cloud – Bikram Singh Bedi as India MD.

SCIENCE AND TECHNOLOGY

8. Which IIT developed LakshmanRekha, an artificial intelligence – biometric driven home quarantine management application (HQMA) for COVID-19 patients?
A) IIT Mandi
B) IIT Madras
C) IIT Hyderabad
D) IIT Kanpur
E) IIT Bombay
Answer: A) IIT Mandi

• Researchers at the Indian Institute of Technology (IIT) Mandi have developed LakshmanRekha, an artificial intelligence – biometric driven home quarantine management application (HQMA) for COVID-19 patients.
• The application uses a combination of biometric verification, geofencing, and artificial intelligence (AI), to continuously monitor and accurately detect the identity of a home quarantined person.
• In addition to the quarantine management, this application can also serve as an unbreachable mobile phone platform for normal (non-COVID) mobile users, situations like under curfew, or any national emergency, for identifying the violators or lawbreakers.
• The results of the research work are funded by the Department of Science and Technology.
• The paper has been authored by the lead scientist Aditya Nigam, assistant professor, School of Computing & Electrical Engineering, IIT Mandi, and co-investigators are professor Arnav Bhavsar along with research scholars, Daksh Thapar and Piyush Goyal of IIT Mandi, with Gaurav Jaiswal from IIT Delhi and Kamlesh Tiwari and Rohit Bhardwaj of BITS Pilani, Rajasthan.

IIT Mandi – Artificial intelligence-based monitoring application for COVID-19 patients.

INTERNATIONAL AFFAIRS

9. Which country has conducted a successful training launch of a surface-to-surface ballistic missile with range of 290 km?
A) Pakistan
B) Iran
C) Iraq
D) UAE
E) New Zealand
Answer: A) Pakistan

• The Pakistan Army announced that it has conducted a successful training launch of a surface-to-surface ballistic missile, capable of delivering nuclear and conventional warheads to a range of 290 km.
• This training launch of “Ghaznavi” missile was the culminating point of the Annual Field Training Exercise of Army Strategic Forces Command, Xinhua news agency quoted the Army’s media wing, Inter-Services Public Relations.
• Pakistan last month conducted a successful flight test of Shaheen-III surface-to-surface ballistic missile which has a range of 2,750 km.

Pakistan:
Capital: Islamabad
Currency: Rupee
President: Arif Alvi
Prime Minister: Imran Khan

Pakistan – Conduct launch of surface-to-surface ballistic missile.

NATIONAL AFFAIRS

10. The Serum Institute of India (SII) and which organisation have entered into a long-term supply agreement for the AstraZeneca/Oxford and the Novavax vaccines?
A) WADA
B) WHO
C) UNEP
D) UNDP
E) UNICEF
Answer: E) UNICEF

• The Serum Institute of India (SII) and UNICEF have entered into a long-term supply agreement for the AstraZeneca/Oxford and the Novavax vaccines, with the UN children’s agency saying it will have access to up to 1.1 billion doses of vaccines for around 100 countries.
• Oxford-AstraZeneca’s Covishield is being manufactured by Pune-based Serum Institute, and the Novavax is being produced by US-based Novavax Inc.

Serum Institute of India:
Founded: 1966
Headquarters: Pune, Maharashtra
CEO: Adar Poonawalla

UNICEF:
Abbreviation: The United Nations Children’s Fund
Founded: 1946
Headquarters: New York, United States
Head: Henrietta H. Fore

Serum Institute of India + UNICEF – Long-term supply for Covid-19 vaccines.

11. Which Organization has entered into a pact with Energy Efficiency Services Ltd for reducing its carbon footprint and improving the overall operational efficiency and profitability?
A) BDL
B) BMEL
C) CIL
D) IOCL
E) BHEL
Answer: C) CIL

• State-owned CIL has entered into a pact with Energy Efficiency Services Ltd (EESL) for reducing its carbon footprint and improving the overall operational efficiency and profitability.
• This MoU will enable EESL to help CIL reduce 10-15 per cent of its annual consumption of 4,600 million units (MU) of energy.
• Under the MoU, EESL will help CIL to conduct energy audits and undertake assignments to minimise losses on account of energy through financial energy service company (ESCO)/renewable energy service companies (RESCO) model.
• In the ESCO/RESCO model, the entire project cost shall be borne by EESL against the proposed energy savings project and the payment to EESL shall be monetised through energy savings.
• CIL and EESL will also explore business opportunities in the field of energy efficiency, electric vehicle hiring including establishment of charging stations, solar power generation, green energy building, smart energy solutions, etc.

CIL:
Abbreviation: Coal India Limited
Founded: November 1975
Headquarters: Kolkata, West Bengal
CEO: Pramod Agrawal

EESL:
Abbreviation: Energy Efficiency Services Limited
Founded: 10 December 2009
Headquarters: New Delhi, Delhi
Chairman: Rajeev Sharma

Coal India Limited + EESL – Reducing carbon footprint, improving operational efficiency.

