Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of  the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.,

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing  Daily GK Updates, Current Affairs Questions, and Monthly  current affairs pdf.

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December – 14 | Daily Current Affairs 2020

IMPORTANT DAYS

1. National Energy Conservation Day is observed on which date?
A) December 11
B) December 14
C) December 12
D) December 13
Answer: B) December 14

• Energy Conservation Day is observed every year on December 14.
• The day focuses on making people aware of global warming and climate change and promotes efforts towards saving energy resources.
• In India Energy Conservation Act was implemented by the Energy Efficiency Bureau (BEE) in 2001.
• Energy Efficiency Bureau (BEE) is a constitutional body which works under the Government of India and helps in the development of policies and strategies to reduce the use of energy.

SPORTS

2. Who won Abu Dhabi Grand Prix?
A) Lewis Hamilton
B) Alex Albon
C) Valtteri Bottas
D) Max Verstappen
Answer: D) Max Verstappen

Top three players are,
1-Max Verstappen -Red Bull- Belgium
2-Valtteri Bottas- Mercedes -Finland
3-Lewis Hamilton- Mercedes- UK

OBITUARY

3. Ambrose Dlamini passed away. He was Prime Minister of which country?
A) The Philippines
B) Iceland
C) Poland
D) Eswatini
Answer: D) Eswatini
Eswatini Prime Minister Ambrose Dlamini died after contracting Covid-19, the first world leader to succumb to the disease.
Ambrose Dlamini – Eswatini Prime Minister.
Eswatini:
Capital: Mbabane, Lobamba
Currency: Swazi lilangeni

RANKING

4. What is the rank of India in Climate Change Performance Index 2020?
A) 6
B) 7
C) 8
D) 10
Answer: D) 10

Top performers are,
1. Not Achieved
2. Not Achieved
3. Not Achieved
4. Sweden
5. UK
6. Denmark
10. India       

                                                                                                                                        5. Which country is topped in ICC Men’s Test Team Rankings?
A) Australia
B) England
C) India
D) New Zealand
Answer: A) Australia
Top three performers are,
1. Australia
2. New Zealand
3. India

BANKING AND FINANCE

6. Which Insurance company launches India’s first Open API Gateway for Insurance products?
A) Bajaj Allianz General Insurance
B) Edelweiss General Insurance
C) SBI General Insurance
D) Bharti AXA General Insurance
Answer: B) Edelweiss General Insurance

• Edelweiss General Insurance (EGI), India’s first cloud-native insurer, has launched a first of its kind, Open API (Application Programming Interface) Gateway, to facilitate complete digital collaboration with its business partners.
• With this Gateway, EGI’s authorized partners can easily integrate their systems with the company’s robust technology platform, which will help further reinforce EGI’s linkages with both customers and partners.

Edelweiss General Insurance:
Headquarters: Mumbai, Maharashtra
MD & CEO : Shanai Ghosh
Edelweiss General Insurance – India’s first Open API Gateway for Insurance products.

7. The Reserve Bank of India has decided to set up an Automated Banknote Processing Centre (ABPC) in which place for receipt, storage and dispatch of currency notes?
A) Chennai, Tamil Nadu
B) Jaipur, Rajasthan
C) Bangaluru, Karnataka
D) Mumbai, Maharashtra
Answer: B) Jaipur, Rajasthan

• With a view to effectively deal with increasing circulation of banknotes, the Reserve Bank of India (RBI) has decided to set up an Automated Banknote Processing Centre (ABPC) in Jaipur for receipt, storage and dispatch of currency notes.
• The functions of the ABPC will also include processing of banknotes received from currency chests (CCs) and bank branches, and destruction of soiled banknotes in an automated manner.

RBI – set up centre in Jaipur for receipt, storage and dispatch of notes.
Reserve Bank of India:
Headquarters– Mumbai, Maharashtra
Governor– Shaktikanta Das
Deputy Governors– 4 (Bibhu Prasad Kanungo, Mahesh Kumar Jain, Michael Debabrata Patra, M. Rajeshwar Rao)

8. Reserve Bank of India has made Real-Time Gross Settlement (RTGS) money transfer facility operational round-the-clock. What is the minimum amount of RTGS System?
A) Rs. 1 Lakh
B) Rs. 10 Lakhs
C) Rs. 5 Lakhs
D) Rs. 2 Lakhs
Answer: D) Rs. 2 Lakhs

• Reserve Bank of India has made Real-Time Gross Settlement (RTGS) money transfer facility operational round-the-clock.
• The RTGS system is meant for high-value transactions, on a real-time basis. The minimum amount that can be remitted through RTGS is 2 lakh rupees and there is no maximum limit.
• NEFT handles fund transfers up to 2 lakh rupees and such transactions are usually executed in a couple of hours.
• RBI has also decided to increase the limit for contactless card transactions to 5,000 rupees from 2,000 at Point of Sale (PoS) terminals from January 1 in view of the COVID-19 pandemic and feedback from stakeholders.

