Daily Current Affairs April 20

Dear Champions, as you all know that a lot of competitive exams have been notified consequently. Candidates have to prepare themselves according to the level of competition and expectation of the Recruitment board. Regarding that one of the most important topic is Daily Current Affairs April 20. Current Affairs in the form of contemporary events of national & international play a crucial role in almost every competitive exams like Banking, Insurance, SSC, UPSC, TNPSC, Railway etc.

Current affairs are the most dynamic yet scoring among all sections and need to be prepared from the right source. Here, we cafunsta team, providing  Daily GK Updates, Current Affairs Questions, and Monthly  current affairs pdf.

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April 20| Daily Current Affairs 2023

Important Days – Daily Current Affairs April 20

1. When is UN Chinese Language Day observed annually?
A) January 1
B) March 8
C) April 20
D) May 15
E) September 21
Answer: C) April 20

• UN Chinese Language Day is observed annually on April 20.
• The event was established by the UN Department of Public Information in 2010.
• The first Chinese Language Day was celebrated in 2010 on the 12th of November, but since 2011 the date has been the 20th of April, roughly corresponding to Guyu in the Chinese calendar.
• 2023 – 13th edition.
• Theme – “Chinese wisdom for a green world”.

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Sports – Daily Current Affairs April 20

2. When is the Global Chess League (GCL) scheduled to take place?
A) June 21 to July 2, 2023
B) July 21 to August 2, 2023
C) August 21 to September 2, 2023
D) September 21 to October 2, 2024
E) June 21 to July 2, 2023
Answer: E) June 21 to July 2, 2023

• The first edition of Global Chess League (GCL), a joint venture by world body FIDE and Tech Mahindra, unveiled its official logo, which resembles a chess board with 64 squares.
• GCL is the world’s largest and first-ever league-styled chess tournament set to take place from June 21 to July 2, 2023.
• GCL will feature six teams with six players each, including a minimum of two female players and one icon player per side.

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Banking and Finance – Daily Current Affairs April  20

3. Which Indian organization has granted in-principle approval to Emkay Global Financial Services for launching its mutual fund business?
A) RBI
B) SEBI
C) IRDAI
D) IFSCA
E) IBA
Answer: B) SEBI

• Emkay Global Financial Services has received in-principle approval from the Securities and Exchange Board of India (SEBI) for launching mutual fund business.
• Founded in 1995, Emkay Global Financial Services offers services such as institutional equity, portfolio management services, wealth management, investment banking and global investing.

In Prime Finserv recognised as Non-Banking Financial Company by Reserve Bank of India

• Bangalore-based InPrime Finserv (legal name – STK credit private limited), a financial services start-up catering to the informal economy, has received a Certificate of Registration (COR) from the Reserve Bank of India (RBI) to operate as a Non-Banking Financial Company (NBFC)
• With this license, InPrime joins an exclusive group of startups that have received approval from the RBI to build a lending business, achieving this feat in less than five months.

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4. Which agri fintech start-up has Federal Bank partnered with to scale and expand its agri lending portfolio in Tamil Nadu?
A) AgroZilla
B) FarmBee
C) KiVi
D) AgroEase
E) Agritech Solutions
Answer: C) KiVi

• Federal Bank has entered into a Banking Correspondent agreement with Chennai-based KiVi, an agri fintech start-up operated by Agrosperity Tech Solutions, with a view to scaling and expanding its agri lending portfolio in Tamil Nadu.
• Federal Bank launched the instant KCC platform in September 2022. Claimed to be the first of its kind in agriculture lending, it offers farmers convenience and turnaround time.
• It aims at providing small-value loans to small and marginal farmers, and is designed to facilitate efficient credit flow to underserved rural populations.
• KiVi is led by a team with a track record in rural lending and agri commodity trade and is co-incubated by IIT Madras Incubation Cell, the Reserve Bank Innovation Hub and Indigram Labs.