12. Which State/UT launched the ‘Switch Delhi’ campaign to promote electric vehicles and appealed to people to buy such vehicles to combat pollution in the city?
A) Delhi
B) Jammu & Kashmir
C) Chandigarh
D) Telangana
E) Odisha
Answer: A) Delhi

• Chief Minister Arvind Kejriwal launched the ‘Switch Delhi’ campaign to promote electric vehicles and appealed to people to buy such vehicles to combat pollution in the city.
• Kejriwal said his government will hire only electric vehicles for various purposes in the next six weeks.
• In ‘Switch Delhi’ campaign, awareness will be created about benefits of electric vehicles and how it can contribute to making Delhi clean and pollution-free.
• The government has fixed an ambitious target of 25 per cent electric vehicles among total vehicle registrations in Delhi by 2024.

Delhi:
Capital: New Delhi
CM: Arvind Kejriwal
Governor: Anil Baijal

Arvind Kejriwal – ‘Switch Delhi’ campaign to promote electric vehicles.

13. Which company unveiled a leap in technology of teaming up unmanned aircraft and vehicles with manned jets similar to the US project of skyborg?
A) Lockheed Martin India Pvt Ltd
B) BrahMos Aerospace Pvt Ltd
C) Electronics Corporation of India Ltd
D) Hindustan Aeronautics Ltd
E) Bharat Dynamics Ltd
Answer: D) Hindustan Aeronautics Ltd

• Hindustan Aeronautics Limited unveiled a leap in technology of teaming up unmanned aircraft and vehicles with manned jets similar to the US project of skyborg.
• It will enhance Indian military strike capabilities.
• Teamed with a manned aircraft known as mother-ship, the unmanned aircraft will leverage autonomy to disrupt and defeat adversaries in contested environments.
• The technology named Combined Air Teaming System (CATS) will have a mother ship, operating from faraway, and four autonomous unmanned aerial vehicles known as CATS Warrior with a capacity to carry out strike stealthily entering 700 kilometres inside enemy territory.
• These unmanned aerial vehicles are capable of autonomous functions and will also have all the manoeuvring capabilities.
• HAL is also developing a high-altitude satellite system. It will be solar energised.
• This asset will be flying unmanned around 70,000 feet height for around two to three months and will be taking all the information.
• HAL is also developing high altitude asset with long endurance.
  It will be flying 50,000 feet for 24 hours and it is also part of CATS programme.

Hindustan Aeronautics Limited:
Founded: 1940
Headquarters: Bengaluru, Karnataka
Chairman & MD: R Madhavan

HAL – Launch unmanned fighter jet.

14. G Kishan Reddy introduced the Jammu and Kashmir Reorganisation (Amendment) Bill, 2021 in Rajya Sabha. The bill will replace which Bill?
A) Jammu and Kashmir Reorganisation (Amendment) Ordinance of 2021
B) Jammu and Kashmir Reorganisation (Amendment) Ordinance of 2020
C) Jammu and Kashmir Reorganisation (Amendment) Ordinance of 2018
D) Jammu and Kashmir Reorganisation (Amendment) Ordinance of 2019
E) Jammu and Kashmir Reorganisation (Amendment) Ordinance of 2022
Answer: A) Jammu and Kashmir Reorganisation (Amendment) Ordinance of 2021

• Minister of State for Home Affairs G Kishan Reddy introduced the Jammu and Kashmir Reorganisation (Amendment) Bill, 2021 in Rajya Sabha today.
• The bill will replace Jammu and Kashmir Reorganisation (Amendment) Ordinance of 2021 which merged the J & K cadre of the Indian Administrative Service, Indian Police Service, and Indian Forest Service with the Arunachal Pradesh, Goa, Mizoram, and Union Territory cadre, also known as AGMUT cadre.
• The President had promulgated the ordinance last month to amend the J&K Reorganisation Act, 2019.

Jammu and Kashmir:
Capital: Srinagar(summer), Jammu(winter)
Governor: Manoj Sinha

G Kishan Reddy – J&K Reorganisation (Amendment) Bill.

15. Which country hosts Indian Ocean Region (IOR) Defence Ministers’ Conclave on the side-lines of Aero India 2021?
A) India
B) Iran
C) Iraq
D) UAE
E) New Zealand
Answer: A) India

• India will host Indian Ocean Region (IOR) Defence Ministers’ Conclave on the sidelines of Aero India 2021.
• The broad theme of the conclave is ‘Enhanced Peace, Security and Cooperation in the Indian Ocean’.
• The event will commence with welcome address by the Defence Secretary and addresses by Defence Ministers of different Indian Ocean Region Countries.
• Defence Minister Rajnath Singh will give the concluding remarks.
• Till 30th January, 2021, there is total confirmed physical participation from 18 countries including Defence Ministers of four countries -Maldives, Comoros, Iran and Madagascar.
• The conclave is an initiative to promote dialogue in an institutional, economic and cooperative environment that can foster the development of peace, stability and prosperity in the Indian Ocean region.
• It will also address Information-sharing towards increased maritime domain awareness, maritime surveillance and co-operation, Humanitarian Assistance and Disaster Relief (HADR), Marine Pollution Response activities, Development of technologies and capabilities for harnessing marine resources.