RBI – Round the clock RTGS Money transfer facility becomes operational.
Reserve Bank of India:
Headquarters– Mumbai, Maharashtra
Governor– Shaktikanta Das
Deputy Governors– 4 (Bibhu Prasad Kanungo, Mahesh Kumar Jain, Michael Debabrata Patra, M. Rajeshwar Rao)

BUSINESS AND ECONOMY

9. Which company has joined hands with actor Sonu Sood to digitally and financially empower onecrore rural entrepreneurs?
A) PayPoint
B) PayPal
C) PayU
D) Spice Money
Answer: D) Spice Money
Sonu Sood + Spice Money = empower one crore rural entrepreneurs.

APPOINTMENTS

10. Sanmoy Chakrabarti is appointed of the Chief Risk Officer (CRO) of which bank replaces Jimmy Tata?
A) Karur Vyasa Bank
B) Lakshmi Vilas Bank
C) HDFC Bank
D) ICICI Bank
Answer: C) HDFC Bank                                                                                        Sanmoy Chakrabarti – CRO of HDFC Bank – replaces Jimmy Tata.                    HDFC Bank:
Hq: Mumbai , Maharashtra
Tagline : We Understand Your World
CEO : Sashidhar Jagdishan

INTERNATIONAL AFFAIRS

11. Which country successfully test launches heavy lift space rocket after long hiatus?
A) Russia
B) UAE
C) Iran
D) Iraq
Answer: A) Russia

• Russia successfully test launched its heavy lift Angara A5 space rocket after a six-year hiatus in a project.
• First test-launched in 2014, it is being developed to replace the Proton M as Russia’s heavy lift rocket, capable of carrying payloads bigger than 20 tonnes into orbit.
• A launch pad for the new rocket is due to open in 2021.

Russia – successfully test launch heavy lift space rocket after long hiatus.

Russia:                                                                                          Capital :Moscow
Currency : Russian Ruble

NATIONAL AFFAIRS

12. Tamil Nadu government signed how many MoUs worth Rs 19,955 crore with an employment potential of 26,509 persons?
A) 14
B) 18
C) 13
D) 16
Answer: B) 18

• Tamil Nadu government on Monday signed 18 MoUs worth Rs 19,955 crore with an employment potential of 26,509 persons. Companies which signed the MoU include the Crown Group Of Companies, representing a Russian defence organisation, Ola Electric and Mahindra CIE among others.
• The MoUs were signed in the presence of Tamil Nadu Chief Minister K Palaniswami.
  Ola Electric will invest Rs 2,354 crore, Torrent Gas – Rs 5,000 crore, First Solar – Rs 4875 crore, SSEM – Rs 2,500 crore, Crown – Rs 2,500 crore, Tata Group’s Voltas – Rs 1,001 crore and Mylan – Rs 350 crore among others.
• The State government also signed memorandums of understanding (MoUs) for 24 projects worth ₹24,248 crore, foundation stones laid and project inaugurations done. These projects are likely to create 54,218 jobs.

Tamil Nadu – sign 18 MoUs worth Rs 19,955 cr, projects to create 26,500 jobs.
Tamil Nadu:
Capital : Chennai
CM : Edappadi K. Palaniswami
Governor : Banwarilal Purohit

13. Which state launched ‘Amma’ mini clinics to provide free medical services to the poor?
A) Tamil Nadu
B) Uttar Pradesh
C) Nagaland
D) Madhya Pradesh
Answer: A) Tamil Nadu

Tamil Nadu CM – launch ‘Amma mini clinics’ for poor.
Tamil Nadu:
Capital : Chennai
CM : Edappadi K. Palaniswami
Governor : Banwarilal Purohit

14. Which edition of India Water Impact Summit by the National Mission for Clean Ganga (NMCG) and the Center for Ganga River Basin Management and Studies (cGanga)?
A) 4th
B) 5th
C) 7th
D) 6th
Answer: B) 5th

• A session on Digital Water was organised as a part of the 5th India Water Impact Summit by the National Mission for Clean Ganga (NMCG) and the Center for Ganga River Basin Management and Studies (cGanga).
• This year’s Summit is based on the concept of “Arth Ganga” – river conservation synchronised development Niti Aayog CEO Amitabh Kant virtually briefed the concept of river conservation.
• During the summit Norwegian Institute of Bioeconomy Research signs MOU with cGanga (think-tank of NMCG) for development of sludge management framework in India.

NMCG + cGanga = Organised 5th India Water Impact Summit.

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