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5. Which bank secured the 1st rank as per the EASE Reforms Index for Q3 FY 2022-23?
A) HDFC Bank
B) ICICI Bank
C) Axis Bank
D) Union Bank of India
E) State Bank of India
Answer: D) Union Bank of India

• Union Bank of India, for the first time, secures 1st rank as per the report on EASE Reforms Index for Q3 FY 2022-23 published by Indian Banks’ Association (IBA).
• Enhanced Access & Service Excellence (EASE) is an initiative by the DFS (GOI) as part of the PSB Reforms Agenda and is currently under its fifth iteration which focuses on Enhanced Digital experience, Data – driven, Integrated and Inclusive Banking
• The EASE Next program’s EASE 5.0 ‘Common reforms agenda’, developed for Public Sector Banks (PSBs), was launched via video-conferencing by Ms. Nirmala Sitharaman, Minister of Finance and Corporate Affairs, in New Delhi on June 8.
• It has 5 themes.

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6. What is the name of the home loan campaign launched by Karnataka Bank?
A) KBL Centenary Mahotsav
B) KBL Home Loan Bonanza
C) KBL Dream Home Offer
D) KBL Home Loan Fest
E) KBL Home Loan Mela
Answer: A) KBL Centenary Mahotsav

• Karnataka Bank has launched a special home loan campaign — ‘KBL Centenary Mahotsav’ — from April 17 to July 17.
• Under the KBL Centenary Mahotsav campaign, customers can avail Horne loan with discount in upfront fee, attractive rate of interest starting from 8.75%, Nil processing charges for Horne loan and other benefits.
• Karnataka Bank operates as a private sector bank. Its products and services include current account, demand, time, cumulative, cash certificates, insurance linked savings bank deposits, resident foreign currency accounts and senior citizens deposit schemes.

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Appointments – Daily Current Affairs April 20

7. Who has been appointed as the Deputy Managing Director of HDFC Bank?
A) Bhavesh Zaveri
B) Kaizad Bharucha
C) Aditya Puri
D) Paresh Sukthankar
E) Sashidhar Jagdishan
Answer: B) Kaizad Bharucha

• HDFC Bank has appointed Kaizad Bharucha as the Deputy Managing Director and Bhavesh Zaveri as the Executive Director of the bank for a period of 3 years, effective from April 19.
• The board of HDFC Bank had, on November 24, 2022, recommended the names of Bharucha and Zaveri to the Reserve Bank of India (RBI) for appointment to the board.

Kaizad Bharucha:

• Kaizad Bharucha is a career banker with experience of over 35 years. He has been with the bank since 1995
• In his role as Executive Director, Bharucha was responsible for wholesale banking covering areas of corporate banking, PSUs, capital and commodities markets, financial institutions, custody, mutual funds, global capability centre and financial sponsors coverage.
• He had previously handled corporate banking, emerging corporates group, business banking, healthcare finance, agri lending, tractor financing, commerical vehicle finance etc
• Kaizad Bharucha , Prior to HDFC Bank, he worked in the SBI Commercial and International Bank in various areas.

Bhavesh Zaveri:

• Zaveri joined HDFC Bank in 1998.
• Zaveri participated in RBI’s Internal Payments Council Meet and was part of the umbrella organisation for Payments Committee of 2004 that led to the formation of National Payment Corporation of India (NPCI).
• Zaveri worked for Oman International Bank and Barclays Bank before he joined HDFC Bank.

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8. Who has been given the additional charge of the director general of the National Archives of India?
A) Mugdha Sinha
B) Ramesh Kumar
C) Anil Sharma
D) Rajesh Singh
E) Preeti Gupta
Answer: A) Mugdha Sinha

• Mugdha Sinha, joint secretary in the Ministry of Culture, will hold the charge of the director general of the National Archives of India.
• The National Archives of India (NAI) is an attached office under the Ministry of Culture.
• The NAI is the repository of the non-current records of the Government of India and is holding them in trust for the use of administrators and scholars.
• It was set up in March 1891 in Calcutta (Kolkata) as the Imperial Record Department and subsequent to the transfer of the national capital from Calcutta to New Delhi in 1911, it was shifted to its present building in 1926.