India – Host Indian Ocean Region Defence Ministers’ Conclave.

16. Which company Limited and Mishra Dhatu Nigam Limited (MIDHANI) have signed a MoU for development and production of composite raw materials during the Aero India 2021 in Bengaluru?
A) Lockheed Martin India Pvt Ltd
B) BrahMos Aerospace Pvt Ltd
C) Electronics Corporation of India Ltd
D) Hindustan Aeronautics Ltd
E) Bharat Dynamics Ltd
Answer: D) Hindustan Aeronautics Ltd

• Hindustan Aeronautics Limited (HAL) and Mishra Dhatu Nigam Limited (MIDHANI) have signed a Memorandum of Understanding (MoU) for development and production of composite raw materials during the Aero India 2021 in Bengaluru.
• This is the first time that such an MoU has been signed for composite raw materials.
• The MoU was signed by Chairman and Managing Director, HAL Shri R Madhavan and Chairman and Managing Director, MIDHANI Dr S K Jha in the presence of other senior officials.

MIDHANI:
Abbreviation: Mishra Dhatu Nigam Limited
Founded: 1973
Headquarters: Hyderabad, Telangana
CMD: Dr S K Jha

Hindustan Aeronautics Limited:
Founded: 1940
Headquarters: Bengaluru, Karnataka
Chairman & MD: R Madhavan

HAL + MIDHANI – Develop, manufacture composite raw materials.

17. MoHUA recently entered into MoU which delivery platform with for ordering and delivery of food in India to onboard street food vendors on its food-tech platform?
A) Swiggy
B) Pizza Hut
C) Domino Pizza
D) Uber Eats
E) Zomato
Answer: E) Zomato

• As a part of Prime Minister Street Vendor’s AtmaNibhar Nidhi (PM SVANidhi) Scheme, MoHUA entered into MoU with Zomato, one of the largest online platforms for ordering and delivery of food in India, to onboard street food vendors on its food-tech platform.
• This will give street food vendors online access to thousands of consumers and help these vendors grow their businesses.
• Further, MoHUA launched the Mobile Application for PMSVANidhi se Samriddhi- Socio-economic profiling of PM SVANidhi beneficiaries and their families to link them to various Central Government Schemes.
• The MoU with Zomato was exchanged between Shri Sanjay Kumar, Joint Secretary, MoHUA and Shri Mohit Sardana, Chief Operating Officer, Zomato, in the presence of Shri Durga Shanker Mishra, Secretary, MoHUA, and officials of Zomato and Ministry.
• State Mission Directors of DAY-NULM from Bihar, Chhattisgarh, Gujarat, Madhya Pradesh, Maharashtra, and Punjab and Municipal Commissioners of Bhopal, Ludhiana, Nagpur, Patna, Raipur, Vadodra also participated in the ceremony through video conferencing facility.
• In a first of its kind initiative, MoHUA entered into an MoU with Swiggy on October 5, 2020 and it is now joining hands with Zomato to empower Street Food Vendors with digital technology and facilitate greater income earning opportunities by being present on a popular food-tech platform.
• MoHUA has coordinated with the key stakeholders including Municipal Corporations, fssai, Zomato and GST officials to ensure that street food vendors are facilitated in completing the necessary prerequisites for this initiative.
• Under the MoU, initially MoHUA and Zomato will run a pilot program by on-boarding 300 vendors across six cities namely – Bhopal, Ludhiana, Nagpur, Patna, Raipur, Vadodara.
• The street vendors will be helped with PAN and fssai registration, training on technology/ partner app usage, menu digitization and pricing, hygiene and packaging best practices.
• Upon the successful completion of the pilot, MoHUA and Zomato plan to expand this initiative across the country in phases.
• A mobile application under PMSVANidhi se Samriddhi was launched to assist city officials to conduct door to door data collection. MoHUA launched the program PMSVANidhi se Samriddhi—socio-economic profiling of PM SVANidhi beneficiaries and their families in 125 select cities, on 4th January 2021, as an additional component of PMSVANidhi Scheme.
• This mobile application is available on Google Play store.
• The application will enable ULB field functionaries to conduct the socio-economic profiling activity even without any internet connection as well.
• Quality Council of India- implementing partner for this program, partnered with MoHUA to develop this mobile application.

Housing and Urban Affairs, Civil Aviation:
Minister: Hardeep Singh Puri
Constitency: Rajaya sabha MP, Uttar Pradesh

MOHUA + Zomato – Take Street Food Vendors Online.

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