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Science and Technology – Daily Current Affairs April 20

9. Who will be hosting outreach activities for the Chandrayaan-3 mission in collaboration with the Moon Village Association?
A) DRDO
B) NASA
C) ISRO
D) ESA
E) JAXA
Answer: C) ISRO

• The Indian Space Research Organisation (ISRO) has collaborated with the Moon Village Association (MVA) to enhance outreach activities related to the upcoming Chandrayaan-3 mission.
• The outreach activities hosted by this collaboration are aimed at increasing the impact of the ISRO lunar programme on a global scale and foster further international cooperation.
• MVA is an international non-governmental organization based in Vienna that aims to create a permanent global informal forum for stakeholders like governments, industry, academia and the general public interested in the development of the Moon Village.
• Chandrayaan-3 is the third mission in India’s Chandrayaan series, which aims to put a lander and rover in the highlands near the lunar South Pole and demonstrate end-to-end landing and roving capabilities.
• The mission is a follow-up to Chandrayaan-2, which was launched in 2019, and is scheduled to launch in July 2023 on a GSLV Mark 3 heavy lift launch vehicle from Satish Dhawan Space Center in Sriharikota, India.
• The MVA-ISRO collaboration will focus on the global aspect of lunar exploration and identify, communicate, and encourage the youth to focus on the mutual benefits that the entire world gets at every lunar mission

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10. Which institute signed a MoU with the National Science and Technology Centre for Disaster Reduction (NCDR), Taiwan for developing tech solutions for earthquakes, floods?
A) Indian Institute of Technology Bombay
B) Indian Institute of Technology Delhi
C) Indian Institute of Technology Roorkee
D) Indian Institute of Technology Madras
E) Indian Institute of Technology Kanpur
Answer: C) Indian Institute of Technology Roorkee

• Indian Institute of Technology Roorkee (IIT Roorkee) signed a Memorandum of Understanding (MoU) with the National Science and Technology Centre for Disaster Reduction (NCDR), Taiwan, while the scientists and faculty members of NCDR, along with their Director Dr. Hongey Chen visited the institute.
• This MoU aims to develop scientific and academic cooperation and scientific research to promote relations and mutual understanding between NCDR and the Centre of Excellence in Disaster Mitigation and Management (CoEDMM) of IIT Roorkee.
• The key objective of the MoU is mutually developing technology solutions to natural hazards, including earthquakes, landslides, floods, debris flow, and compound disasters.
• The researchers from IIT Roorkee and NCDR aim to co-establish an early warning sensor network equipped with P-Alert sensors at selected locations in Uttarakhand.

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International Affairs – Daily Current Affairs April 20

11. Where was the second meeting of the India-UK Financial Markets Dialogue held?
A) Mumbai
B) London
C) New Delhi
D) Edinburgh
E) Birmingham
Answer: B) London

• India and the UK held the second meeting of the India-UK Financial Markets Dialogue in London.
• The Dialogue was led by senior officials from the Indian Ministry of Finance and HM Treasury, with participation from Indian and UK independent regulatory agencies, including the Reserve Bank of India (RBI), the Securities and Exchange Board of India (SEBI), International Financial Services Centre Authority (IFSCA), Insurance Regulatory and Development Authority of India (IRDAI), the Bank of England, and the Financial Conduct Authority.
• The Dialogue focused on six themes:
  o Banking
  o Payments and Cryptoassets,
  o Insurance and reinsurance,
  o Capital Markets
  o Asset Management, and
  o Sustainable Finance
• Both sides agreed to engage bilaterally on these areas in the coming months with the government-led Sustainable Finance Forum in June to advance green cooperation followed by the ministerial Economic and Financial Dialogue (EFD) later in the year.
• Both sides agreed to hold the next Financial Markets Dialogue in India in 2024.

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National Affairs – Daily Current Affairs April 20

12. Who chaired the meeting of Heads of Departments of Shanghai Cooperation Organization (SCO) Member States responsible for Prevention and Elimination of Emergency Situations in New Delhi?
A) Narendra Modi
B) S Jaishankar
C) Nirmala Sitharaman
D) Shri Amit Shah
E) Rajnath Singh
Answer: D) Shri Amit Shah

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13. Between which two organizations was a Memorandum of Understanding (MoU) signed for the training of Indian Army personnel in the Chinese language?
A) Indian Army and Jawaharlal Nehru University
B) Indian Army and Aligarh Muslim University
C) Indian Army and Delhi University
D) Indian Army and Tezpur University
E) Indian Army and Banaras Hindu University
Answer: D) Indian Army and Tezpur University

• A Memorandum of Understanding (MoU) was signed between the Indian Army and Tezpur University for training the Indian Army personnel in the Chinese language.
• Lt Col Mahendra Rawat, Defence PRO of Guwahati said that the course will be for a duration of 16 weeks and will be conducted at Tezpur University.
• Tezpur University established in 1994 by an act of parliament as a central university is one the pioneers in the North East in the teaching of foreign languages including Chinese with highly qualified faculty

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14. Who launched the mobile app and web portal ‘Map Drugs’ which will help in identifying and destruction of illegal farming in the country?
A) Narendra Modi
B) Rahul Gandhi
C) Amit Shah
D) Arvind Kejriwal
E) Nitish Kumar
Answer: C) Amit Shah

• Union Home Minister and Minister of Cooperation Shri Amit Shah attended the first National Conference of Heads of Anti-Narcotics Task Force of States and Union Territories, as the Chief Guest, in New Delhi.
• Shri Amit Shah also released the Annual Report (Special Edition), 2022 and Drug Free India, National Resolution Booklet of Narcotics Control Bureau (NCB).
• Shri Shah also launched a mobile app and web portal – ‘Map Drugs’ which will help in identifying and destruction of illegal farming in the country.
• Union Home Minister virtually inaugurated the office complex of NCB, Indore Regional Unit.
• On this occasion Union Minister for Social Justice and Empowerment, Dr. Virendra Kumar, Minister of State for Home Affairs, Shri Nityanand Rai, Union Home Secretary, and Director General of NCB, Shri S.N. Pradhan, were present along with other dignitaries.

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15. What is the name of the WhatsApp chatbot launched by Haryana Chief Minister Manohar Lal Khattar?
A) Tau se Poochho
B) CM Chat
C) Haryana Helpline
D) Quick Response
E) Citizen Support
Answer: A) Tau se Poochho

• Manohar Lal Khattar, the Chief Minister of Haryana, has announced three new online services aimed at providing digital empowerment to the people. He also stated that Persons with Disabilities (PwDs) will now receive their pension benefits delivered to their homes.
• The newly launched online services are: Pro-active Divyang Pension Service, ‘Tau se Poochho’ WhatsApp chatbot and online booking of government rest houses
• Pro-active Divyang Pension Service – to deliver all services for them at doorsteps
  Haryana Parivar Pehchan Authority has created a WhatsApp Chatbot called ‘Tau Se Poochho’ along with a web-based chatbot solution. the bilingual chatbot is integrated is designed to give quick responses to the queries raised by the citizens
• Khattar launched a portal for room booking at PWD (B&R) rest houses – all rest houses can be booked online by government officials as well as private people

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16. The government has advanced its target to achieve 20 per cent ethanol blending in petrol from _____ to 2025-26?
A) 2038
B) 2027
C) 2033
D) 2031
E) 2030
Answer: E) 2030

• Union Minister for Petroleum Hardeep Singh Puri announced that the government has preponed its target to achieve 20% ethanol blending in petrol from 2030 to 2025-26.
• The Union Minister for Petroleum, addressed the Global CBG Conference of the Indian Federation of Green Energy (IFGE) – CBG Producers Forum and stated that the National Policy on Biofuels, 2018 has been notified by the Government of India to enhance the usage of biofuels in the country’s energy and transportation sectors.
• He stated that, the Government of India has set a target to increase the share of gas in the energy mix up to 15 per cent in 2030 to make India a Gas based economy
• He stated that, India has an ambitious target to set up 5000 commercial plants by 2024- 25 and produce 15 MMT of CBG which would replace other gaseous fuels being used in the country

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